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Lunch Money MCP (Unofficial) MCP Server

answering

Lunch Money MCP (Unofficial) is answering right now. Last checked 15 min ago. Last commit 18 Sep 2026.

Read-only Lunch Money accounts, transactions, categories and budgets. Unofficial connector.

Uptime history 68 hours of history
68 hours agonow
100.0%
Uptime 24h
91 of 91 checks
Tools
hidden behind auth
518 ms
Response time
average over 24h
0
Stars
last commit 18 Sep 2026

What the code does

We read the source, 20 h ago · rules 3dff92dd89df

Evidence

Things with no honest explanation: a promise that contradicts the code, code that runs at install time while hiding what it does, data leaving the machine.

Claims read-only, but the code runs commands build.js:50
  require('child_process').execFileSync(process.execPath, [
Capabilities

What this server is able to do. For an MCP server this is often the job itself — a terminal server runs commands because that is what it is for. Listed so you know what you are plugging in, not as an accusation.

Runs an external command build.js:50
  require('child_process').execFileSync(process.execPath, [

Is this your server and something here is wrong? Tell us — corrections are free and do not require a plan.

We found things in this code

Code changes quietly between releases, and nobody reads the diff of a dependency. We do, on every release — watch Lunch Money MCP (Unofficial) and you get told the day something new turns up.

Three servers free · no card

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 15 min ago.

run in your terminal
claude mcp add lunchmoney-mcp --transport http https://mcp.lunchmoney.sh/mcp
~/Library/Application Support/Claude/claude_desktop_config.json
{
  "mcpServers": {
    "lunchmoney-mcp": {
      "url": "https://mcp.lunchmoney.sh/mcp"
    }
  }
}
~/.codex/config.toml
[mcp_servers.lunchmoney-mcp]
url = "https://mcp.lunchmoney.sh/mcp"
.cursor/mcp.json
{
  "mcpServers": {
    "lunchmoney-mcp": {
      "url": "https://mcp.lunchmoney.sh/mcp"
    }
  }
}
.vscode/mcp.json
{
  "mcpServers": {
    "lunchmoney-mcp": {
      "url": "https://mcp.lunchmoney.sh/mcp"
    }
  }
}

This endpoint answered with an authorization challenge. The server is running, and it signs you in through your browser: there is no API key to paste.

Endpoints

URLTransportStateLatencyChecked
https://mcp.lunchmoney.sh/mcp streamable-http sign-in 372 ms 15 min ago

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Lunch Money MCP (Unofficial) — questions

Answers built from our own checks of this server.

Why is there no tool list for Lunch Money MCP (Unofficial)?
The server answered our handshake with an authorization challenge, so it is running — but it will not describe its tools to an anonymous client. To see them you need to connect with your own credentials. We record it as alive, not as broken: 100.0% of checks in the last 24 hours got a reply.
Is Lunch Money MCP (Unofficial) working right now?
We send a real MCP handshake every 15 minutes. Over the last 24 hours 91 of 91 checks got a reply (100.0%), average response time 518 ms. The bar chart above shows every period we have measured.
How do I connect Lunch Money MCP (Unofficial)?
Copy the ready config from this page — we generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each with the file path that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address. You sign in through your browser once and the client keeps the session: no key to copy, and it refuses anonymous clients.
How do you sign in to Lunch Money MCP (Unofficial)?
No API key is involved. Lunch Money MCP (Unofficial) answers our knock with an OAuth challenge, so you authorise it once in your browser and the client keeps the session. That is also why we see no tool list: it will not describe itself to an anonymous client, and that is the server working as intended, not a fault.
How fast is Lunch Money MCP (Unofficial)?
It answers our handshake in 518 ms on average, which is faster than 28% of all working MCP servers we measure. The comparison comes from our own checks across the whole registry, every 15 minutes.
Is Lunch Money MCP (Unofficial) open source?
Yes — it is published under the MIT licence, written in TypeScript, 0 stars on GitHub and 14 open issues. The source link is on this page, so you can read exactly what it does with your data before you connect it.