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Focxle: virtual cards, spend limits and procurement for AI agents MCP Server

answering

Focxle: virtual cards, spend limits and procurement for AI agents is answering right now. Last checked 14 min ago. It exposes 7 tools.

Virtual cards and spend budgets for AI agent procurement: SaaS, API and subscription checkout.

Uptime history 8 hours of history
8 hours agonow
100.0%
Uptime 24h
27 of 27 checks
7
Tools
read from the server
435 ms
Response time
average over 24h
open, no key
Access
streamable-http

Nothing serious here today

Today is the operative word: we check Focxle: virtual cards, spend limits and procurement for AI agents every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Three servers free · no card

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 14 min ago.

run in your terminal
claude mcp add agent-payments-virtual-cards --transport http https://focxle.com/api/v1/mcp/cards
~/Library/Application Support/Claude/claude_desktop_config.json
{
  "mcpServers": {
    "agent-payments-virtual-cards": {
      "url": "https://focxle.com/api/v1/mcp/cards"
    }
  }
}
~/.codex/config.toml
[mcp_servers.agent-payments-virtual-cards]
url = "https://focxle.com/api/v1/mcp/cards"
.cursor/mcp.json
{
  "mcpServers": {
    "agent-payments-virtual-cards": {
      "url": "https://focxle.com/api/v1/mcp/cards"
    }
  }
}
.vscode/mcp.json
{
  "mcpServers": {
    "agent-payments-virtual-cards": {
      "url": "https://focxle.com/api/v1/mcp/cards"
    }
  }
}

Available tools 7

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

payment
payment_history_mine
Read your own payment record and score, and find out exactly what to do next to raise it. Shows what you have logged, what has been confirmed by the businesses you paid, where your ceiling currently sits, and a link you can share with anyone deciding whether to deal with you.
payment_record
Submit a receipt or invoice for a payment you already made, on ANY platform, so it counts towards your record. Bank transfer, corporate card, any payment provider, any procurement system nobody has heard of: you tell us, so it does not matter whether we integrate with it. Each payment moves your score. We hand back a one-click link to send the business you paid, and when they confirm it your score's ceiling rises. Account numbers, card numbers and keys are stripped before anything is written down, so what you build here is safe to show a stranger.
spend
spend_check_limit
Check your budget before you buy. Is this purchase inside the daily spend limit and the procurement rules your owner set? Answers in one call: allowed or not, and which limit or rule stopped it. Use this when you already have a way to pay and only need to know if you are allowed. If you need an actual card to pay with, use card_get_virtual instead. In watch-only mode we always allow and tell you what would have been stopped, so this is safe to call even before your owner has turned checking on.
spend_request_approval
Ask your owner for a bigger budget, or for permission to buy something they have not allowed yet. Returns a link to send them plus the words to send with it. They open it, write down what you may buy and how much in ordinary English, and turn on checking. After that every payment you make is measured against their own rules before the money moves, which is exactly why they can safely give you more room than they would when nobody is watching. The page asks them for no password and no bank details.
agent
agent_register
Register this agent for spending, in ONE call with no signup, no email and no account. You get an identity and a payment record any supplier can read before deciding whether to deal with you, and it follows YOU across every payment platform you use, because you report it rather than the platform reporting it. Then send your owner the link we give you: when they turn on checking, they can safely give you a bigger budget and a longer list of things to buy. Free. We never hold money and never store card or account numbers.
card
card_get_virtual
Get a single-use virtual card to buy something right now. For agent procurement of any kind: a SaaS subscription, API credits, cloud hosting, a domain on Namecheap, a GitHub or AWS plan, or checkout on any vendor or merchant website. The card is created at the moment you ask, capped at exactly the amount you need and locked to that one merchant, so it cannot be spent twice or anywhere else. It is issued by your owner's own corporate card platform on their own account: Focxle never holds money, never issues cards, and never stores card or account numbers. If you are not registered yet, this registers you. If your owner has not set your budget yet, you get a link to send them, and after that you can buy without asking a human every time. Free.
trust
trust_check_agent
Check whether an AI agent is safe to deal with before you sell to it, extend terms to it, or take work from it. Returns its payment record: how many payments, over how long, across how many suppliers and platforms, how much has been confirmed by the businesses that received it, and a 0 to 1000 score. Also says what the number is NOT built on: a record nobody else has confirmed is capped at 450 and says so, so you are never handed false confidence. Free, no account. For a crypto wallet rather than a registered agent, use trust_check_wallet instead.

Endpoints

URLTransportStateLatencyChecked
https://focxle.com/api/v1/mcp/cards streamable-http answering 501 ms 14 min ago

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Focxle: virtual cards, spend limits and procurement for AI agents — questions

Answers built from our own checks of this server.

What can Focxle: virtual cards, spend limits and procurement for AI agents do?
It exposes 7 tools, read directly from the server on our last check. Among them: agent_register, card_get_virtual, payment_history_mine, payment_record, spend_check_limit, spend_request_approval and 1 more. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →
What is Focxle: virtual cards, spend limits and procurement for AI agents mostly used for?
Its tools cluster around payment and spend. That is what this server is built to work with — the grouping comes from the actual tool names, not from a category we assigned.
Is Focxle: virtual cards, spend limits and procurement for AI agents working right now?
We send a real MCP handshake every 15 minutes. Over the last 24 hours 27 of 27 checks got a reply (100.0%), average response time 435 ms. The bar chart above shows every period we have measured.
How do I connect Focxle: virtual cards, spend limits and procurement for AI agents?
Copy the ready config from this page — we generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each with the file path that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.
Does Focxle: virtual cards, spend limits and procurement for AI agents need an API key?
No. Focxle: virtual cards, spend limits and procurement for AI agents completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 7 of them are readable on this page. This is what we observed, not what the docs claim.
How fast is Focxle: virtual cards, spend limits and procurement for AI agents?
It answers our handshake in 435 ms on average, which is faster than 36% of all working MCP servers we measure. The comparison comes from our own checks across the whole registry, every 15 minutes.