Social Security COLA 2027 MCP Server

by theluckystrike Your server? Claim it

answering

Social Security COLA 2027 MCP is answering right now. Last checked 15 min ago. It exposes 6 tools. Last commit 5 Nov 2026.

Social Security COLA 2027, full retirement age, earnings test and 2027 limits from SSA notices.

Uptime history 52 hours of history

52 hours agonow

100.0%

Uptime 24h

91 of 91 checks

Tools

read from the server

223 ms

Response time

average over 24h

Stars

last commit 5 Nov 2026

Nothing serious here today

Today is the operative word: we check Social Security COLA 2027 MCP every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 15 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add social-security-cola-2027-mcp --transport http https://social-security-cola-2027-mcp.lipmichal.workers.dev/mcp

Settings → Connectors → Add custom connector, then paste this address

https://social-security-cola-2027-mcp.lipmichal.workers.dev/mcp

~/.codex/config.toml

[mcp_servers.social-security-cola-2027-mcp]
url = "https://social-security-cola-2027-mcp.lipmichal.workers.dev/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "social-security-cola-2027-mcp": {
      "url": "https://social-security-cola-2027-mcp.lipmichal.workers.dev/mcp"
    }
  }
}

.vscode/mcp.json

{
  "servers": {
    "social-security-cola-2027-mcp": {
      "type": "http",
      "url": "https://social-security-cola-2027-mcp.lipmichal.workers.dev/mcp"
    }
  }
}

Available tools 6

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

calculate

calculate_claiming_age_benefit

Monthly Social Security retirement benefit if claimed at a given age between 62 and 70, from the full-retirement-age amount (PIA). Uses 5/9 of 1 percent a month for the first 36 early months, 5/12 of 1 percent after that, and 2/3 of 1 percent a month of delayed credits for people born after 1942, with SSA dime rounding.

calculate_cola_increase

Apply a year's Social Security COLA to a monthly benefit. Rounds down to the next lower 10 cents and shows the whole-dollar payment, as SSA does. Default year 2027 (3.6 percent).

calculate_earnings_test

How much Social Security withholds under the retirement earnings test for a year and annual earnings: $1 for every $2 over the limit, or $1 for every $3 in the year you reach full retirement age.

social

get_social_security_cola

Social Security cost-of-living adjustment (COLA) for a payable year, from the SSA "Cost-of-Living Increase and Other Determinations" notice in the Federal Register. The 2027 COLA is 3.6 percent (effective December 2026, paid January 2027, published 2026-10-26). Also returns the COLA history back to 1996. Without a year it checks the Federal Register API for a newer notice.

get_social_security_limits

Social Security program amounts for 2023 to 2027 from the Federal Register notices: maximum taxable earnings (2027: $192,300), retirement earnings test limits (2027: $25,560 and $67,920), earnings per work credit, substantial gainful activity, trial work month, maximum federal SSI and PIA bend points.

full

get_full_retirement_age

Full retirement age for Social Security from a birth date (20 CFR 404.409, including the January 1 rule and the day-before-birthday rule), the exact date and month it is reached, the earliest month benefits can start at 62 and the percent cut, the spouse percent at 62, delayed retirement credits to age 70 and the survivor full retirement age.

Endpoints

URL	Transport	State	Latency	Checked
https://social-security-cola-2027-mcp.lipmichal.workers.dev/mcp	streamable-http	answering	224 ms	15 min ago

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Social Security COLA 2027 MCP — questions

Answers built from our own checks of this server.

What can Social Security COLA 2027 MCP do?

It exposes 6 tools, read directly from the server on our last check. Among them: calculate_claiming_age_benefit, calculate_cola_increase, calculate_earnings_test, get_full_retirement_age, get_social_security_cola, get_social_security_limits. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

What is Social Security COLA 2027 MCP mostly used for?

Its tools cluster around calculate and social. That is what this server is built to work with — the grouping comes from the actual tool names, not from a category we assigned.

Is Social Security COLA 2027 MCP working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 91 of 91 checks got a reply (100.0%), average response time 223 ms. The bar chart above shows every period we have measured.

How do I connect Social Security COLA 2027 MCP?

Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does Social Security COLA 2027 MCP need an API key?

No. Social Security COLA 2027 MCP completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 6 of them are readable on this page. This is what we observed, not what the docs claim.

How fast is Social Security COLA 2027 MCP?

It answers our handshake in 223 ms on average, which is faster than 63% of all working MCP servers we measure. The comparison comes from our own checks across the whole registry, every 15 minutes.

Is Social Security COLA 2027 MCP open source?

The code is open source: it is published under the MIT licence, written in TypeScript and 0 stars on GitHub. The licence covers the code in the repository, not the hosted service at social-security-cola-2027-mcp.lipmichal.workers.dev, which runs on its operator's own terms.