mcpbeat Sign in

Benefits City MCP Server

answering

Benefits City is answering right now. Last checked 9 min ago. It exposes 6 tools. Last commit 16 Oct 2026.

US bank, savings and credit-card signup bonuses, each source-checked, with expiry dates.

Uptime history 15 days of history · worst day 99%
15 days agonow
100.0%
Uptime 24h
92 of 92 checks
6
Tools
read from the server
424 ms
Response time
average over 24h
0
Stars
last commit 16 Oct 2026

What changed 4

Every tool that appeared, vanished or quietly changed what it asks for. Recorded since 12 October 2026. No other catalogue keeps this.

16 Oct a tool description was rewritten search_bonuses
16 Oct a tool changed the parameters it asks for search_bonuses
12 Oct a tool description was rewritten search_bonuses
12 Oct a tool changed the parameters it asks for search_bonuses

What the code does

We read the source, 1 d ago · tools taken from the live server · rules ccca72095570

Capabilities

What this server is able to do. For an MCP server this is often the job itself — a terminal server runs commands because that is what it is for. Listed so you know what you are plugging in, not as an accusation.

Builds a file path from a variable src/web-server.ts:149
  const file = path.join(PUBLIC, "assets", rel);

Is this your server and something here is wrong? Tell us — corrections are free and do not require a plan.

This code can reach further than it looks

We found places where it runs commands, builds paths or queries from values it is given. None of that is a flaw by itself — it becomes one when the code changes, and code changes quietly between releases. We re-read it on every one.

Three servers free · no card

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 9 min ago.

run in your terminal
claude mcp add benefits-city --transport http https://aiagentscity.com/benefits/mcp
~/Library/Application Support/Claude/claude_desktop_config.json
{
  "mcpServers": {
    "benefits-city": {
      "url": "https://aiagentscity.com/benefits/mcp"
    }
  }
}
~/.codex/config.toml
[mcp_servers.benefits-city]
url = "https://aiagentscity.com/benefits/mcp"
.cursor/mcp.json
{
  "mcpServers": {
    "benefits-city": {
      "url": "https://aiagentscity.com/benefits/mcp"
    }
  }
}
.vscode/mcp.json
{
  "mcpServers": {
    "benefits-city": {
      "url": "https://aiagentscity.com/benefits/mcp"
    }
  }
}

Available tools 6

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

benefits
benefits_api_docs
Use when you need field definitions, ordering guarantees or the error format before calling another tool.
benefits_examples
Use to copy a working example call instead of guessing tool arguments.
bonus
get_bonus
Use before recommending an offer, to read its exact requirements, minimum deposit, direct-deposit rules, expiry date, state availability and the date its terms were last verified. Quote the requirements rather than paraphrasing money amounts.
bonuses
search_bonuses
Use when a user wants to find a US bank account, savings, credit card or brokerage signup bonus, or asks which offers are worth opening. Returns matching offers sorted by bonus value, highest first — except when balance_transfer is true, which sorts by intro window instead.
compare
compare_bonuses
Use when a user is choosing between specific offers. Returns each offer's key fields plus a summary naming the highest bonus and the earliest expiry.
expiring
expiring_soon
Use when timing matters — a user asking what is about to end, or whether to act now. Offers with no stated end date are never included here.

Endpoints

URLTransportStateLatencyChecked
https://aiagentscity.com/benefits/mcp streamable-http answering 369 ms 9 min ago

Alternatives to Benefits City

same job, measured the same way
RateZip Bank Deposit and Mortgage Rates
by ratezip

Live US savings, CD, mortgage & HELOC rates with source + timestamp on every figure.

5 tools answering
RankCert
by rankcert

Launch board rankings backed by verified domain control, with source and date.

4 tools answering
Sourcey
by sourcey

Find and compare startup credits and deals with eligibility checks and exact evidence.

8 tools answering
ETFIQ
by etfiq

Independent US ETF data: holdings, fees, overlap, returns, each with its source and date.

17 tools answering
PadelTrue padel racket data
by odedkovach

Published padel racket specifications, each with its source, and calculated ratings. Read only.

5 tools answering
DiscoverSeniorBenefits
by discoverseniorbenefits

Find US senior benefits by ZIP and check eligibility via deterministic rules citing .gov sources.

3 tools answering
C
Creditsync
by calademos

Track credit card benefits, welcome offers, loyalty points, and money deadlines. No bank login.

64 installs/wk local only
referencesource.org
by joelp22-maker

Verified reference data; each record carries its source URL and quote. verify_quote checks claims.

39 installs/wk 4 tools answering

Benefits City — questions

Answers built from our own checks of this server.

What can Benefits City do?
It exposes 6 tools, read directly from the server on our last check. Among them: benefits_api_docs, benefits_examples, compare_bonuses, expiring_soon, get_bonus, search_bonuses. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →
Is Benefits City working right now?
We send a real MCP handshake every 15 minutes. Over the last 24 hours 92 of 92 checks got a reply (100.0%), average response time 424 ms. The bar chart above shows every period we have measured.
How do I connect Benefits City?
Copy the ready config from this page — we generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each with the file path that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.
Does Benefits City need an API key?
No. Benefits City completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 6 of them are readable on this page. This is what we observed, not what the docs claim.
How fast is Benefits City?
It answers our handshake in 424 ms on average, which is faster than 29% of all working MCP servers we measure. The comparison comes from our own checks across the whole registry, every 15 minutes.
Is Benefits City open source?
We cannot say either way: written in TypeScript and 0 stars on GitHub, but we could not determine the licence, and without one the code is not open source by default.