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Hlídač spoření MCP Server

by hlidacsporeni Your server? Claim it
answering

Hlídač spoření is answering right now. Last checked 3 min ago. It exposes 4 tools.

Czech savings accounts and term deposits: effective rates, net yield and conditions. Read-only.

Uptime history 7 days of history
7 days agonow
100.0%
Uptime 24h
92 of 92 checks
4
Tools
read from the server
335 ms
Response time
average over 24h
open, no key
Access
streamable-http

Nothing serious here today

Today is the operative word: we check Hlídač spoření every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Three servers free · no card

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 3 min ago.

run in your terminal
claude mcp add sporeni --transport http https://hlidacsporeni.cz/mcp
Settings → Connectors → Add custom connector, then paste this address
https://hlidacsporeni.cz/mcp
~/.codex/config.toml
[mcp_servers.sporeni]
url = "https://hlidacsporeni.cz/mcp"
.cursor/mcp.json
{
  "mcpServers": {
    "sporeni": {
      "url": "https://hlidacsporeni.cz/mcp"
    }
  }
}
.vscode/mcp.json
{
  "servers": {
    "sporeni": {
      "type": "http",
      "url": "https://hlidacsporeni.cz/mcp"
    }
  }
}

Available tools 4

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

hlidac
hlidac_compare_savings
Rank Czech savings accounts (spořicí účty) by the effective interest rate (úrok, sazba) for a given deposit, with the net yield after the 15 % tax. The effective rate is computed for the WHOLE amount: many banks pay their headline rate only up to a limit (e.g. Česká spořitelna 5,20 % only up to 400 000 Kč), so the ranking changes with the amount. Filters drop accounts with card-payment, income or new-money conditions, or keep only accounts without conditions. Examples: - "Kam dát 800 000 Kč na spořicí účet?" -> amount=800000 - "Nejvyšší úrok bez podmínek pro 1 milion" -> amount=1000000, no_conditions=true Use hlidac_get_product for one account's bands and conditions, hlidac_plan_allocation to split a large sum across banks.
hlidac_compare_term_deposits
Rank Czech term deposits (termínované vklady) for a deposit and a term (délka v měsících) by the rate (úrok, sazba), with the net yield for the whole term after the 15 % tax. Offers only for new clients (noví klienti) count only with client='new'; promotions (akce) can be excluded; need_early_withdrawal keeps banks where an early withdrawal (předčasný výběr) is possible without the bank's consent. Banks whose limits do not take the amount are listed in outside_limits. Examples: - "Nejlepší termínovaný vklad na rok pro 200 000" -> amount=200000, term_months=12 - "Vklad na 3 měsíce, jsem nový klient" -> term_months=3, client='new'
hlidac_get_product
Full detail of one product (spořicí účet or termínovaný vklad): rate bands, conditions, end of a promotion, deposit insurance (pojištění vkladu), early withdrawal, tax, when it was verified, and the facts we do not have (unknown). product_id comes from hlidac_compare_savings or hlidac_compare_term_deposits, e.g. 'trinity', 'ceska-sporitelna', 'tv-csob'. An unknown id returns the list of valid ids.
hlidac_plan_allocation
Split a sum across Czech savings accounts (spořicí účty) for the highest net yield, keeping each bank under the deposit insurance limit of 100 000 EUR per client and bank (pojištění vkladů), converted at today's ČNB rate unless eur_czk is given. Only accounts whose conditions the client says they meet are used (card payments, income, new money, investing). Several products of one bank share one limit. Example: "Mám 6 milionů, jak je rozložit, aby byly pojištěné?" -> amount=6000000, max_banks=3

Endpoints

URLTransportStateLatencyChecked
https://hlidacsporeni.cz/mcp streamable-http answering 322 ms 3 min ago

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Hlídač spoření — questions

Answers built from our own checks of this server.

What can Hlídač spoření do?
It exposes 4 tools, read directly from the server on our last check. Among them: hlidac_compare_savings, hlidac_compare_term_deposits, hlidac_get_product, hlidac_plan_allocation. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →
Is Hlídač spoření working right now?
We send a real MCP handshake every 15 minutes. Over the last 24 hours 92 of 92 checks got a reply (100.0%), average response time 335 ms. The bar chart above shows every period we have measured.
How do I connect Hlídač spoření?
Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.
Does Hlídač spoření need an API key?
No. Hlídač spoření completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 4 of them are readable on this page. This is what we observed, not what the docs claim.
How fast is Hlídač spoření?
It answers our handshake in 335 ms on average, which is faster than 42% of all working MCP servers we measure. The comparison comes from our own checks across the whole registry, every 15 minutes.