Poupa AI MCP Server

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answering

Poupa AI is answering right now. Last checked 6 min ago. It exposes 19 tools. Last commit 21 Aug 2026.

Personal finance by Poupa AI. Read balance grouped by bank/category/card/month, transactions filtere

Uptime history 28 days of history · worst day 96%

28 days agonow

100.0%

Uptime 24h

92 of 92 checks

Tools

read from the server

1034 ms

Response time

average over 24h

Stars

last commit 21 Aug 2026

What changed 61

Every tool that appeared, vanished or quietly changed what it asks for. Recorded since 22 August 2026. No other catalogue keeps this.

9 Sep a tool changed version

8 Sep a tool changed version

7 Sep a tool changed version

6 Sep a tool changed version

4 Sep a tool changed version

3 Sep a tool changed version3 times that day

2 Sep a tool changed version6 times that day

1 Sep a tool changed version2 times that day

31 Aug a tool changed version

30 Aug a tool changed version4 times that day

and 51 more, back to 22 August 2026

Poupa AI does not always answer

Over the last week it answered 99.2% of our checks. We check every 15 minutes, so you hear about the next outage within the hour — not from your users.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 6 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add poupa-mcp --transport http https://api.mcp.ai/p_poupa

~/Library/Application Support/Claude/claude_desktop_config.json

{
  "mcpServers": {
    "poupa-mcp": {
      "url": "https://api.mcp.ai/p_poupa"
    }
  }
}

~/.codex/config.toml

[mcp_servers.poupa-mcp]
url = "https://api.mcp.ai/p_poupa"

.cursor/mcp.json

{
  "mcpServers": {
    "poupa-mcp": {
      "url": "https://api.mcp.ai/p_poupa"
    }
  }
}

.vscode/mcp.json

{
  "mcpServers": {
    "poupa-mcp": {
      "url": "https://api.mcp.ai/p_poupa"
    }
  }
}

Available tools 19

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

poupa

poupa_add_transaction

Cria uma transação. value e date são obrigatórios; demais campos opcionais. Para parcelar, use installments; para recorrer, use expense_recurrency (dias) OU recurrency_array_dates (lista de datas).

poupa_add_transactions

Cria várias transações de uma vez (bulk). transactions[] é obrigatório; cada item segue o mesmo shape de poupa_add_transaction.

poupa_banks

Lista os bancos/contas do usuário.

poupa_cards

Lista os cartões de crédito do usuário.

poupa_category

Lista as categorias do usuário.

poupa_defaults

Categorias e métodos de pagamento padrão do usuário.

poupa_delete_transactions_by_filter

Deleta transações por filtro. O filtro precisa ser não vazio (a tool se recusa a deletar tudo). Aceita ids, intervalo de datas, descrição, categoria, etc.

poupa_get_balance

Saldo do usuário, agrupado por banco, categoria, método de pagamento, cartão, tipo (entrada/saída) e mês. start_date/end_date (YYYY-MM-DD) limitam a janela; sem datas, traz tudo.

poupa_memories

Memórias/notas do usuário gravadas no Poupa AI.

poupa_preferences

Preferências do usuário (idioma, moeda, etc.).

poupa_retrieve_transactions

Lista transações no intervalo (YYYY-MM-DD), opcionalmente filtradas por palavras-chave (match parcial case-insensitive na descrição), cartão e/ou banco/pagador.

poupa_transfer_between_banks

Registra uma transferência entre dois bancos/contas do PRÓPRIO usuário (movimento contábil — não executa transferência bancária real). value é o valor; date opcional (default = hoje).

poupa_update_transactions

Atualiza uma ou mais transações existentes. Informe os ids alvo no filtro e os campos a alterar (passthrough).

authenticate

authenticate

MCP.AI for IDE agents (Cursor, etc.): log in in the browser, copy the access token. Best: add it to this server's config as a header `Authorization: Bearer <token>` for a permanent, non-expiring connection. Or paste it here for a session-only login: call with { token: "<jwt>" } after the user pastes, or with no args to get the link.

connect

connect

Returns connection status and URLs. When all providers are connected, returns authenticated:true and empty pending[]. When credentials are missing, returns connect_url for the toolkit and per-install URLs.

marketplace

marketplace

The official mcp.ai marketplace — the in-platform catalog of every MCP/tool, AND the way to run them. Covers capability requests like "find an MCP that does X", "consulta um CPF", "is there a tool for Y". Core flow: action=search discovers MCPs by intent → describe returns one MCP's full profile (every tool with its id + params, pricing, auth) so you pick the right tool_id → invoke RUNS that tool. KEY: invoke works even when the MCP is NOT installed — it runs the tool pontualmente (one-off), without adding the MCP to the toolkit and without bloating the tool list. If the MCP needs a credential/login, invoke returns a connect link; if it is paid and the wallet is empty, invoke returns a checkout/top-up link (the user opens it, then you retry). Use install only to make an MCP PERMANENT in the active toolkit (its tools then show up natively in future sessions); prefer invoke for a single/occasional use. list_tools lists what is callable right now. subscribe/cancel handle per-MCP billing; report_bug sends feedback; request_mcp asks us to build a NEW MCP when nothing fits. Search/describe flag installed_in_toolkit vs installed_in_workspace. Writes (install/uninstall/subscribe/cancel and the one-off install behind invoke) require workspace owner/admin. It also carries the mcp.ai PROMPT LIBRARY, which is about ready-made prompt TEXT rather than MCPs: search_prompts finds one, get_prompt returns its full text with {{variables}} filled, and publish_prompt saves a prompt and returns a shareable mcp.ai/p/<slug> link that opens without login.

report

report_bug

Report a bug, missing feature, or send feedback. Include the conversation array with recent messages for reproduction.

show

show_version

Show the current MCP platform and adapter versions.

toolkit

toolkit_info

Returns the current toolkit state: installed MCPs, their connection status, the accounts connected to each one, and how many catalog tools each exposes.

Endpoints

URL	Transport	State	Latency	Checked
https://api.mcp.ai/p_poupa	streamable-http	answering	1123 ms	6 min ago

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Poupa AI — questions

Answers built from our own checks of this server.

What can Poupa AI do?

It exposes 19 tools, read directly from the server on our last check. Among them: authenticate, connect, marketplace, poupa_add_transaction, poupa_add_transactions, poupa_banks and 13 more. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

Is Poupa AI working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 92 of 92 checks got a reply (100.0%), average response time 1034 ms. The bar chart above shows every period we have measured.

How do I connect Poupa AI?

Copy the ready config from this page — we generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each with the file path that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does Poupa AI need an API key?

No. Poupa AI completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 19 of them are readable on this page. This is what we observed, not what the docs claim.

How fast is Poupa AI?

It answers our handshake in 1034 ms on average, which is faster than 8% of all working MCP servers we measure. That is on the slow side — worth knowing if the tool sits inside an interactive loop. The comparison comes from our own checks across the whole registry, every 15 minutes.

Is Poupa AI open source?

Yes — it is published under the MIT licence and 0 stars on GitHub. The source link is on this page, so you can read exactly what it does with your data before you connect it.