DwellQuote MCP Server

by dwellquote Your server? Claim it

answering

DwellQuote is answering right now. Last checked moments ago. It exposes 5 tools.

Compare California home insurance quotes from multiple carriers, then finish on DwellQuote.

Uptime history 12 days of history · worst day 99%

12 days agonow

100.0%

Uptime 24h

92 of 92 checks

Tools

read from the server

608 ms

Response time

average over 24h

open, no key

Access

streamable-http

Nothing serious here today

Today is the operative word: we check DwellQuote every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 0 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add home-insurance-quotes --transport http https://www.dwellquote.com/mcp

Settings → Connectors → Add custom connector, then paste this address

https://www.dwellquote.com/mcp

~/.codex/config.toml

[mcp_servers.home-insurance-quotes]
url = "https://www.dwellquote.com/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "home-insurance-quotes": {
      "url": "https://www.dwellquote.com/mcp"
    }
  }
}

.vscode/mcp.json

{
  "servers": {
    "home-insurance-quotes": {
      "type": "http",
      "url": "https://www.dwellquote.com/mcp"
    }
  }
}

Available tools 5

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

property

get_property_details

Returns what DwellQuote found about the property. This call waits for the lookup, which usually takes under 30 seconds; if status is still "collecting", tell the user you are still looking and call it again right away. When status is "ready", show the user the property facts and ask them to confirm or correct each one. When status is "manual", the property could not be found online: ask the user for each field. Then call submit_property_details.

quotes

get_quotes

Returns the quotes for a property. This call waits for the carriers, which usually takes under a minute; if status is still "quoting", tell the user quotes are still coming in and call it again right away. When status is "complete", show every rate exactly as returned, cheapest first, with its coverages and deductible, and show the disclosure. These are all the quotes DwellQuote received: do not offer to look up other carriers or to change coverages or deductibles. Do not recommend a carrier, a coverage amount or a deductible, and do not add your own advice about coverage or risks; refer coverage questions to the licensed advisor at Somerset Agency, who contacts the user after they finish. Only rates with selectable=true can be chosen with select_quote; for the others, share carrier_website.

select

select_quote

Record the rate the user chose and get the link where they finish on dwellquote.com. Give the user finish_url and explain that they will confirm their email there, and that a licensed advisor from Somerset Agency will then contact them to confirm the final rate and bind the policy. The link expires in 24 hours.

start

start_quote

Start a homeowners or landlord insurance quote for a property in California. Collect every field from the user first. Ask for the date of birth as typed text, not with a date picker: picking a birth year decades back in a calendar is hard. Before calling, tell the user that DwellQuote and its partner agency Somerset Agency will use these details to request quotes from insurance carriers. Returns a quote_id for the other DwellQuote tools; next, call get_property_details.

submit

submit_property_details

Submit the property facts the user confirmed and request quotes from DwellQuote's carriers. Send every field the user confirmed, not only the ones they changed. Call this once per quote; then poll get_quotes.

Endpoints

URL	Transport	State	Latency	Checked
https://www.dwellquote.com/mcp	streamable-http	answering	687 ms	0 min ago

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DwellQuote — questions

Answers built from our own checks of this server.

What can DwellQuote do?

It exposes 5 tools, read directly from the server on our last check. Among them: get_property_details, get_quotes, select_quote, start_quote, submit_property_details. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

Is DwellQuote working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 92 of 92 checks got a reply (100.0%), average response time 608 ms. The bar chart above shows every period we have measured.

How do I connect DwellQuote?

Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does DwellQuote need an API key?

No. DwellQuote completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 5 of them are readable on this page. This is what we observed, not what the docs claim.

How fast is DwellQuote?

It answers our handshake in 608 ms on average, which is faster than 17% of all working MCP servers we measure. That is on the slow side — worth knowing if the tool sits inside an interactive loop. The comparison comes from our own checks across the whole registry, every 15 minutes.