Retirement Contribution Limits 2027 MCP Server

by theluckystrike Your server? Claim it

answering

Retirement Contribution Limits 2027 is answering right now. Last checked 10 min ago. It exposes 4 tools. Last commit 2 Nov 2026.

401(k), IRA, HSA limits, age 60-63 catch-up, Roth catch-up rule, Social Security COLA, 2025-2027.

Uptime history 6 days of history

6 days agonow

100.0%

Uptime 24h

91 of 91 checks

Tools

read from the server

221 ms

Response time

average over 24h

Stars

last commit 2 Nov 2026

Nothing serious here today

Today is the operative word: we check Retirement Contribution Limits 2027 every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 10 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add retirement-contribution-limits-2027-mcp --transport http https://retirement-contribution-limits-2027-mcp.lipmichal.workers.dev/mcp

Settings → Connectors → Add custom connector, then paste this address

https://retirement-contribution-limits-2027-mcp.lipmichal.workers.dev/mcp

~/.codex/config.toml

[mcp_servers.retirement-contribution-limits-2027-mcp]
url = "https://retirement-contribution-limits-2027-mcp.lipmichal.workers.dev/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "retirement-contribution-limits-2027-mcp": {
      "url": "https://retirement-contribution-limits-2027-mcp.lipmichal.workers.dev/mcp"
    }
  }
}

.vscode/mcp.json

{
  "servers": {
    "retirement-contribution-limits-2027-mcp": {
      "type": "http",
      "url": "https://retirement-contribution-limits-2027-mcp.lipmichal.workers.dev/mcp"
    }
  }
}

Available tools 4

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

calculate

calculate_max_contribution

Calculates the most a person can contribute for a year given age (on Dec. 31), plans held (401k, 403b, 457b, tsp, simple, ira, hsa_self, hsa_family) and optional wages. Applies the age 50+ catch-up, the SECURE 2.0 age 60-63 super catch-up (eligible only if age 60, 61, 62 or 63 at year end; 64 drops back), the HSA $1,000 catch-up at 55, the shared 402(g) limit across 401(k)/403(b)/TSP/SIMPLE, the separate 457(b) limit, and the compensation cap. With prior_year_fica_wages it tells whether catch-ups must be Roth under SECURE 2.0 section 603 (2026: over $150,000 of 2025 FICA wages).

compare

compare_years

Shows each retirement, IRA, HSA and Social Security figure for two years side by side with the dollar and percent change: 401(k) deferral, catch-ups, 415(c), compensation limit, HCE threshold, SIMPLE, IRA, Roth catch-up threshold, HSA, wage base, earnings test and COLA. Items the IRS has not yet published (2027 plan limits on 2026-11-02) come back as null, never estimated.

contribution

get_contribution_limits

Returns official IRS contribution limits for 2025, 2026 and 2027: 401(k)/403(b)/TSP and 457(b) elective deferral ($24,500 for 2026), age 50+ catch-up ($8,000 for 2026), the SECURE 2.0 age 60-63 super catch-up ($11,250), IRA limit and catch-up ($7,500 + $1,100 for 2026), SIMPLE limits, 415(c) total ($72,000), 401(a)(17) compensation limit, highly compensated employee threshold, Roth IRA phase-outs, HSA self/family limits (2027: $4,500 / $9,000, Rev. Proc. 2026-24) and the Social Security wage base (2027: $192,300). Also states the Roth catch-up rule status. Figures copied from IRS Notices 2024-80 and 2025-67 and the HSA Rev. Procs. 2027 plan and IRA limits were not yet announced on 2026-11-02 and the tool says so instead of guessing.

social

get_social_security_cola

Returns the Social Security cost-of-living adjustment and related figures from SSA's official annual notice in the Federal Register: 2027 COLA 3.6% (announced October 2026), 2027 taxable maximum (wage base) $192,300, retirement earnings test limits ($25,560 under full retirement age, $67,920 in the year you reach it, for 2027), quarter of coverage, SGA amounts and SSI federal payment. Covers 2025, 2026 and 2027.

Endpoints

URL	Transport	State	Latency	Checked
https://retirement-contribution-limits-2027-mcp.lipmichal.workers.dev/mcp	streamable-http	answering	226 ms	10 min ago

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Retirement Contribution Limits 2027 — questions

Answers built from our own checks of this server.

What can Retirement Contribution Limits 2027 do?

It exposes 4 tools, read directly from the server on our last check. Among them: calculate_max_contribution, compare_years, get_contribution_limits, get_social_security_cola. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

Is Retirement Contribution Limits 2027 working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 91 of 91 checks got a reply (100.0%), average response time 221 ms. The bar chart above shows every period we have measured.

How do I connect Retirement Contribution Limits 2027?

Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does Retirement Contribution Limits 2027 need an API key?

No. Retirement Contribution Limits 2027 completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 4 of them are readable on this page. This is what we observed, not what the docs claim.

How fast is Retirement Contribution Limits 2027?

It answers our handshake in 221 ms on average, which is faster than 63% of all working MCP servers we measure. The comparison comes from our own checks across the whole registry, every 15 minutes.

Is Retirement Contribution Limits 2027 open source?

The code is open source: it is published under the MIT licence, written in TypeScript and 0 stars on GitHub. The licence covers the code in the repository, not the hosted service at retirement-contribution-limits-2027-mcp.lipmichal.workers.dev, which runs on its operator's own terms.