Monarch Money runs on your own machine — the client starts it, so there is no endpoint to ping. 119 installs a week from npm. Last commit 30 Aug 2026.
MCP server for Monarch Money — account, transaction, and budget management.
We read the source, 21 h ago · rules 3dff92dd89df
What this server is able to do. For an MCP server this is often the job itself — a terminal server runs commands because that is what it is for. Listed so you know what you are plugging in, not as an accusation.
этот файл ставится пользователю, но в репозитории его нет
const initProcess = spawn(this.claudeCodePath, args, {
Is this your server and something here is wrong? Tell us — corrections are free and do not require a plan.
We found places where it runs commands, builds paths or queries from values it is given. None of that is a flaw by itself — it becomes one when the code changes, and code changes quietly between releases. We re-read it on every one.
This server runs on your own machine — install it with the package manager and the client starts it for you. Package name taken from the official registry entry.
claude mcp add monarch-money -- npx -y monarch-money-mcp-server
{
"mcpServers": {
"monarch-money": {
"args": [
"-y",
"monarch-money-mcp-server"
],
"command": "npx"
}
}
}
[mcp_servers.monarch-money]
command = "npx"
args = ["-y", "monarch-money-mcp-server"]
{
"mcpServers": {
"monarch-money": {
"args": [
"-y",
"monarch-money-mcp-server"
],
"command": "npx"
}
}
}
{
"mcpServers": {
"monarch-money": {
"args": [
"-y",
"monarch-money-mcp-server"
],
"command": "npx"
}
}
}
This one needs environment variables set before it will start:
MONARCH_SESSION_TOKEN (Pre-obtained session token for authentication (recommended over email/password).), MONARCH_EMAIL (Email address for email/password authentication.), MONARCH_PASSWORD (Password for email/password authentication.), MONARCH_TOTP (TOTP code if 2FA is enabled on the account.), MONARCH_EMAIL_OTP (Email OTP code required only on first login from a new install.), MONARCH_SESSION_PASSPHRASE (Override passphrase for encrypting the on-disk session file.), MONARCH_STATE_DIR (Directory where session.enc file is stored.), MONARCH_ENABLED_TOOL_GROUPS (Comma-separated list of tool groups to enable (readonly, manage).), MONARCH_ENABLED_TOOLS (Comma-separated whitelist of specific tool names to enable.), MONARCH_DISABLED_TOOLS (Comma-separated blacklist of specific tool names to disable.).
The author declared them in the registry entry; get the values from the project itself.
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Answers built from our own checks of this server.