Candor Finance MCP Server

by candor Your server? Claim it

answering

Candor Finance is answering right now. Last checked 7 min ago. Last commit 31 Aug 2026.

Personal-finance workspace for AI agents: accounts, spending, budgets, goals, and investments.

Uptime history 21 days of history · worst day 99%

21 days agonow

100.0%

Uptime 24h

91 of 91 checks

—

Tools

hidden behind auth

827 ms

Response time

average over 24h

Stars

last commit 31 Aug 2026

Candor Finance does not always answer

Over the last week it answered 99.8% of our checks. We check every 15 minutes, so you hear about the next outage within the hour — not from your users.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 7 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add candor-finance --transport http https://api.candor.money/mcp

~/Library/Application Support/Claude/claude_desktop_config.json

{
  "mcpServers": {
    "candor-finance": {
      "url": "https://api.candor.money/mcp"
    }
  }
}

~/.codex/config.toml

[mcp_servers.candor-finance]
url = "https://api.candor.money/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "candor-finance": {
      "url": "https://api.candor.money/mcp"
    }
  }
}

.vscode/mcp.json

{
  "mcpServers": {
    "candor-finance": {
      "url": "https://api.candor.money/mcp"
    }
  }
}

This endpoint answered with an authorization challenge — the server is running, but you need an API key or OAuth to use it.

Endpoints

URL	Transport	State	Latency	Checked
https://api.candor.money/mcp	streamable-http	needs key	772 ms	7 min ago

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Candor Finance — questions

Answers built from our own checks of this server.

Why is there no tool list for Candor Finance?

The server answered our handshake with an authorization challenge, so it is running — but it will not describe its tools to an anonymous client. To see them you need to connect with your own credentials. We record it as alive, not as broken: 100.0% of checks in the last 24 hours got a reply.

Is Candor Finance working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 91 of 91 checks got a reply (100.0%), average response time 827 ms. The bar chart above shows every period we have measured.

How do I connect Candor Finance?

Copy the ready config from this page — we generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each with the file path that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address. You will need your own key or an OAuth login: it refuses anonymous clients.

Does Candor Finance need an API key?

Yes. Every time we knock, Candor Finance answers with an authorization challenge instead of its tool list — that is how we know it is running and gated rather than broken. Bring your own credentials and it will talk.

How fast is Candor Finance?

It answers our handshake in 827 ms on average, which is faster than 17% of all working MCP servers we measure. That is on the slow side — worth knowing if the tool sits inside an interactive loop. The comparison comes from our own checks across the whole registry, every 15 minutes.

Is Candor Finance open source?

Yes — it is published under the NOASSERTION licence, written in JavaScript and 2 stars on GitHub. The source link is on this page, so you can read exactly what it does with your data before you connect it.