Mortgage Rates Today MCP Server

by theluckystrike Your server? Claim it

answering

Mortgage Rates Today MCP is answering right now. Last checked 13 min ago. It exposes 4 tools. Last commit 5 Nov 2026.

Mortgage rates today: Freddie Mac weekly 30 and 15 year fixed averages, history and payment math.

Uptime history 6 days of history

6 days agonow

100.0%

Uptime 24h

91 of 91 checks

Tools

read from the server

220 ms

Response time

average over 24h

Stars

last commit 5 Nov 2026

Nothing serious here today

Today is the operative word: we check Mortgage Rates Today MCP every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 13 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add mortgage-rates-today-mcp --transport http https://mortgage-rates-today-mcp.lipmichal.workers.dev/mcp

Settings → Connectors → Add custom connector, then paste this address

https://mortgage-rates-today-mcp.lipmichal.workers.dev/mcp

~/.codex/config.toml

[mcp_servers.mortgage-rates-today-mcp]
url = "https://mortgage-rates-today-mcp.lipmichal.workers.dev/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "mortgage-rates-today-mcp": {
      "url": "https://mortgage-rates-today-mcp.lipmichal.workers.dev/mcp"
    }
  }
}

.vscode/mcp.json

{
  "servers": {
    "mortgage-rates-today-mcp": {
      "type": "http",
      "url": "https://mortgage-rates-today-mcp.lipmichal.workers.dev/mcp"
    }
  }
}

Available tools 4

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

mortgage

get_mortgage_rate_history

Freddie Mac PMMS 30-year or 15-year fixed averages between two dates as weekly rows or monthly or annual averages, with the high, low and change over the range. Default is the last 52 weeks of the 30-year rate.

get_mortgage_rate_on_date

The Freddie Mac PMMS weekly average 30-year and 15-year fixed rates (plus 5/1 ARM and points where published) in force on a date, from 1971-04-02 to today.

get_mortgage_rates_today

Latest Freddie Mac PMMS weekly average 30-year and 15-year fixed mortgage rates, read at call time from freddiemac.com: rate, week-over-week change, rate a year ago, 52-week high, low and average, the week date and the next expected release. National averages for well-qualified conventional purchase borrowers.

calculate

calculate_mortgage_payment

Monthly principal and interest and total interest for a fixed-rate loan. Without a rate it uses this week's Freddie Mac average for 30-year or 15-year terms, and compares it with the average a year earlier. Taxes, insurance and PMI are not included.

Endpoints

URL	Transport	State	Latency	Checked
https://mortgage-rates-today-mcp.lipmichal.workers.dev/mcp	streamable-http	answering	252 ms	13 min ago

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Mortgage Rates Today MCP — questions

Answers built from our own checks of this server.

What can Mortgage Rates Today MCP do?

It exposes 4 tools, read directly from the server on our last check. Among them: calculate_mortgage_payment, get_mortgage_rate_history, get_mortgage_rate_on_date, get_mortgage_rates_today. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

Is Mortgage Rates Today MCP working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 91 of 91 checks got a reply (100.0%), average response time 220 ms. The bar chart above shows every period we have measured.

How do I connect Mortgage Rates Today MCP?

Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does Mortgage Rates Today MCP need an API key?

No. Mortgage Rates Today MCP completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 4 of them are readable on this page. This is what we observed, not what the docs claim.

How fast is Mortgage Rates Today MCP?

It answers our handshake in 220 ms on average, which is faster than 61% of all working MCP servers we measure. The comparison comes from our own checks across the whole registry, every 15 minutes.

Is Mortgage Rates Today MCP open source?

The code is open source: it is published under the MIT licence, written in TypeScript and 0 stars on GitHub. The licence covers the code in the repository, not the hosted service at mortgage-rates-today-mcp.lipmichal.workers.dev, which runs on its operator's own terms.