California Insurance is answering right now. Last checked 8 min ago. It exposes 8 tools.
California's published auto insurance averages. Not a quote; we are not licensed here yet.
Uptime history
52 days of history
52 days agonow
100.0%
Uptime 24h
91 of 91 checks
8
Tools
read from the server
405 ms
Response time
average over 24h
open, no key
Access
streamable-http
What changed 4
Every tool that appeared, vanished or quietly changed what it asks for. Recorded since 7 September 2026. No other catalogue keeps this.
7 Sep
a tool changed the parameters it asks for3 times that day
register_agency
7 Sep
a tool description was rewritten
market_data
and 2 more, back to 7 September 2026
Nothing serious here today
Today is the operative word: we check California Insurance every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.
Connect this server
Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 8 min ago.
run in your terminal
claude mcp add insurance --transport http https://californiacarquotes.com/mcpSettings → Connectors → Add custom connector, then paste this address
https://californiacarquotes.com/mcp~/.codex/config.toml
[mcp_servers.insurance]
url = "https://californiacarquotes.com/mcp".cursor/mcp.json
{
"mcpServers": {
"insurance": {
"url": "https://californiacarquotes.com/mcp"
}
}
}.vscode/mcp.json
{
"servers": {
"insurance": {
"type": "http",
"url": "https://californiacarquotes.com/mcp"
}
}
}Available tools 8
Read directly from the server with tools/list, grouped by what they act on.
If a tool disappears, we record the date.
agency
agency_status
For a registered agency: its states, rail, terms, founding period, queued and delivered counts, credit balance, and whether the licence was verified. Requires the buyer key issued at confirmation.
data
data_use_terms
What happens to anything you send us: who receives it, for what purpose, how long it is kept, how your human revokes it, and the exact consent wording to present before request_agent_contact. Machine readable so you can evaluate the exchange before making it.
eligibility
check_eligibility
Check whether we can return quotes for a state before any personal details are collected. Call this first. Returns the states we are licensed in, what we can do in each, and how many licensed agents can take a request there.
market
market_data
The qualified demand dataset contains only requests backed by a cryptographically or IP-verified agent, or a phone-verified consumer outcome. User-agent claims, legacy rows, probes and impostors are quarantined and unavailable for sale. Qualified rows are de-identified (age band, ZIP3, vehicle, coverage, mileage band, prices shown, door, verified agent identity and outcome). Never a name, phone, email, date of birth or five-digit ZIP. Filter by state, since, until, door, vendor; limit and offset. Priced per record with a minimum per pull; pay with a prepaid buyer key, x402, MPP or AP2. Without payment the result is a 402 with the price and a preview count. A free sample and the schema are at /data.json.
pull
pull_requests
Drain the queue of pool records routed to you. Requires your buyer key. Metered buyers receive an x402 payment requirement (status 402, accepts[]) until a payment is supplied. Records are projected to the scope the consumer granted — never wider.
quotes
get_quotes
Return indicative auto insurance prices from multiple carriers, where this entity is licensed to show them. Takes rating facts only — no name, phone, email, SSN or licence number is required for an indicative price. Where we are not licensed to show prices, the request is still registered and a quote_id returned so licensed agents can quote it. If facts are missing the server asks for exactly what it needs and nothing more.
register
register_agency
For an AI working for a licensed insurance agency: register the agency to receive consented consumer requests in its states. Needs the agency name, the producer NPN (National Producer Number) and its state, the states it is appointed in, the licensed contact's name, email and mobile, and how leads should arrive (email, webhook, or pull by key). The licensed contact confirms by a link sent to their email; nothing is delivered before that. The first agencies in a state receive leads free for a founding period, then prepaid credits by card. Read /join for the terms.
request
request_agent_contact
Connect the consumer with licensed insurance agents who can quote firm and bind. Needs the quote_id from get_quotes, the consumer's name and phone, and the consumer's explicit consent to be contacted — granted by the human, presented by you, or confirmed by the human directly at the consent URL the elicitation returns. Under scope contact_consumer up to 4 licensed agents receive the request and contact details; sell_identity additionally permits sharing with marketing partners. Nothing leaves without the consent. Every delivery and refusal is receipted, and POST /forget revokes.
Endpoints
| URL | Transport | State | Latency | Checked |
|---|---|---|---|---|
| https://californiacarquotes.com/mcp | streamable-http | answering | 728 ms | 8 min ago |
Alternatives to California Insurance
same job, measured the same way
G
Georgia Insurance
by georgiaautoquotes
Georgia's published auto insurance averages. Not a quote; we are not licensed here yet.
N
New York Insurance
by newyorkautoquotes
New York's published auto insurance averages. Not a quote; we are not licensed here yet.
F
Florida Insurance
by flautoquotes
Florida's published auto insurance averages. Not a quote; we are not licensed here yet.
O
Oklahoma Insurance
by oklahomaautoquotes
Oklahoma's published auto insurance averages. Not a quote; we are not licensed here yet.
Via Rapida Insurance (California)
by viarapidaservices
Licensed California insurance broker (CA #6003045), EN/ES: products, offices, quote in chat, quote s
Sigo Seguros car insurance quotes
by sigoseguros
Non-binding car insurance estimates from Sigo Seguros, a licensed agency, not a carrier.
Alishahi Insurance
by alishahiinsurance
Request a home, auto, business, contractor or trucking insurance quote from a licensed broker.
CalRisk Insurance Center
by douxprocess
Licensed CA agency: GL, workers' comp, auto, bonds. Check appetite or send a quote request.
California Insurance — questions
Answers built from our own checks of this server.
What can California Insurance do?
It exposes 8 tools, read directly from the server on our last check. Among them: agency_status, check_eligibility, data_use_terms, get_quotes, market_data, pull_requests and 2 more. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README.
How MCP servers expose tools in the first place →
Is California Insurance working right now?
We send a real MCP handshake every 15 minutes. Over the last 24 hours 91 of 91 checks got a reply (100.0%), average response time 405 ms. The bar chart above shows every period we have measured.
How do I connect California Insurance?
Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.
Does California Insurance need an API key?
No. California Insurance completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 8 of them are readable on this page. This is what we observed, not what the docs claim.
How fast is California Insurance?
It answers our handshake in 405 ms on average, which is faster than 35% of all working MCP servers we measure. The comparison comes from our own checks across the whole registry, every 15 minutes.