WhyLingxi 保险顾问 Insurance Advisor MCP Server

by whylingxi Your server? Claim it

not responding

WhyLingxi 保险顾问 Insurance Advisor is listed as active in the registry but did not answer our last check. It exposes 9 tools. Last commit 9 Jun 2026.

保险产品搜索、推荐、保费试算、核保预检。覆盖65家保司483款产品。China insurance MCP server.

Uptime history 91 days of history · worst day 0%

91 days agonow

0.0%

Uptime 24h

0 of 91 checks

Tools

read from the server

8000 ms

Response time

average over 24h

Stars

last commit 9 Jun 2026

WhyLingxi 保险顾问 Insurance Advisor does not always answer

Over the last week it answered 0.0% of our checks. We check every 15 minutes, so you hear about the next outage within the hour — not from your users.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 9 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add insurance --transport http https://whylingxi.cn/mcp

Settings → Connectors → Add custom connector, then paste this address

https://whylingxi.cn/mcp

~/.codex/config.toml

[mcp_servers.insurance]
url = "https://whylingxi.cn/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "insurance": {
      "url": "https://whylingxi.cn/mcp"
    }
  }
}

.vscode/mcp.json

{
  "servers": {
    "insurance": {
      "type": "http",
      "url": "https://whylingxi.cn/mcp"
    }
  }
}

Available tools 9

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

answer

answer_question

回答保险知识问题。默认返回知识库检索结果；传synthesize:true可获得LLM整合答案。

chat

chat

自然语言多轮对话（适合信息不确定、需要引导的场景，或人类用户直接使用）。

compare

compare_products

对比2-5款产品的关键维度（保费、保障、免赔额、续保等），返回结构化对比表。

premium

get_premium

查询指定产品在特定年龄/性别下的精确保费数据。

product

get_product_detail

获取单个产品的结构化信息。compact=true时只返回摘要字段，适合Agent快速浏览；默认返回完整信息含条款详情。

products

search_products

按条件搜索保险产品，返回结构化JSON列表。支持按险种、年龄、预算、关键词筛选。

recommend

recommend

根据用户画像推荐保险方案（核心工具）。信息不全也可调用——返回最佳推荐+缺失字段提示。传入health_conditions自动附带核保结论。默认纯数据模式(<100ms)，设include_reasoning:true生成自然语言理由(+3s)。

schema

get_schema

获取调用策略和字段优先级。调用流程：(1)收集用户age后即可调recommend(2)有health_conditions时自动附带核保结论(3)include_reasoning默认false,Agent自行组织语言(4)返回的source_url可直接给用户作为投保链接。本工具返回各能力的字段优先级、缺失影响、默认行为。

underwriting

check_underwriting

核保预判：根据用户健康状况，评估各产品的可投保性（可正常投保/需加费除外/可能拒保）。

Endpoints

URL	Transport	State	Latency	Checked
https://whylingxi.cn/mcp	streamable-http	answering	8000 ms	9 min ago

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WhyLingxi 保险顾问 Insurance Advisor — questions

Answers built from our own checks of this server.

What can WhyLingxi 保险顾问 Insurance Advisor do?

It exposes 9 tools, read directly from the server on our last check. Among them: answer_question, chat, check_underwriting, compare_products, get_premium, get_product_detail and 3 more. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

Is WhyLingxi 保险顾问 Insurance Advisor working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 0 of 91 checks got a reply (0.0%), average response time 8000 ms. The bar chart above shows every period we have measured.

The registry lists WhyLingxi 保险顾问 Insurance Advisor as active — why does it not respond?

The official MCP registry stores what the author submitted; it does not verify that the server still runs. We check the endpoint ourselves, and this one does not answer. Catalogues that copy the registry without checking will show it as working.

How do I connect WhyLingxi 保险顾问 Insurance Advisor?

Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does WhyLingxi 保险顾问 Insurance Advisor need an API key?

No. WhyLingxi 保险顾问 Insurance Advisor completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 9 of them are readable on this page. This is what we observed, not what the docs claim.

Is WhyLingxi 保险顾问 Insurance Advisor open source?

We cannot say either way: 2 stars on GitHub, but we could not determine the licence, and without one the code is not open source by default.