Homes Loan Calculator MCP Server

by sircharan Your server? Claim it

not responding

Homes Loan Calculator is listed as active in the registry but did not answer our last check. It exposes 6 tools.

Home loan EMI, affordability, balance transfer, down payment, rent vs buy calculators.

Uptime history 9 days of history · worst day 0%

9 days agonow

0.0%

Uptime 24h

0 of 91 checks

Tools

read from the server

138 ms

Response time

average over 24h

open, no key

Access

streamable-http

Homes Loan Calculator does not always answer

Over the last week it answered 0.0% of our checks. We check every 15 minutes, so you hear about the next outage within the hour — not from your users.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 13 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add homes-loan-calculator --transport http https://homesloancalculator.in/mcp

Settings → Connectors → Add custom connector, then paste this address

https://homesloancalculator.in/mcp

~/.codex/config.toml

[mcp_servers.homes-loan-calculator]
url = "https://homesloancalculator.in/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "homes-loan-calculator": {
      "url": "https://homesloancalculator.in/mcp"
    }
  }
}

.vscode/mcp.json

{
  "servers": {
    "homes-loan-calculator": {
      "type": "http",
      "url": "https://homesloancalculator.in/mcp"
    }
  }
}

Available tools 6

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

balancetransfer

balanceTransfer

Takes the outstanding balance, months left, current and new rates and a fee and returns both EMIs, the net saving and the break-even months of a balance transfer. Example input: {"outstanding":4000000,"remainingMonths":180,"currentRate":9.25,"newRate":8.4,"processingFee":20000}

downpayment

downPayment

Takes a property price and returns the loan-to-value ratio, maximum loan, minimum down payment and approximate stamp duty plus registration. Example input: {"price":7500000}

eligibility

eligibility

Takes net monthly income, existing EMIs, annual rate and tenure and returns the maximum EMI and home loan amount a borrower qualifies for. Example input: {"netMonthlyIncome":150000,"existingEmis":10000,"annualRate":8.5,"years":20}

emi

emi

Takes a loan amount, annual rate and tenure, plus optional prepayments or a rate change, and returns the monthly EMI, total interest and year-by-year schedule for an Indian home loan. Example input: {"principal":5000000,"annualRate":8.5,"years":20}

rentvsbuy

rentVsBuy

Takes rent, price, down payment, loan terms and growth assumptions and returns the year-by-year net worth of buying against renting, with the break-even year. Example input: {"rent":30000,"rentGrowth":5,"price":8000000,"downPayment":1600000,"annualRate":8.5,"months":240,"appreciation":5,"investReturn":10,"years":20}

sensitivity

sensitivity

Takes a loan amount, annual rate and tenure and returns how the EMI and total interest change when the rate moves up or down by small steps. Example input: {"principal":5000000,"annualRate":8.5,"years":20}

Endpoints

URL	Transport	State	Latency	Checked
https://homesloancalculator.in/mcp	streamable-http	answering	138 ms	13 min ago

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Homes Loan Calculator — questions

Answers built from our own checks of this server.

What can Homes Loan Calculator do?

It exposes 6 tools, read directly from the server on our last check. Among them: balanceTransfer, downPayment, eligibility, emi, rentVsBuy, sensitivity. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

Is Homes Loan Calculator working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 0 of 91 checks got a reply (0.0%), average response time 138 ms. The bar chart above shows every period we have measured.

The registry lists Homes Loan Calculator as active — why does it not respond?

The official MCP registry stores what the author submitted; it does not verify that the server still runs. We check the endpoint ourselves, and this one does not answer. Catalogues that copy the registry without checking will show it as working.

How do I connect Homes Loan Calculator?

Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does Homes Loan Calculator need an API key?

No. Homes Loan Calculator completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 6 of them are readable on this page. This is what we observed, not what the docs claim.