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Rychlá Hypo – Czech mortgages MCP Server

by rychlahypo Your server? Claim it
answering

Rychlá Hypo – Czech mortgages is answering right now. Last checked 9 min ago. It exposes 4 tools. Last commit 28 Sep 2026.

Czech mortgage rates, payment comparison and max loan per bank for 6 major Czech banks.

Uptime history 28 days of history
28 days agonow
100.0%
Uptime 24h
91 of 91 checks
4
Tools
read from the server
242 ms
Response time
average over 24h
0
Stars
last commit 28 Sep 2026

What changed 11

Every tool that appeared, vanished or quietly changed what it asks for. Recorded since 30 September 2026. No other catalogue keeps this.

2 Oct 3 tools changed the parameters they ask for6 times that day calculate_max_mortgage, compare_mortgages, get_mortgage_rates
2 Oct a tool description was rewritten compare_mortgages
30 Sep 3 tools changed the parameters they ask for calculate_max_mortgage, compare_mortgages, get_mortgage_rates
30 Sep a tool description was rewritten compare_mortgages
and 3 more, back to 30 September 2026

Nothing serious here today

Today is the operative word: we check Rychlá Hypo – Czech mortgages every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Three servers free · no card

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 9 min ago.

run in your terminal
claude mcp add mortgages --transport http https://rychlahypo.cz/mcp
Settings → Connectors → Add custom connector, then paste this address
https://rychlahypo.cz/mcp
~/.codex/config.toml
[mcp_servers.mortgages]
url = "https://rychlahypo.cz/mcp"
.cursor/mcp.json
{
  "mcpServers": {
    "mortgages": {
      "url": "https://rychlahypo.cz/mcp"
    }
  }
}
.vscode/mcp.json
{
  "servers": {
    "mortgages": {
      "type": "http",
      "url": "https://rychlahypo.cz/mcp"
    }
  }
}

Available tools 4

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

advisor
get_advisor_contact
How the user can get a binding assessment and have the mortgage arranged for free by a licensed Czech mortgage intermediary (Rychlá Hypo). Returns phone, e-mail and links.
calculate
calculate_max_mortgage
Calculate how much each of 6 Czech banks will lend (or whether a requested amount gets approved) from household income, expenses, debts and property, using each bank's own credit methodology (DSTI, DTI, LTV, living costs, recognition of self-employed, pension, rental and other income). No personal data needed: ages and amounts only.
compare
compare_mortgages
Compare the monthly payment, interest rate, RPSN (APRC), total cost and interest of a given mortgage amount across 6 Czech banks, sorted from cheapest. Applies each bank's LTV and small-loan surcharges and product limits (not creditworthiness). Above 80 % LTV banks lend only if all applicants are under 36 (set all_applicants_under_36). Use for 'which bank is cheapest for X CZK'.
mortgage
get_mortgage_rates
Current published mortgage rates of 6 major Czech banks (Česká spořitelna, ČSOB, Komerční banka, UniCredit Bank, Raiffeisenbank, mBank) by fixation period, with LTV surcharges, limits and fees. Source: Rychlá Hypo (rychlahypo.cz), rates verified in the banks' calculators.

Endpoints

URLTransportStateLatencyChecked
https://rychlahypo.cz/mcp streamable-http answering 2186 ms 9 min ago

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Rychlá Hypo – Czech mortgages — questions

Answers built from our own checks of this server.

What can Rychlá Hypo – Czech mortgages do?
It exposes 4 tools, read directly from the server on our last check. Among them: calculate_max_mortgage, compare_mortgages, get_advisor_contact, get_mortgage_rates. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →
Is Rychlá Hypo – Czech mortgages working right now?
We send a real MCP handshake every 15 minutes. Over the last 24 hours 91 of 91 checks got a reply (100.0%), average response time 242 ms. The bar chart above shows every period we have measured.
How do I connect Rychlá Hypo – Czech mortgages?
Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.
Does Rychlá Hypo – Czech mortgages need an API key?
No. Rychlá Hypo – Czech mortgages completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 4 of them are readable on this page. This is what we observed, not what the docs claim.
How fast is Rychlá Hypo – Czech mortgages?
It answers our handshake in 242 ms on average, which is faster than 67% of all working MCP servers we measure. The comparison comes from our own checks across the whole registry, every 15 minutes.
Is Rychlá Hypo – Czech mortgages open source?
We cannot say either way: 0 stars on GitHub, but we could not determine the licence, and without one the code is not open source by default.