CertifiKit COI tools MCP Server

by certifikit Your server? Claim it

not responding

CertifiKit COI tools is listed as active in the registry but did not answer our last check. It exposes 4 tools.

Certificate of insurance tools: build subcontractor insurance requirements, check an ACORD 25.

Uptime history 21 days of history · worst day 0%

21 days agonow

0.0%

Uptime 24h

0 of 91 checks

Tools

read from the server

93 ms

Response time

average over 24h

open, no key

Access

streamable-http

CertifiKit COI tools does not always answer

Over the last week it answered 0.0% of our checks. We check every 15 minutes, so you hear about the next outage within the hour — not from your users.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 15 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add coi-tools --transport http https://certifikit.ai/mcp

Settings → Connectors → Add custom connector, then paste this address

https://certifikit.ai/mcp

~/.codex/config.toml

[mcp_servers.coi-tools]
url = "https://certifikit.ai/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "coi-tools": {
      "url": "https://certifikit.ai/mcp"
    }
  }
}

.vscode/mcp.json

{
  "servers": {
    "coi-tools": {
      "type": "http",
      "url": "https://certifikit.ai/mcp"
    }
  }
}

Available tools 4

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

build

build_insurance_requirements

Recommends the insurance a general contractor should require of a subcontractor, or a property manager or HOA of a vendor: general liability, auto, umbrella and workers' comp limits, additional insured, waiver of subrogation and primary/non-contributory wording, scaled to the trade's risk and the contract size. Returns the reasoning for each limit, contract-ready exhibit text, and a requirements object that check_certificate accepts.

certificate

check_certificate

Checks a certificate of insurance (ACORD 25) against insurance requirements with CertifiKit's deterministic rules engine: coverage present, limits at or above the minimums, policies not expired or expiring too soon, and the required endorsements. Read the certificate yourself and pass what it shows; the verdict (pass, fail or needs_review) and a plain-English reason per requirement come from fixed rules, not a model. Anything unreported, unreadable or below 0.7 confidence is routed to needs_review, never silently passed. Use preset or the requirements object from build_insurance_requirements.

coi

find_coi_guides

Searches CertifiKit's plain-English guides on certificates of insurance: reading an ACORD 25, additional insured endorsements (CG 20 10), waiver of subrogation, subcontractor and HOA vendor insurance requirements, COI tracking. Returns titles, summaries and links to cite. Leave query empty to list the newest.

requirement

list_requirement_presets

The ready-made insurance requirement sets check_certificate accepts as preset: a standard construction subcontractor and a property / HOA vendor, with every limit and endorsement spelled out.

Endpoints

URL	Transport	State	Latency	Checked
https://certifikit.ai/mcp	streamable-http	answering	93 ms	15 min ago

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CertifiKit COI tools — questions

Answers built from our own checks of this server.

What can CertifiKit COI tools do?

It exposes 4 tools, read directly from the server on our last check. Among them: build_insurance_requirements, check_certificate, find_coi_guides, list_requirement_presets. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

Is CertifiKit COI tools working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 0 of 91 checks got a reply (0.0%), average response time 93 ms. The bar chart above shows every period we have measured.

The registry lists CertifiKit COI tools as active — why does it not respond?

The official MCP registry stores what the author submitted; it does not verify that the server still runs. We check the endpoint ourselves, and this one does not answer. Catalogues that copy the registry without checking will show it as working.

How do I connect CertifiKit COI tools?

Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does CertifiKit COI tools need an API key?

No. CertifiKit COI tools completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 4 of them are readable on this page. This is what we observed, not what the docs claim.