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Wire Cash: bank wire fees and transfer costs MCP Server

answering

Wire Cash: bank wire fees and transfer costs is answering right now. Last checked 2 min ago. It exposes 4 tools.

US bank wire fees, cutoff times and the cheapest ways to send money to Mexico, India, Philippines.

Uptime history 10 days of history
10 days agonow
100.0%
Uptime 24h
92 of 92 checks
4
Tools
read from the server
221 ms
Response time
average over 24h
open, no key
Access
streamable-http

Nothing serious here today

Today is the operative word: we check Wire Cash: bank wire fees and transfer costs every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Three servers free · no card

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 2 min ago.

run in your terminal
claude mcp add wire-cash --transport http https://wire.cash/mcp
Settings → Connectors → Add custom connector, then paste this address
https://wire.cash/mcp
~/.codex/config.toml
[mcp_servers.wire-cash]
url = "https://wire.cash/mcp"
.cursor/mcp.json
{
  "mcpServers": {
    "wire-cash": {
      "url": "https://wire.cash/mcp"
    }
  }
}
.vscode/mcp.json
{
  "servers": {
    "wire-cash": {
      "type": "http",
      "url": "https://wire.cash/mcp"
    }
  }
}

Available tools 4

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

bank
get_bank_wire_fees
One US bank's published wire fees: outgoing and incoming domestic wires, international wires sent in dollars or in foreign currency, incoming international wires, same-day cutoff times, fee waivers, what the bank says about its exchange rate, the fee schedule date and the source document link. Personal accounts cover 17 banks and credit unions; business accounts cover 9 banks.
cheapest
find_cheapest_way_to_send_money
Ranks money transfer providers by total cost (fee plus exchange-rate margin) for sending $200 or $500 from the US to Mexico, India or the Philippines, from the World Bank Remittance Prices Worldwide survey (Q3 2025), with the corridor average, the ECB reference rate in that currency and providers' published fee rules. Filter by how the recipient gets the money.
compare
compare_bank_wire_fees
Ranks US banks from lowest to highest published fee for one kind of wire (outgoing or incoming, domestic or international, in dollars or foreign currency), for personal or business accounts. Pass 2 to 17 banks, or none to rank every bank covered. Banks that do not publish the fee or do not offer the wire are listed last with the reason.
wire
get_wire_cutoff_times
Same-day wire cutoff times as each bank publishes them (latest first, Eastern time used for sorting), the Fedwire Funds Service operating hours, and the 2026 Federal Reserve holidays. Pass a date to learn whether it is a Fedwire business day and, if not, the next one. Pass a bank to get only its cutoffs.

Endpoints

URLTransportStateLatencyChecked
https://wire.cash/mcp streamable-http answering 238 ms 2 min ago

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Wire Cash: bank wire fees and transfer costs — questions

Answers built from our own checks of this server.

What can Wire Cash: bank wire fees and transfer costs do?
It exposes 4 tools, read directly from the server on our last check. Among them: compare_bank_wire_fees, find_cheapest_way_to_send_money, get_bank_wire_fees, get_wire_cutoff_times. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →
Is Wire Cash: bank wire fees and transfer costs working right now?
We send a real MCP handshake every 15 minutes. Over the last 24 hours 92 of 92 checks got a reply (100.0%), average response time 221 ms. The bar chart above shows every period we have measured.
How do I connect Wire Cash: bank wire fees and transfer costs?
Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.
Does Wire Cash: bank wire fees and transfer costs need an API key?
No. Wire Cash: bank wire fees and transfer costs completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 4 of them are readable on this page. This is what we observed, not what the docs claim.
How fast is Wire Cash: bank wire fees and transfer costs?
It answers our handshake in 221 ms on average, which is faster than 61% of all working MCP servers we measure. The comparison comes from our own checks across the whole registry, every 15 minutes.