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Stripe Payments Skill for Claude

Add Stripe payments to a web app — Checkout Sessions, Payment Intents, subscriptions, webhooks, customer portal, and pricing pages. Covers the decision of which Stripe API to use, produces working integration code, and handles webhook verification. No MCP server needed — uses Stripe npm package directly. Triggers: 'add payments', 'stripe', 'checkout', 'subscription', 'payment form', 'pricing page', 'billing', 'accept payments', 'stripe webhook', 'customer portal'.

3k tokens
context cost
the whole folder, loaded on every use
1
files
instructions only
0
copies elsewhere
how many repositories repackaged it
953
stars on the repo
on the repository, not the skill itself

Install

one command, takes just this skill from the repository
npx skills add https://github.com/jezweb/claude-skills --skill stripe-payments

The instruction itself

24 sections, as written by the author

Stripe Payments

Add Stripe payments to a web app. Covers the common patterns — one-time payments, subscriptions, webhooks, customer portal — with working code. No MCP server needed.

Which Stripe API Do I Need?

| You want to... | Use | Complexity |

|----------------|-----|-----------|

| Accept a one-time payment | Checkout Sessions | Low — Stripe hosts the payment page |

| Embed a payment form in your UI | Payment Element + Payment Intents | Medium — you build the form, Stripe handles the card |

| Recurring billing / subscriptions | Checkout Sessions (subscription mode) | Low-Medium |

| Save a card for later | Setup Intents | Low |

| Marketplace / platform payments | Stripe Connect | High |

| Let customers manage billing | Customer Portal | Low — Stripe hosts it |

Default recommendation: Start with Checkout Sessions. It's the fastest path to accepting money. You can always add embedded forms later.

Setup

Install

npm install stripe @stripe/stripe-js

API Keys

# Get keys from: https://dashboard.stripe.com/apikeys
# Test keys start with sk_test_ and pk_test_
# Live keys start with sk_live_ and pk_live_

# For Cloudflare Workers — store as secrets:
npx wrangler secret put STRIPE_SECRET_KEY
npx wrangler secret put STRIPE_WEBHOOK_SECRET

# For local dev — .dev.vars:
STRIPE_SECRET_KEY=sk_test_...
STRIPE_WEBHOOK_SECRET=whsec_...
STRIPE_PUBLISHABLE_KEY=pk_test_...

Server-Side Client

import Stripe from 'stripe';

// Cloudflare Workers
const stripe = new Stripe(c.env.STRIPE_SECRET_KEY);

// Node.js
const stripe = new Stripe(process.env.STRIPE_SECRET_KEY!);

One-Time Payment (Checkout Sessions)

The fastest way to accept payment. Stripe hosts the entire checkout page.

Create a Checkout Session (Server)

app.post('/api/checkout', async (c) => {
  const { priceId, successUrl, cancelUrl } = await c.req.json();

  const session = await stripe.checkout.sessions.create({
    mode: 'payment',
    line_items: [{ price: priceId, quantity: 1 }],
    success_url: successUrl || `${new URL(c.req.url).origin}/success?session_id={CHECKOUT_SESSION_ID}`,
    cancel_url: cancelUrl || `${new URL(c.req.url).origin}/pricing`,
  });

  return c.json({ url: session.url });
});

Redirect to Checkout (Client)

async function handleCheckout(priceId: string) {
  const res = await fetch('/api/checkout', {
    method: 'POST',
    headers: { 'Content-Type': 'application/json' },
    body: JSON.stringify({ priceId }),
  });
  const { url } = await res.json();
  window.location.href = url;
}

Create Products and Prices

# Via Stripe CLI (recommended for setup)
stripe products create --name="Pro Plan" --description="Full access"
stripe prices create --product=prod_XXX --unit-amount=2900 --currency=aud --recurring[interval]=month

# Or via Dashboard: https://dashboard.stripe.com/products

Hardcode price IDs in your code (they don't change):

const PRICES = {
  pro_monthly: 'price_1234567890',
  pro_yearly: 'price_0987654321',
} as const;

Subscriptions

Same as one-time but with mode: 'subscription':

const session = await stripe.checkout.sessions.create({
  mode: 'subscription',
  line_items: [{ price: PRICES.pro_monthly, quantity: 1 }],
  success_url: `${origin}/dashboard?session_id={CHECKOUT_SESSION_ID}`,
  cancel_url: `${origin}/pricing`,
  // Link to existing customer if known:
  customer: customerId, // or customer_email: '[email protected]'
});

Check Subscription Status

async function hasActiveSubscription(customerId: string): Promise<boolean> {
  const subs = await stripe.subscriptions.list({
    customer: customerId,
    status: 'active',
    limit: 1,
  });
  return subs.data.length > 0;
}

Webhooks

Stripe sends events to your server when things happen (payment succeeded, subscription cancelled, etc.). You must verify the webhook signature.

Webhook Handler (Cloudflare Workers / Hono)

app.post('/api/webhooks/stripe', async (c) => {
  const body = await c.req.text();
  const sig = c.req.header('stripe-signature')!;

  let event: Stripe.Event;
  try {
    // Use constructEventAsync for Workers (no Node crypto)
    event = await stripe.webhooks.constructEventAsync(
      body,
      sig,
      c.env.STRIPE_WEBHOOK_SECRET
    );
  } catch (err) {
    console.error('Webhook signature verification failed:', err);
    return c.json({ error: 'Invalid signature' }, 400);
  }

  switch (event.type) {
    case 'checkout.session.completed': {
      const session = event.data.object as Stripe.Checkout.Session;
      // Fulfill the order — update database, send email, grant access
      await handleCheckoutComplete(session);
      break;
    }
    case 'customer.subscription.updated': {
      const sub = event.data.object as Stripe.Subscription;
      await handleSubscriptionChange(sub);
      break;
    }
    case 'customer.subscription.deleted': {
      const sub = event.data.object as Stripe.Subscription;
      await handleSubscriptionCancelled(sub);
      break;
    }
    case 'invoice.payment_failed': {
      const invoice = event.data.object as Stripe.Invoice;
      await handlePaymentFailed(invoice);
      break;
    }
  }

  return c.json({ received: true });
});

Register Webhook

# Local testing with Stripe CLI:
stripe listen --forward-to http://localhost:8787/api/webhooks/stripe

# Production — register via Dashboard:
# https://dashboard.stripe.com/webhooks
# URL: https://yourapp.com/api/webhooks/stripe
# Events: checkout.session.completed, customer.subscription.updated,
#          customer.subscription.deleted, invoice.payment_failed

Cloudflare Workers Gotcha

constructEvent (synchronous) uses Node.js crypto which doesn't exist in Workers. Use constructEventAsync instead — it uses the Web Crypto API.

Customer Portal

Let customers manage their own subscriptions (upgrade, downgrade, cancel, update payment method):

app.post('/api/billing/portal', async (c) => {
  const { customerId } = await c.req.json();

  const session = await stripe.billingPortal.sessions.create({
    customer: customerId,
    return_url: `${new URL(c.req.url).origin}/dashboard`,
  });

  return c.json({ url: session.url });
});

Configure the portal in Dashboard: https://dashboard.stripe.com/settings/billing/portal

Pricing Page Pattern

Generate a pricing page that reads from Stripe products:

// Server: fetch products and prices
app.get('/api/pricing', async (c) => {
  const prices = await stripe.prices.list({
    active: true,
    expand: ['data.product'],
    type: 'recurring',
  });

  return c.json(prices.data.map(price => ({
    id: price.id,
    name: (price.product as Stripe.Product).name,
    description: (price.product as Stripe.Product).description,
    amount: price.unit_amount,
    currency: price.currency,
    interval: price.recurring?.interval,
  })));
});

Or hardcode if you only have 2-3 plans — simpler and no API call on every page load.

Stripe CLI (Local Development)

# Install
brew install stripe/stripe-cli/stripe

# Login
stripe login

# Listen for webhooks locally
stripe listen --forward-to http://localhost:8787/api/webhooks/stripe

# Trigger test events
stripe trigger checkout.session.completed
stripe trigger customer.subscription.created
stripe trigger invoice.payment_failed

Common Patterns

// On first checkout, create or find customer:
const session = await stripe.checkout.sessions.create({
  customer_email: user.email,  // Creates new customer if none exists
  // OR
  customer: user.stripeCustomerId,  // Use existing
  metadata: { userId: user.id },  // Link back to your user
  // ...
});

// In webhook, save the customer ID:
case 'checkout.session.completed': {
  const session = event.data.object;
  await db.update(users)
    .set({ stripeCustomerId: session.customer as string })
    .where(eq(users.id, session.metadata.userId));
}

Free Trial

const session = await stripe.checkout.sessions.create({
  mode: 'subscription',
  line_items: [{ price: PRICES.pro_monthly, quantity: 1 }],
  subscription_data: {
    trial_period_days: 14,
  },
  // ...
});

Australian Dollars

// Set currency when creating prices
const price = await stripe.prices.create({
  product: 'prod_XXX',
  unit_amount: 2900,  // $29.00 in cents
  currency: 'aud',
  recurring: { interval: 'month' },
});

Gotchas

| Gotcha | Fix |

|--------|-----|

| constructEvent fails on Workers | Use constructEventAsync (Web Crypto API) |

| Webhook fires but handler not called | Check the endpoint URL matches exactly (trailing slash matters) |

| Test mode payments not appearing | Make sure you're using sk_test_ key, not sk_live_ |

| Price amounts are in cents | 2900 = $29.00. Always divide by 100 for display |

| Customer email doesn't match user | Use customer (existing ID) not customer_email for returning users |

| Subscription status stale | Don't cache — check via API or trust webhook events |

| Webhook retries | Stripe retries failed webhooks for up to 3 days. Return 200 quickly. |

| CORS on checkout redirect | Checkout URL is on stripe.com — use window.location.href, not fetch |

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How to use it

Copy the folder

Take jezweb/stripe-payments from the repository into ~/.claude/skills for personal use, or into .claude/skills inside a project.

Check the name does not clash

The agent identifies a skill by the name field in its header. Two skills with the same name cannot sit side by side — one of them will be ignored.

Install what it needs

The instructions reference npm, npx, brew. Without those the skill loads but fails at the first command.