Finance Skills

Iterative UI/UX polishing workflow for web applications. The exact prompt and methodology for achieving Stripe-level visual polish through multiple passes.

Real DCF (Discounted Cash Flow) model creation for equity valuation. Retrieves financial data from SEC filings and analyst reports, builds comprehensive cash flow projections with proper WACC calculations, performs sensitivity analysis, and outputs professional Excel models with executive summaries. Use when users need to value a company using DCF methodology, request intrinsic value analysis, or ask for detailed financial modeling with growth projections and terminal value calculations.

Complete, populate and fill out 3-statement financial model templates (Income Statement, Balance Sheet, Cash Flow Statement). Use when asked to fill out model templates, complete existing model frameworks, populate financial models with data, complete a partially filled IS/BS/CF framework, or link integrated financial statements within an existing template structure. Triggers include requests to fill in, complete, or populate a 3-statement model template

When the user wants to reduce churn, build cancellation flows, set up save offers, recover failed payments, or implement retention strategies. Also use when the user mentions 'churn,' 'cancel flow,' 'offboarding,' 'save offer,' 'dunning,' 'failed payment recovery,' 'win-back,' 'retention,' 'exit survey,' 'pause subscription,' or 'involuntary churn.' This skill covers voluntary churn (cancel flows, save offers, exit surveys) and involuntary churn (dunning, payment recovery). For post-cancel win-back email sequences, see email-sequence. For in-app upgrade paywalls, see paywall-upgrade-cro.

Use whenever the user wants to find, shortlist, vet, or enrich US accounting and tax firms (CPA firms) — financial-statement audit, SOC 1/2 audit, corporate tax, bookkeeping for businesses, advisory/fractional CFO, M&A diligence, 409A valuations, R&D tax credits, IPO readiness, sales-and-use tax. Triggers on "find me a CPA firm for our delaware c-corp series A audit", "shortlist three audit firms with SaaS experience", "we need a tax advisor for our M&A", or "pull contact info for these 10 accounting firm domains", even when described indirectly (audit our books, fractional CFO support, file our 1120). Drives the ServiceGraph API (api.servicegraph.co) — a 100k+ US firm catalog filterable by industry, services, location, size, ratings. Skip personal/consumer tax preparation (1040, individual estate, retirement planning), in-house controller/CFO hires, "how do I file my taxes" DIY questions, accounting-software comparisons (QuickBooks vs Xero), non-US firms, individual freelance bookkeepers.

Use whenever the user wants to find, shortlist, vet, enrich, or research US professional-services firms — law, marketing, consulting, accounting, IT services, architecture, engineering, HR, PR, design, and similar B2B service providers. Triggers on requests like "find me a PPC agency in California", "shortlist three boutique IP law firms", "build a longlist of 50 mid-size IT consultancies", or "here are 12 agency domains — pull contact info and confirm which are US-based", even when the need is described indirectly without naming a category. Drives the ServiceGraph API (api.servicegraph.co) — a 100k+ US firm catalog with filters for industry, services, location, size, ratings, and third-party listings. Skip when the user is asking for personal/consumer services for themselves (an individual's own legal, tax, or medical needs), non-US firms, individual freelancers, retail/ecommerce/SaaS-product companies, recruiting-an-employee tasks, or general web research that doesn't need a structured firm directory.

symbol, RouteMesh, wallet balances via Blockscan in Chromium, token/NFT holdings/transfers, tx history, funding origin via Etherscan/Blockscout/Chainscout; Across, Bungee, deBridge, Hop, Layerswap, LayerZero, LI.FI, Relay, Socket, Symbiosis; Uniswap v1-v4, Universal Router, Permit2, 1inch Classic/Fusion/Fusion+, and CoW Swap, CoWSwap, CoW Protocol, or GPv2 swaps, orders, liquidity, approvals, permits, rewards, migrations, wrapping, cancellations, and refunds."

Set up, build, debug, review, and explain Razorpay Curlec payment gateway integrations using Curlec and shared Razorpay documentation. Use when working with Curlec/Razorpay Standard Checkout, FPX or redirect payment methods, Orders API, Payments API, Refunds API, Payment Links, Basic Auth API keys, checkout.js options, callback_url, payment signature verification, webhook setup, webhook HMAC validation, sandbox/test mode, payment capture, payment status reconciliation, or Malaysia payment gateway go-live checks.

Set up, build, debug, and explain CHIP Collect payment integrations using the official CHIP Collect API documentation. Use when working with CHIP Collect purchases, checkout URLs, payment links, direct post, FPX, DuitNow QR, cards, e-wallets, callbacks, webhooks, signature verification, clients, recurring tokens, subscriptions, pre-authorization, refunds, captures, releases, payment methods, statements, account balance, account turnover, API keys, Brand ID, or CHIP Collect endpoint schemas.

Build, debug, review, and explain Malaysia payment gateway integrations. Use when implementing checkout, payment links, hosted payment pages, redirects, callbacks, webhooks, HMAC/signature verification, idempotent settlement, paid-access unlocking, refunds, reconciliation, sandbox/live setup, or provider switching for Malaysian gateways such as CHIP Collect, Curlec/Razorpay, Xendit Malaysia, Bayarcash, BCL Pay, toyyibPay, Billplz, FPX, DuitNow QR, cards, or e-wallets.

Set up, build, debug, and explain Bayarcash payment integrations using Bayarcash API docs, Web Impian API docs, Bayarcash PHP SDK, WordPress plugins, Boost.space integration links, and Bayarcash MCP server references. Use when working with Bayarcash API v2/v3, payment intents, FPX banks, DuitNow banks or wallets, portals, payment channels, callbacks/webhooks, checksums, transaction lookups, direct debit/e-Mandate flows, enterprise partner merchant/payout APIs, Laravel/PHP SDK usage, WordPress Bayarcash integrations, or Bayarcash MCP tooling.

Set up, build, debug, review, and explain HitPay payment integrations using official HitPay docs, Payment Request API, hosted checkout, Drop-In UI, webhooks, HMAC-SHA256 signatures, sandbox/live setup, API keys, webhook salt, payment methods, plugins, refunds, recurring billing, payouts, platform APIs, and status page checks. Use when working with HitPay Malaysia, FPX, DuitNow, Touch 'n Go, cards, e-wallets, QR payments, Payment Links, API checkout, webhook settlement, refunds, or production readiness.

Set up, build, debug, review, and explain Billplz payment integrations using Billplz API docs, help center, GitHub plugins, status pages, payment collections, payment forms, Payment Order payouts, X Signature callbacks/redirects, V5 checksums, sandbox/live setup, API Secret Key, Collection ID, and X Signature Key.

Set up, build, debug, review, and explain BCL payment gateway, BCL Pay, BCL Payment Link, BCL QR Terminal, BCL Forms, Bayarcash-linked setup, portal keys, transactions, webhooks, direct debit forms, client info, payment redirects, and BCL operating procedures using BCL docs.

Set up, build, debug, review, and explain Stripe payment gateway integrations for Malaysia. Use when working with Stripe Checkout Sessions, Payment Intents, Payment Links, Elements, webhooks, Stripe.js, Stripe CLI, refunds, sandbox/live setup, MYR payments, cards, FPX, GrabPay, and production readiness.

Set up, build, debug, and explain Xendit payment gateway integrations, including Payments API v3, payment requests, payment tokens, webhooks, refunds, and xenPlatform sub-account routing. Use when implementing checkout, server-side payment collection, saved payment methods, webhook handling, payment status reconciliation, or platform marketplace flows with Xendit.

Cleaning up the skill ecosystem by auditing the agent roster for overlap, redundancy, and inactivity; proposes merge candidates and sunset plans with evidence + archive instructions. Propose-only (no execute). Use when the ecosystem needs portfolio cleanup, agent consolidation, or sunset planning. Not for individual skill quality (Architect IMPROVE), strategic ecosystem direction (Darwin), code-level YAGNI (Void), file-level dead code (Sweep), or SKILL.md format audit (Gauge).

> Extract invoice data from images or text descriptions and generate a categorized Excel expense report. Supports receipt photos, scanned invoices, travel-transport (机票/火车票/打车), travel-accommodation (酒店), travel-meals, office supplies, communication, and other. Use when the user mentions "发票报销", "expense report", "报销单", "发票整理", "invoice", "报销汇总", "发票分类", "reimbursement", or has invoice images to process.

Generate accurate, runnable quantitative strategy code for the JoinQuant (聚宽) platform. Use this skill when the user asks to write a stock/ETF/futures backtest, paper-trading, or live-trading strategy on JoinQuant — the skill provides progressive-disclosure access to the complete JoinQuant API knowledge base (14 categories, 294KB official docs), 5 production-ready strategy templates (single-stock MA, multi-factor, ETF rotation, momentum, mean-reversion), and a lint tool that catches hallucinated APIs, future-function violations, and unset price-mode/slippage/commission. Chinese-friendly. Code generated by this skill should paste directly into the JoinQuant online editor without modification.

> gives notice, says they are not renewing, is switching providers, or asks to cancel; you decide to exit a client (see msp-metrics for that decision); or anyone mentions data return, removing our access, transitioning to a successor provider, a final invoice, or "offboarding" a client. Also trigger when drafting termination acknowledgments or closure letters. Apply alongside msp-legal (the signed MSA and Order govern notice, fees, and data handling; this is a legal-adjacent workflow), msp-brand (every message), msp-client-comms (the letters), and msp-metrics (log the loss and the reason).

Secure boot and firmware update workflows for Zephyr RTOS. Covers MCUboot integration, production image signing, DFU protocols (MCUmgr), fail-safe rollback mechanisms, and mbedTLS crypto basics. Trigger when implementing over-the-air (OTA) updates, securing the boot process, or managing cryptographic keys.

Use when needing CryptoKit API details — hash functions (SHA2/SHA3), HMAC, AES-GCM/ChaChaPoly encryption, ECDSA/EdDSA signatures, ECDH key agreement, ML-KEM/ML-DSA post-quantum algorithms, HPKE encryption, Secure Enclave key types, key representations (raw/DER/PEM/x963), or Swift Crypto cross-platform parity. Covers complete CryptoKit API surface.

Use when encrypting data, signing payloads, verifying signatures, generating keys, using Secure Enclave, migrating from CommonCrypto, or adopting quantum-secure cryptography. Covers CryptoKit design philosophy, AES-GCM, ECDSA, ECDH, Secure Enclave keys, HPKE, ML-KEM, ML-DSA, and cross-platform interop with Swift Crypto.

Braintree Automation: manage payment processing via Stripe-compatible tools for customers, subscriptions, payment methods, and transactions

Coinbase Automation: list and manage cryptocurrency wallets, accounts, and portfolio data via Coinbase CDP SDK

Dynamics 365 Automation: manage CRM contacts, accounts, leads, opportunities, sales orders, invoices, and cases via the Dynamics CRM Web API

FreshBooks Automation: manage businesses, projects, time tracking, and billing in FreshBooks cloud accounting

Automatically organizes invoices and receipts for tax preparation by reading messy files, extracting key information, renaming them consistently, and sorting them into logical folders. Turns hours of manual bookkeeping into minutes of automated organization.

NetSuite Automation: manage customers, sales orders, invoices, inventory, and records via Oracle NetSuite ERP with SuiteQL queries

QuickBooks Automation: manage invoices, customers, accounts, and payments in QuickBooks Online for streamlined bookkeeping

Wave Accounting toolkit is not currently available as a native integration. No Wave-specific tools were found in the Composio platform. This skill is a placeholder pending future integration.

Automate Wave Accounting tasks via Rube MCP (Composio): invoices, customers, payments, and small business accounting. Always search tools first for current schemas.

Xero Automation: manage invoices, contacts, payments, bank transactions, and accounts in Xero for cloud-based bookkeeping

Automate Zoho Books accounting workflows including invoice creation, bill management, contact lookup, payment tracking, and multi-organization support through natural language commands

Automate Zoho Invoice tasks via Rube MCP (Composio). Always search tools first for current schemas.

Automate Zoho Books tasks via Rube MCP (Composio): invoices, expenses, contacts, payments, and accounting. Always search tools first for current schemas.

Automate Zoho Inventory tasks via Rube MCP (Composio): items, orders, warehouses, shipments, and stock management. Always search tools first for current schemas.

Automate Zoho Invoice tasks via Rube MCP (Composio): invoices, estimates, expenses, clients, and payment tracking. Always search tools first for current schemas.

Provides comprehensive technical analysis for stocks and ETFs using RSI, MACD, Bollinger Bands, and other indicators. Activates when user requests stock analysis, technical indicators, trading signals, or market data for specific ticker symbols.

Security standards for Go backend services. Use when implementing input validation, crypto, or SQL injection prevention in Go. (triggers: crypto/rand, argon2, sanitize, jwt, bcrypt, validation, input validation, sql injection)

> Codified expertise for managing carrier portfolios, negotiating freight rates, tracking carrier performance, allocating freight, and maintaining strategic carrier relationships. Informed by transportation managers with 15+ years experience. Includes scorecarding frameworks, RFP processes, market intelligence, and compliance vetting. Use when managing carriers, negotiating rates, evaluating carrier performance, or building freight strategies.