Yacht.Loans: boat loan calculator, sales tax and lender terms MCP Server

by yacht Your server? Claim it

answering

Yacht.Loans: boat loan calculator, sales tax and lender terms is answering right now. Last checked 3 min ago. It exposes 4 tools.

Boat and yacht loan payments with balloon, tax and insurance; state boat tax; lender terms.

Uptime history 23 hours of history

23 hours agonow

100.0%

Uptime 24h

83 of 83 checks

Tools

read from the server

250 ms

Response time

average over 24h

open, no key

Access

streamable-http

Nothing serious here today

Today is the operative word: we check Yacht.Loans: boat loan calculator, sales tax and lender terms every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 3 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add yacht-loans --transport http https://yacht.loans/mcp

Settings → Connectors → Add custom connector, then paste this address

https://yacht.loans/mcp

~/.codex/config.toml

[mcp_servers.yacht-loans]
url = "https://yacht.loans/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "yacht-loans": {
      "url": "https://yacht.loans/mcp"
    }
  }
}

.vscode/mcp.json

{
  "servers": {
    "yacht-loans": {
      "type": "http",
      "url": "https://yacht.loans/mcp"
    }
  }
}

Available tools 4

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

boat

get_boat_sales_tax

The boat sales or use tax rule yacht.loans has confirmed for a state from its statute or tax agency: rate, cap, exemptions or special tests (such as California's 12-month test or Florida's $18,000 cap), the citation, source URL and the date it was read. Omit state to list every state covered.

list_boat_lender_terms

What banks, credit unions, marine lenders and brokers publish on their own boat loan pages, as read by yacht.loans: rate ranges with their dates, loan amounts, longest terms, down payment and boat age or size rules, with each lender's URL. Filter by lender type or name; not offers and not a ranking.

calculate

calculate_boat_loan

Runs the yacht.loans boat loan calculator on your numbers: monthly loan payment, payment with insurance, amount financed, balloon left at the end when payments are figured over more years than the term, interest over the term, sales tax (from a state rule on the site or your own rate and cap), cash at closing, and the loan balance at the end of each year.

estimate

estimate_uscg_documentation_fees

Adds up the Coast Guard NVDC fees (46 CFR 67.550) to document a financed recreational boat: Abstract of Title, initial certificate or exchange into your name for 1 to 5 years, bill of sale and preferred mortgage recording by page count, and a certified copy for the lender, plus the full NVDC fee table.

Endpoints

URL	Transport	State	Latency	Checked
https://yacht.loans/mcp	streamable-http	answering	111 ms	3 min ago

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Yacht.Loans: boat loan calculator, sales tax and lender terms — questions

Answers built from our own checks of this server.

What can Yacht.Loans: boat loan calculator, sales tax and lender terms do?

It exposes 4 tools, read directly from the server on our last check. Among them: calculate_boat_loan, estimate_uscg_documentation_fees, get_boat_sales_tax, list_boat_lender_terms. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

Is Yacht.Loans: boat loan calculator, sales tax and lender terms working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 83 of 83 checks got a reply (100.0%), average response time 250 ms. The bar chart above shows every period we have measured.

How do I connect Yacht.Loans: boat loan calculator, sales tax and lender terms?

Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does Yacht.Loans: boat loan calculator, sales tax and lender terms need an API key?

No. Yacht.Loans: boat loan calculator, sales tax and lender terms completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 4 of them are readable on this page. This is what we observed, not what the docs claim.

How fast is Yacht.Loans: boat loan calculator, sales tax and lender terms?

It answers our handshake in 250 ms on average, which is faster than 57% of all working MCP servers we measure. The comparison comes from our own checks across the whole registry, every 15 minutes.