Tideline Money Tools MCP Server

by tideline Your server? Claim it

answering

Tideline Money Tools is answering right now. Last checked 6 min ago. It exposes 7 tools.

Free money calculators: option expiry risk, debt avalanche, cash runway, subscriptions, invoices.

Uptime history 55 days of history · worst day 99%

55 days agonow

100.0%

Uptime 24h

91 of 91 checks

Tools

read from the server

561 ms

Response time

average over 24h

open, no key

Access

streamable-http

What changed 1

Every tool that appeared, vanished or quietly changed what it asks for. Recorded since 30 September 2026. No other catalogue keeps this.

30 Sep a tool appeared debt_consolidation_check

Nothing serious here today

Today is the operative word: we check Tideline Money Tools every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 6 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add money-tools --transport http https://mcp.tideline.money/mcp

Settings → Connectors → Add custom connector, then paste this address

https://mcp.tideline.money/mcp

~/.codex/config.toml

[mcp_servers.money-tools]
url = "https://mcp.tideline.money/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "money-tools": {
      "url": "https://mcp.tideline.money/mcp"
    }
  }
}

.vscode/mcp.json

{
  "servers": {
    "money-tools": {
      "type": "http",
      "url": "https://mcp.tideline.money/mcp"
    }
  }
}

Available tools 7

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

debt

debt_avalanche_plan

Debt payoff plan: avalanche order (highest APR first), month-by-month simulation to a debt-free date, interest vs minimums-only, and what one extra $50/mo buys. All math local and deterministic.

debt_consolidation_check

Should you consolidate credit cards with a personal loan? Compares paying the cards directly (same monthly amount, highest rate first, 0% promo aware) against up to two loan offers, including origination fees, shortfall/extra cash, and early payoff — shows interest+fees by payoff month and the month a fee offer stops being the better deal. Deterministic arithmetic; no credit data.

cash

cash_runway

Months of cash runway for a household or freelance practice — hard runway (committed income only) and working runway, against honest burn including paying yourself.

effective

effective_hourly_rate

Freelancers: real $/hr per client — dollars actually collected divided by ALL hours logged (unbilled favors included). Exposes which clients quietly pay half your rate.

invoice

invoice_aging

Invoice aging buckets with the right chase action per invoice (friendly nudge → firm ask → escalation plan) based on how late each one is.

option

option_expiry_risk

What happens to an account if a single-leg US equity option finishes in the money at expiration: auto-exercise under the OCC $0.01 rule, the resulting long or short share position, whether a margin, cash, or IRA account can hold it (50% Reg T, $2,000 minimum for shorts, no shorts in cash/IRA), P&L and break-even, the trap zone (exercised but still losing), and pin risk near the strike. Optionally tests the price minus and plus an expected move. Deterministic arithmetic on your inputs; no market data.

subscription

subscription_audit

Find recurring charges in a transaction list — subscriptions, price-similar repeats — ranked by annual cost. Send 90+ days of (date, amount, description) rows for best results.

Endpoints

URL	Transport	State	Latency	Checked
https://mcp.tideline.money/mcp	streamable-http	answering	561 ms	6 min ago

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Tideline Money Tools — questions

Answers built from our own checks of this server.

What can Tideline Money Tools do?

It exposes 7 tools, read directly from the server on our last check. Among them: cash_runway, debt_avalanche_plan, debt_consolidation_check, effective_hourly_rate, invoice_aging, option_expiry_risk and 1 more. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

Is Tideline Money Tools working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 91 of 91 checks got a reply (100.0%), average response time 561 ms. The bar chart above shows every period we have measured.

How do I connect Tideline Money Tools?

Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does Tideline Money Tools need an API key?

No. Tideline Money Tools completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 7 of them are readable on this page. This is what we observed, not what the docs claim.

How fast is Tideline Money Tools?

It answers our handshake in 561 ms on average, which is faster than 20% of all working MCP servers we measure. That is on the slow side — worth knowing if the tool sits inside an interactive loop. The comparison comes from our own checks across the whole registry, every 15 minutes.