Modern Treasury MCP by usefulapi MCP Server

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answering

Modern Treasury MCP by usefulapi is answering right now. Last checked 14 min ago. It exposes 17 tools. Last commit 2 Nov 2026.

MCP server for Modern Treasury — payment orders, transactions, counterparties and ledgers.

Uptime history 91 days of history · worst day 13%

91 days agonow

100.0%

Uptime 24h

91 of 91 checks

Tools

read from the server

162 ms

Response time

average over 24h

Stars

last commit 2 Nov 2026

What changed 47

Every tool that appeared, vanished or quietly changed what it asks for. Recorded since 1 October 2026. No other catalogue keeps this.

2 Nov a tool changed version

31 Oct a tool changed version4 times that day

30 Oct a tool changed version2 times that day

29 Oct a tool changed version2 times that day

28 Oct a tool changed version2 times that day

27 Oct a tool changed version

25 Oct a tool changed version4 times that day

24 Oct a tool changed version3 times that day

23 Oct a tool changed version

22 Oct a tool changed version

and 37 more, back to 1 October 2026

Nothing serious here today

Today is the operative word: we check Modern Treasury MCP by usefulapi every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 14 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add modern-treasury --transport http https://modern-treasury.usefulapi.io/mcp

Settings → Connectors → Add custom connector, then paste this address

https://modern-treasury.usefulapi.io/mcp

~/.codex/config.toml

[mcp_servers.modern-treasury]
url = "https://modern-treasury.usefulapi.io/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "modern-treasury": {
      "url": "https://modern-treasury.usefulapi.io/mcp"
    }
  }
}

.vscode/mcp.json

{
  "servers": {
    "modern-treasury": {
      "type": "http",
      "url": "https://modern-treasury.usefulapi.io/mcp"
    }
  }
}

Available tools 17

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

modern

modern_treasury_create_counterparty

Creates a counterparty (contact) record in Modern Treasury. Creates a record only — no bank details, MOVES NO MONEY. API: POST /counterparties.

modern_treasury_get_counterparty

Get a single counterparty by id. API: GET /counterparties/{id}.

modern_treasury_get_ledger_account

Get a single ledger account by id, including balances. API: GET /ledger_accounts/{id}.

modern_treasury_get_payment_order

Get a single payment order by id (READ ONLY). API: GET /payment_orders/{id}.

modern_treasury_get_transaction

Get a single transaction by id. API: GET /transactions/{id}.

modern_treasury_list_counterparties

List counterparties (contacts). API: GET /counterparties.

modern_treasury_list_expected_payments

List expected payments (READ ONLY). API: GET /expected_payments.

modern_treasury_list_external_accounts

List external (counterparty) bank accounts. API: GET /external_accounts.

modern_treasury_list_internal_accounts

List your organization's internal bank accounts. API: GET /internal_accounts.

modern_treasury_list_ledger_accounts

List ledger accounts. API: GET /ledger_accounts.

modern_treasury_list_ledger_entries

List ledger entries (individual debits/credits). API: GET /ledger_entries.

modern_treasury_list_ledger_transactions

List ledger transactions (READ ONLY — does not post value). API: GET /ledger_transactions.

modern_treasury_list_ledgers

List double-entry ledgers. API: GET /ledgers.

modern_treasury_list_payment_orders

List payment orders (READ ONLY — does not create or approve payments). API: GET /payment_orders.

modern_treasury_list_returns

List payment returns (e.g. ACH returns). API: GET /returns.

modern_treasury_list_transactions

List bank transactions. API: GET /transactions.

modern_treasury_ping

Verify connectivity and credentials. API: GET /ping.

Endpoints

URL	Transport	State	Latency	Checked
https://modern-treasury.usefulapi.io/mcp	streamable-http	answering	70 ms	14 min ago

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Modern Treasury MCP by usefulapi — questions

Answers built from our own checks of this server.

What can Modern Treasury MCP by usefulapi do?

It exposes 17 tools, read directly from the server on our last check. Among them: modern_treasury_create_counterparty, modern_treasury_get_counterparty, modern_treasury_get_ledger_account, modern_treasury_get_payment_order, modern_treasury_get_transaction, modern_treasury_list_counterparties and 11 more. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

Is Modern Treasury MCP by usefulapi working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 91 of 91 checks got a reply (100.0%), average response time 162 ms. The bar chart above shows every period we have measured.

How do I connect Modern Treasury MCP by usefulapi?

Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does Modern Treasury MCP by usefulapi need an API key?

No. Modern Treasury MCP by usefulapi completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 17 of them are readable on this page. This is what we observed, not what the docs claim.

How fast is Modern Treasury MCP by usefulapi?

It answers our handshake in 162 ms on average, which is faster than 80% of all working MCP servers we measure. That puts it in the quick quarter of the ecosystem. The comparison comes from our own checks across the whole registry, every 15 minutes.

Is Modern Treasury MCP by usefulapi open source?

The code is open source: it is published under the MIT licence, written in JavaScript, 1 stars on GitHub and 1 open issue. The licence covers the code in the repository, not the hosted service at modern-treasury.usefulapi.io, which runs on its operator's own terms.