SwitchWize MCP is listed as active in the registry but did not answer our last check. It exposes 15 tools. Last commit 4 Sep 2026.
Read-only US deposit and mortgage rate tools, freshness metadata, and SwitchWize indices.
Uptime history
13 days of history · worst day 0%
13 days agonow
2.2%
Uptime 24h
2 of 91 checks
15
Tools
read from the server
594 ms
Response time
average over 24h
1
Stars
last commit 4 Sep 2026
What changed 7
Every tool that appeared, vanished or quietly changed what it asks for. Recorded since 20 September 2026. No other catalogue keeps this.
20 Sep
7 tools appeared
best_move_this_week, get_card_changes, get_card_downgrade_path and 4 more
SwitchWize MCP does not always answer
Over the last week it answered 0.8% of our checks. We check every 15 minutes, so you hear about the next outage within the hour — not from your users.
Connect this server
Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 3 min ago.
run in your terminal
claude mcp add switchwize-mcp --transport http https://www.switchwize.com/api/mcp~/Library/Application Support/Claude/claude_desktop_config.json
{
"mcpServers": {
"switchwize-mcp": {
"url": "https://www.switchwize.com/api/mcp"
}
}
}~/.codex/config.toml
[mcp_servers.switchwize-mcp]
url = "https://www.switchwize.com/api/mcp".cursor/mcp.json
{
"mcpServers": {
"switchwize-mcp": {
"url": "https://www.switchwize.com/api/mcp"
}
}
}.vscode/mcp.json
{
"mcpServers": {
"switchwize-mcp": {
"url": "https://www.switchwize.com/api/mcp"
}
}
}Available tools 15
Read directly from the server with tools/list, grouped by what they act on.
If a tool disappears, we record the date.
card
get_card_changes
Return recent verified credit-card fee and APR changes, most recent first. Each event is a diff between two confirmed snapshots of the same card.
get_card_downgrade_path
Return verified credit-card product-change (downgrade) paths and the issuer's fee-refund window: which no-fee or lower-fee card a given card can be product-changed to, and how long after the annual fee posts a refund is available on cancellation. Optionally filtered to one card id (issuer:slug); returns every verified path and window when omitted.
get_card_offers
Return current credit-card welcome-bonus offers (non-targeted, confidence-gated), each with a verified timestamp, source URL, and the card's own 12-month best.
bank
get_bank_gap
Estimate the annual savings gap for a balance using the current Bank Gap Index assumptions.
get_bank_gap_index
Return the current SwitchWize Bank Gap Index headline value, latest release, and methodology URL.
top
get_top_hysa_rates
Return top high-yield savings rates with freshness and attribution metadata.
get_top_rates
Return top SwitchWize rates for a supported category with freshness and attribution metadata.
best
best_move_this_week
Given the credit cards a user holds, rank this week's dollar-valued actions: which held card to use per spend category, welcome offers at a 12-month high on cards not held, active transfer bonuses, and (optionally) the savings-rate move beside the card move.
compare
compare_switch_savings
Compare a user's current APY with SwitchWize's current top savings APY for a balance.
index
get_index_dataset
Return a SwitchWize index dataset summary and recent series.
rate
get_rate_freshness
Return public data source freshness status and affected routes.
reality
get_reality_score
Return a premium credit-card Reality Score for a card and consumer segment.
reward
get_reward_valuations
Return SwitchWize points/miles valuations (cents per point) per reward currency, with sample size and provisional/published status.
rollover
get_cd_rollover_rules
Return verified CD rollover rules for one bank, or every bank SwitchWize has verified: what happens automatically at maturity if the customer does nothing, the grace period, how to stop the rollover, and the early-withdrawal penalty. Each fact is sourced directly from the bank's own disclosure; an unverified field is omitted, never guessed.
transfer
get_transfer_bonuses
Return current point-transfer bonuses across tracked bank-to-partner routes, each with a verified timestamp, source URL, and best-ever-for-route when real history exists.
Endpoints
| URL | Transport | State | Latency | Checked |
|---|---|---|---|---|
| https://www.switchwize.com/api/mcp | streamable-http | answering | 345 ms | 3 min ago |
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SwitchWize MCP — questions
Answers built from our own checks of this server.
What can SwitchWize MCP do?
It exposes 15 tools, read directly from the server on our last check. Among them: best_move_this_week, compare_switch_savings, get_bank_gap, get_bank_gap_index, get_card_changes, get_card_downgrade_path and 9 more. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README.
How MCP servers expose tools in the first place →
What is SwitchWize MCP mostly used for?
Its tools cluster around card, top and bank. That is what this server is built to work with — the grouping comes from the actual tool names, not from a category we assigned.
Is SwitchWize MCP working right now?
We send a real MCP handshake every 15 minutes. Over the last 24 hours 2 of 91 checks got a reply (2.2%), average response time 594 ms. The bar chart above shows every period we have measured.
The registry lists SwitchWize MCP as active — why does it not respond?
The official MCP registry stores what the author submitted; it does not verify that the server still runs. We check the endpoint ourselves, and this one does not answer. Catalogues that copy the registry without checking will show it as working.
How do I connect SwitchWize MCP?
Copy the ready config from this page — we generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each with the file path that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.
Does SwitchWize MCP need an API key?
No. SwitchWize MCP completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 15 of them are readable on this page. This is what we observed, not what the docs claim.
How fast is SwitchWize MCP?
It answers our handshake in 594 ms on average, which is faster than 24% of all working MCP servers we measure. That is on the slow side — worth knowing if the tool sits inside an interactive loop. The comparison comes from our own checks across the whole registry, every 15 minutes.
Is SwitchWize MCP open source?
Yes — it is published under the MIT licence, written in TypeScript and 1 stars on GitHub. The source link is on this page, so you can read exactly what it does with your data before you connect it.