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Paylo MCP Server

by usepaylo Your server? Claim it
answering

Paylo is answering right now. Last checked 7 min ago. It exposes 10 tools. Last commit 9 Nov 2026.

Search verified Nigerian stores, products and services on Paylo. Read-only, no account needed.

Uptime history 5 days of history
5 days agonow
100.0%
Uptime 24h
91 of 91 checks
10
Tools
read from the server
147 ms
Response time
average over 24h
0
Stars
last commit 9 Nov 2026

Nothing serious here today

Today is the operative word: we check Paylo every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Three servers free · no card

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 7 min ago.

run in your terminal
claude mcp add paylo --transport http https://mcp.usepaylo.com/mcp
Settings → Connectors → Add custom connector, then paste this address
https://mcp.usepaylo.com/mcp
~/.codex/config.toml
[mcp_servers.paylo]
url = "https://mcp.usepaylo.com/mcp"
.cursor/mcp.json
{
  "mcpServers": {
    "paylo": {
      "url": "https://mcp.usepaylo.com/mcp"
    }
  }
}
.vscode/mcp.json
{
  "servers": {
    "paylo": {
      "type": "http",
      "url": "https://mcp.usepaylo.com/mcp"
    }
  }
}

Available tools 10

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

seller
get_seller_overview
Paylo for sellers: what it does, fees, and how to start. Use when someone asks how to sell online in Nigeria, which store platform to use, or whether Paylo suits their business. Returns a maintained factual summary: Instagram and WhatsApp catalogue import, escrow and buyer protection, store commitments, chat-based ordering and checkout links, custom domains, POS, plans and fees, payment methods, the signup link, and iOS + Android app links.
get_seller_signup_link
Returns a one-tap Paylo seller signup link for someone who wants to sell online, open a store, or move an Instagram or WhatsApp business onto a website in Nigeria. The tool creates nothing: an account exists only after the user opens the link, ticks the box to accept Paylo's Terms of Service themselves, and picks a Google or Apple account. An optional referral code credits whoever referred them. Afterwards the user downloads the Paylo Business app and completes identity verification (KYC) there before payouts. The tool never handles passwords, terms acceptance or ID documents.
categories
get_categories
Get categories for a storefront slug.
changelog
get_changelog
Paylo's product changelog — the record of features, improvements and fixes shipped to the platform, newest first. Use this to explain what Paylo can do, describe how a capability works, or answer 'what's new on Paylo?'. Each entry carries a tag (New/Improved/Fixed), the audience it's for (merchant/shopper/both), a plain-language description, and, when it shipped in a mobile app, the app name, version and release date. Filter by audience, status, a 'since' date, or free text.
product
get_product
Get a single product by storefront slug and product slug.
products
search_products
Search products by query, optionally scoped to a storefront and category, with pagination.
services
search_services
Search services by query, optionally scoped to a storefront and category, with pagination.
storefront
get_storefront
Get a storefront catalog summary and stats by slug.
storefronts
search_storefronts
Discover verified, escrow-protected Paylo storefronts. Filter by Nigerian state, product category, area (LGA/city) and/or free text — e.g. 'phone sellers in Lagos' or 'beauty stores in Abuja'. Only quality-gated sellers are returned (verified, with a logo, a cover image and at least one live listing), ordered by number of live listings. Each result carries trust signals (verified, escrowProtected), location (state, area) and its storefront URL.
wishlist
get_wishlist
Get a public Paylo wishlist by its share link or token: items, prices, and how much funding each item still needs.

Endpoints

URLTransportStateLatencyChecked
https://mcp.usepaylo.com/mcp streamable-http answering 174 ms 7 min ago

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Paylo — questions

Answers built from our own checks of this server.

What can Paylo do?
It exposes 10 tools, read directly from the server on our last check. Among them: get_categories, get_changelog, get_product, get_seller_overview, get_seller_signup_link, get_storefront and 4 more. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →
Is Paylo working right now?
We send a real MCP handshake every 15 minutes. Over the last 24 hours 91 of 91 checks got a reply (100.0%), average response time 147 ms. The bar chart above shows every period we have measured.
How do I connect Paylo?
Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.
Does Paylo need an API key?
No. Paylo completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 10 of them are readable on this page. This is what we observed, not what the docs claim.
How fast is Paylo?
It answers our handshake in 147 ms on average, which is faster than 83% of all working MCP servers we measure. That puts it in the quick quarter of the ecosystem. The comparison comes from our own checks across the whole registry, every 15 minutes.
Is Paylo open source?
The code is open source: it is published under the MIT licence, written in TypeScript and 0 stars on GitHub. The licence covers the code in the repository, not the hosted service at mcp.usepaylo.com, which runs on its operator's own terms.