Cove — Personal Finance MCP Server

by usecove Your server? Claim it

answering

Cove — Personal Finance is answering right now. Last checked 4 min ago.

Read-only access to your Cove finances: accounts, spending, transactions and recurring bills.

Uptime history 7 days of history · worst day 98%

7 days agonow

100.0%

Uptime 24h

92 of 92 checks

—

Tools

hidden behind auth

657 ms

Response time

average over 24h

OAuth sign-in

Access

streamable-http

Cove — Personal Finance does not always answer

Over the last week it answered 99.5% of our checks. We check every 15 minutes, so you hear about the next outage within the hour — not from your users.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 4 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add cove --transport http https://api.usecove.ai/mcp

~/Library/Application Support/Claude/claude_desktop_config.json

{
  "mcpServers": {
    "cove": {
      "url": "https://api.usecove.ai/mcp"
    }
  }
}

~/.codex/config.toml

[mcp_servers.cove]
url = "https://api.usecove.ai/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "cove": {
      "url": "https://api.usecove.ai/mcp"
    }
  }
}

.vscode/mcp.json

{
  "mcpServers": {
    "cove": {
      "url": "https://api.usecove.ai/mcp"
    }
  }
}

This endpoint answered with an authorization challenge. The server is running, and it signs you in through your browser: there is no API key to paste.

Endpoints

URL	Transport	State	Latency	Checked
https://api.usecove.ai/mcp	streamable-http	sign-in	851 ms	4 min ago

Alternatives to Cove — Personal Finance

same job, measured the same way

BankBridge

by bankbridge

Read-only banking and personal finance for AI agents: accounts, transactions, spending, budgets.

answering

Synci

by synci

Read-only access to your bank, investment, and crypto accounts: balances, transactions, holdings.

answering

Openfinance

by openfinanceorg

Connect your financial accounts to view balances, search transactions, and get spending insights.

19 installs/wk local only

Quicken Mac MCP

by dweekly

Read-only access to Quicken For Mac financial data: transactions, spending, and portfolios.

65 installs/wk local only

Genie Expense Tracker

by osamaadam

Read-only access to Genie accounts, transactions, investments, and financial summaries.

answering

Sporo

by sporo

Read-only access to your Sporo accounting: balances, invoices, VAT and P&L. OAuth.

answering

Puzzle

by puzzle

Startup accounting: cash, burn, runway, financial statements, transactions, bills and invoices.

answering

Median books

by medianfi

Read-only access to a Median customer's ledger, financial reports and transactions. OAuth sign-in.

answering

Cove — Personal Finance — questions

Answers built from our own checks of this server.

Why is there no tool list for Cove — Personal Finance?

The server answered our handshake with an authorization challenge, so it is running — but it will not describe its tools to an anonymous client. To see them you need to connect with your own credentials. We record it as alive, not as broken: 100.0% of checks in the last 24 hours got a reply.

Is Cove — Personal Finance working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 92 of 92 checks got a reply (100.0%), average response time 657 ms. The bar chart above shows every period we have measured.

How do I connect Cove — Personal Finance?

Copy the ready config from this page — we generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each with the file path that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address. You sign in through your browser once and the client keeps the session: no key to copy, and it refuses anonymous clients.

How do you sign in to Cove — Personal Finance?

No API key is involved. Cove — Personal Finance answers our knock with an OAuth challenge, so you authorise it once in your browser and the client keeps the session. That is also why we see no tool list: it will not describe itself to an anonymous client, and that is the server working as intended, not a fault.

How fast is Cove — Personal Finance?

It answers our handshake in 657 ms on average, which is faster than 16% of all working MCP servers we measure. That is on the slow side — worth knowing if the tool sits inside an interactive loop. The comparison comes from our own checks across the whole registry, every 15 minutes.