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SBA Express Loans MCP Server

by sbaexpress-www Your server? Claim it
answering

SBA Express Loans is answering right now. Last checked 10 min ago. It exposes 9 tools.

SBA Express program rules, live maximum rates, FY2027 guaranty fees, payments, and lender and state.

Uptime history 60 hours of history
60 hours agonow
100.0%
Uptime 24h
91 of 91 checks
9
Tools
read from the server
234 ms
Response time
average over 24h
open, no key
Access
streamable-http

Nothing serious here today

Today is the operative word: we check SBA Express Loans every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Three servers free · no card

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 10 min ago.

run in your terminal
claude mcp add sbaexpress-loans --transport http https://www.sbaexpress.loans/api/sba-express/mcp
Settings → Connectors → Add custom connector, then paste this address
https://www.sbaexpress.loans/api/sba-express/mcp
~/.codex/config.toml
[mcp_servers.sbaexpress-loans]
url = "https://www.sbaexpress.loans/api/sba-express/mcp"
.cursor/mcp.json
{
  "mcpServers": {
    "sbaexpress-loans": {
      "url": "https://www.sbaexpress.loans/api/sba-express/mcp"
    }
  }
}
.vscode/mcp.json
{
  "servers": {
    "sbaexpress-loans": {
      "type": "http",
      "url": "https://www.sbaexpress.loans/api/sba-express/mcp"
    }
  }
}

Available tools 9

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

estimate
estimate_guaranty_fee
SBA upfront guaranty fee for an SBA Express or standard 7(a) loan under the FY2027 schedule, with exceptions.
estimate_payment
Level monthly payment and total interest for a fully amortizing loan. Also returns today's SBA Express rate cap for the amount.
program
get_program_statistics
SBA Express loans by fiscal year, loan sizes, borrower types, industries, rates at approval and charge-offs, from SBA's loan-level file.
get_program_terms
SBA Express program rules: maximum loan, SBA guaranty, rate caps by loan size, line of credit rules, FY2027 guaranty fees and exceptions, with sources.
financing
get_financing_link
Link where a small business owner can request SBA Express financing options; the request is routed to lending partners. Free, no obligation.
lender
get_lender
A lender's SBA Express lending record: loan count, sizes, line of credit share, top states. Matches on lender name.
lenders
list_lenders
Lenders ranked by number of SBA Express loans in the most recent fiscal years. Pass a state to get the most active lenders there.
max
get_max_rates_today
Today's maximum variable interest rate for SBA Express (and 7(a)) loans by loan size: live WSJ Prime plus SBA's capped spread. Optionally pass an amount to get the cap for that loan.
state
get_state
SBA Express loan count, dollars, median loan, top lenders and top industries for one state.

Endpoints

URLTransportStateLatencyChecked
https://www.sbaexpress.loans/api/sba-express/mcp streamable-http answering 183 ms 10 min ago

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SBA Express Loans — questions

Answers built from our own checks of this server.

What can SBA Express Loans do?
It exposes 9 tools, read directly from the server on our last check. Among them: estimate_guaranty_fee, estimate_payment, get_financing_link, get_lender, get_max_rates_today, get_program_statistics and 3 more. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →
What is SBA Express Loans mostly used for?
Its tools cluster around estimate and program. That is what this server is built to work with — the grouping comes from the actual tool names, not from a category we assigned.
Is SBA Express Loans working right now?
We send a real MCP handshake every 15 minutes. Over the last 24 hours 91 of 91 checks got a reply (100.0%), average response time 234 ms. The bar chart above shows every period we have measured.
How do I connect SBA Express Loans?
Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.
Does SBA Express Loans need an API key?
No. SBA Express Loans completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 9 of them are readable on this page. This is what we observed, not what the docs claim.
How fast is SBA Express Loans?
It answers our handshake in 234 ms on average, which is faster than 58% of all working MCP servers we measure. The comparison comes from our own checks across the whole registry, every 15 minutes.