Wise Penny MCP Server

by wisepenny Your server? Claim it

not responding

Wise Penny is listed as active in the registry but did not answer our last check.

Chat with your bank data: balances, transactions, budgets, bills. Reads only, never moves money.

Uptime history 51 days of history · worst day 9%

51 days agonow

13.2%

Uptime 24h

12 of 91 checks

—

Tools

hidden behind auth

1613 ms

Response time

average over 24h

open, no key

Access

streamable-http

Wise Penny does not always answer

Over the last week it answered 12.7% of our checks. We check every 15 minutes, so you hear about the next outage within the hour — not from your users.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 14 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add wise-penny --transport http https://www.wisepenny.app/api/mcp

~/Library/Application Support/Claude/claude_desktop_config.json

{
  "mcpServers": {
    "wise-penny": {
      "url": "https://www.wisepenny.app/api/mcp"
    }
  }
}

~/.codex/config.toml

[mcp_servers.wise-penny]
url = "https://www.wisepenny.app/api/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "wise-penny": {
      "url": "https://www.wisepenny.app/api/mcp"
    }
  }
}

.vscode/mcp.json

{
  "mcpServers": {
    "wise-penny": {
      "url": "https://www.wisepenny.app/api/mcp"
    }
  }
}

Endpoints

URL	Transport	State	Latency	Checked
https://www.wisepenny.app/api/mcp	streamable-http	answering	31 ms	14 min ago

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Wise Penny — questions

Answers built from our own checks of this server.

Is Wise Penny working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 12 of 91 checks got a reply (13.2%), average response time 1613 ms. The bar chart above shows every period we have measured.

The registry lists Wise Penny as active — why does it not respond?

The official MCP registry stores what the author submitted; it does not verify that the server still runs. We check the endpoint ourselves, and this one does not answer. Catalogues that copy the registry without checking will show it as working.

How do I connect Wise Penny?

Copy the ready config from this page — we generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each with the file path that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does Wise Penny need an API key?

No. Wise Penny completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. This is what we observed, not what the docs claim.

How fast is Wise Penny?

It answers our handshake in 1613 ms on average, which is faster than 2% of all working MCP servers we measure. That is on the slow side — worth knowing if the tool sits inside an interactive loop. The comparison comes from our own checks across the whole registry, every 15 minutes.