Poupa AI MCP Server

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answering

Poupa AI is answering right now. Last checked 14 min ago. It exposes 19 tools.

Personal finance by Poupa AI. Read balance grouped by bank/category/card/month, transactions filtere

The linked repository no longer exists on GitHub — it was deleted or made private.

Uptime history 74 days of history · worst day 92%

74 days agonow

100.0%

Uptime 24h

91 of 91 checks

Tools

read from the server

1252 ms

Response time

average over 24h

open, no key

Access

streamable-http

What changed 97

Every tool that appeared, vanished or quietly changed what it asks for. Recorded since 22 August 2026. No other catalogue keeps this.

2 Nov a tool changed version7 times that day

30 Oct a tool changed version

27 Oct a tool changed version

26 Oct a tool changed version5 times that day

24 Oct a tool changed version

23 Oct a tool changed version8 times that day

22 Oct a tool changed version2 times that day

21 Oct a tool changed version2 times that day

11 Oct a tool changed version2 times that day

6 Oct a tool changed version4 times that day

and 87 more, back to 22 August 2026

Poupa AI does not always answer

Over the last week it answered 98.1% of our checks. We check every 15 minutes, so you hear about the next outage within the hour — not from your users.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 14 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add poupa-mcp --transport http https://api.mcp.ai/p_poupa

Settings → Connectors → Add custom connector, then paste this address

https://api.mcp.ai/p_poupa

~/.codex/config.toml

[mcp_servers.poupa-mcp]
url = "https://api.mcp.ai/p_poupa"

.cursor/mcp.json

{
  "mcpServers": {
    "poupa-mcp": {
      "url": "https://api.mcp.ai/p_poupa"
    }
  }
}

.vscode/mcp.json

{
  "servers": {
    "poupa-mcp": {
      "type": "http",
      "url": "https://api.mcp.ai/p_poupa"
    }
  }
}

Available tools 19

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

poupa

poupa_add_transaction

Cria uma transação. value e date são obrigatórios; demais campos opcionais. Para parcelar, use installments; para recorrer, use expense_recurrency (dias) OU recurrency_array_dates (lista de datas).

poupa_add_transactions

Cria várias transações de uma vez (bulk). transactions[] é obrigatório; cada item segue o mesmo shape de poupa_add_transaction.

poupa_banks

Lista os bancos/contas do usuário.

poupa_cards

Lista os cartões de crédito do usuário.

poupa_category

Lista as categorias do usuário.

poupa_defaults

Categorias e métodos de pagamento padrão do usuário.

poupa_delete_transactions_by_filter

Deleta transações por filtro. O filtro precisa ser não vazio (a tool se recusa a deletar tudo). Aceita ids, intervalo de datas, descrição, categoria, etc.

poupa_get_balance

Saldo do usuário, agrupado por banco, categoria, método de pagamento, cartão, tipo (entrada/saída) e mês. start_date/end_date (YYYY-MM-DD) limitam a janela; sem datas, traz tudo.

poupa_memories

Memórias/notas do usuário gravadas no Poupa AI.

poupa_preferences

Preferências do usuário (idioma, moeda, etc.).

poupa_retrieve_transactions

Lista transações no intervalo (YYYY-MM-DD), opcionalmente filtradas por palavras-chave (match parcial case-insensitive na descrição), cartão e/ou banco/pagador.

poupa_transfer_between_banks

Registra uma transferência entre dois bancos/contas do PRÓPRIO usuário (movimento contábil — não executa transferência bancária real). value é o valor; date opcional (default = hoje).

poupa_update_transactions

Atualiza uma ou mais transações existentes. Informe os ids alvo no filtro e os campos a alterar (passthrough).

authenticate

authenticate

MCP.AI for IDE agents (Cursor, etc.): log in in the browser, copy the access token. Best: add it to this server's config as a header `Authorization: Bearer <token>` for a permanent, non-expiring connection. Or paste it here for a session-only login: call with { token: "<jwt>" } after the user pastes, or with no args to get the link.

connect

connect

Returns connection status and URLs. When all providers are connected, returns authenticated:true and empty pending[]. When credentials are missing, returns connect_url for the toolkit and per-install URLs.

marketplace

marketplace

The official mcp.ai marketplace — the in-platform catalog of every MCP/tool, AND the way to run them. Covers capability requests like "find an MCP that does X", "consulta um CPF", "is there a tool for Y". Core flow: action=search discovers MCPs by intent → describe returns one MCP's full profile (every tool with its id + params, pricing, auth) so you pick the right tool_id → invoke RUNS that tool. KEY: invoke works even when the MCP is NOT installed — it runs the tool pontualmente (one-off), without adding the MCP to the toolkit and without bloating the tool list. If the MCP needs a credential/login, invoke returns a connect link; if it is paid and the wallet is empty, invoke returns a checkout/top-up link (the user opens it, then you retry). Use install only to make an MCP PERMANENT in the active toolkit (its tools then show up natively in future sessions); prefer invoke for a single/occasional use. list_tools lists what is callable right now. subscribe/cancel handle per-MCP billing; report_bug sends feedback; request_mcp asks us to build a NEW MCP when nothing fits. Search/describe flag installed_in_toolkit vs installed_in_workspace. Writes (install/uninstall/subscribe/cancel and the one-off install behind invoke) require workspace owner/admin. It also carries the mcp.ai PROMPT LIBRARY, which is about ready-made prompt TEXT rather than MCPs: search_prompts finds one, get_prompt returns its full text with {{variables}} filled, and publish_prompt saves a prompt and returns a shareable mcp.ai/p/<slug> link that opens without login.

report

report_bug

Report a bug, missing feature, or send feedback. Include the conversation array with recent messages for reproduction.

show

show_version

Show the current MCP platform and adapter versions.

toolkit

toolkit_info

Returns the current toolkit state: installed MCPs, their connection status, the accounts connected to each one, and how many catalog tools each exposes.

Endpoints

URL	Transport	State	Latency	Checked
https://api.mcp.ai/p_poupa	streamable-http	answering	682 ms	14 min ago

Alternatives to Poupa AI

same job, measured the same way

Budget Tracker

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local only

joinBudget MCP

by joinbudget

joinBudget MCP: Manage personal finances, budget spaces, transactions, and categories.

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BankBridge

by bankbridge

Read-only banking and personal finance for AI agents: accounts, transactions, spending, budgets.

12 tools answering

Lunch Money

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MCP server for managing LunchMoney personal finances: transactions, budgets, categories, and more.

480 installs/wk local only

Midni

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Personal finance: accounts, transactions, categories, budgets, goals, debts and spending stats.

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PocketSmith (read-only)

by pocketsmith

Read-only: transactions, budgets, forecasts and insights from the PocketSmith personal finance tool.

answering

Cove — Personal Finance

by usecove

Read-only access to your Cove finances: accounts, spending, transactions and recurring bills.

answering

MoneyMatter

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Personal finance tracker: accounts, transactions, budgets, investments and analytics over OAuth.

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Poupa AI — questions

Answers built from our own checks of this server.

What can Poupa AI do?

It exposes 19 tools, read directly from the server on our last check. Among them: authenticate, connect, marketplace, poupa_add_transaction, poupa_add_transactions, poupa_banks and 13 more. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

Is Poupa AI working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 91 of 91 checks got a reply (100.0%), average response time 1252 ms. The bar chart above shows every period we have measured.

Is Poupa AI still maintained?

The linked repository no longer exists on GitHub — it was deleted or made private. We show this because it changes what you can expect: an unmaintained server may keep answering for months and then stop without warning.

How do I connect Poupa AI?

Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does Poupa AI need an API key?

No. Poupa AI completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 19 of them are readable on this page. This is what we observed, not what the docs claim.

How fast is Poupa AI?

It answers our handshake in 1252 ms on average, which is faster than 3% of all working MCP servers we measure. That is on the slow side — worth knowing if the tool sits inside an interactive loop. The comparison comes from our own checks across the whole registry, every 15 minutes.