Balans.finance MCP Server

by balans Your server? Claim it

answering

Balans.finance is answering right now. Last checked 1 min ago.

Multi-currency budgeting: read and update your accounts, transactions, categories and budgets.

Uptime history 4 hours of history

4 hours agonow

100.0%

Uptime 24h

11 of 11 checks

—

Tools

hidden behind auth

318 ms

Response time

average over 24h

API key

Access

streamable-http

Nothing serious here today

Today is the operative word: we check Balans.finance every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 1 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add balans-finance --transport http https://balans.finance/mcp

Settings → Connectors → Add custom connector, then paste this address

https://balans.finance/mcp

~/.codex/config.toml

[mcp_servers.balans-finance]
url = "https://balans.finance/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "balans-finance": {
      "url": "https://balans.finance/mcp"
    }
  }
}

.vscode/mcp.json

{
  "servers": {
    "balans-finance": {
      "type": "http",
      "url": "https://balans.finance/mcp"
    }
  }
}

This endpoint answered with an authorization challenge. The server is running, but you need an API key from its owner to call it.

Endpoints

URL	Transport	State	Latency	Checked
https://balans.finance/mcp	streamable-http	needs key	186 ms	1 min ago

Alternatives to Balans.finance

same job, measured the same way

Midni

by midni

Personal finance: accounts, transactions, categories, budgets, goals, debts and spending stats.

answering

Cove — Personal Finance

by usecove

Read-only access to your Cove finances: accounts, spending, transactions and recurring bills.

answering

FinWise

by finwiseapp

Your budgets, net worth, accounts and transactions from FinWise, the personal finance app.

answering

Openfinance

by openfinanceorg

Connect your financial accounts to view balances, search transactions, and get spending insights.

52 installs/wk local only

joinBudget MCP

by joinbudget

joinBudget MCP: Manage personal finances, budget spaces, transactions, and categories.

local only

Budget Tracker

by emnbc

joinBudget MCP: Manage personal finances, budget spaces, transactions, and categories.

local only

Lunch Money

by akutishevsky

MCP server for managing LunchMoney personal finances: transactions, budgets, categories, and more.

450 installs/wk local only

Synci

by synci

Read-only access to your bank, investment, and crypto accounts: balances, transactions, holdings.

answering

Balans.finance — questions

Answers built from our own checks of this server.

Why is there no tool list for Balans.finance?

The server answered our handshake with an authorization challenge, so it is running — but it will not describe its tools to an anonymous client. To see them you need to connect with your own credentials. We record it as alive, not as broken: 100.0% of checks in the last 24 hours got a reply.

Is Balans.finance working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 11 of 11 checks got a reply (100.0%), average response time 318 ms. The bar chart above shows every period we have measured.

How do I connect Balans.finance?

Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address. You will need your own key: it refuses anonymous clients.

Does Balans.finance need an API key?

Yes. Every time we knock, Balans.finance answers with an authorization challenge instead of its tool list — that is how we know it is running and gated rather than broken. Bring your own credentials and it will talk.

How fast is Balans.finance?

It answers our handshake in 318 ms on average, which is faster than 43% of all working MCP servers we measure. The comparison comes from our own checks across the whole registry, every 15 minutes.