Increase MCP by usefulapi MCP Server

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answering

Increase MCP by usefulapi is answering right now. Last checked 11 min ago. It exposes 18 tools. Last commit 2 Nov 2026.

Read-only Increase banking observability plus one safe non-money-moving write, for AI agents.

Uptime history 91 days of history · worst day 0%

91 days agonow

100.0%

Uptime 24h

91 of 91 checks

Tools

read from the server

169 ms

Response time

average over 24h

Stars

last commit 2 Nov 2026

What changed 47

Every tool that appeared, vanished or quietly changed what it asks for. Recorded since 9 October 2026. No other catalogue keeps this.

2 Nov a tool changed version

31 Oct a tool changed version4 times that day

30 Oct a tool changed version2 times that day

29 Oct a tool changed version2 times that day

28 Oct a tool changed version2 times that day

27 Oct a tool changed version

25 Oct a tool changed version4 times that day

24 Oct a tool changed version3 times that day

23 Oct a tool changed version

22 Oct a tool changed version

and 37 more, back to 9 October 2026

Increase MCP by usefulapi missed one check this week

Everything else answered, so this is steady rather than shaky. We check every 15 minutes, which is how a one-off gets told apart from the start of a pattern, and how you hear about the next one within the hour instead of from your users.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 11 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add increase --transport http https://increase.usefulapi.io/mcp

Settings → Connectors → Add custom connector, then paste this address

https://increase.usefulapi.io/mcp

~/.codex/config.toml

[mcp_servers.increase]
url = "https://increase.usefulapi.io/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "increase": {
      "url": "https://increase.usefulapi.io/mcp"
    }
  }
}

.vscode/mcp.json

{
  "servers": {
    "increase": {
      "type": "http",
      "url": "https://increase.usefulapi.io/mcp"
    }
  }
}

Available tools 18

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

increase

increase_create_external_account

Registers an external (counterparty) bank account in Increase for future transfers. This creates a record only — it MOVES NO MONEY. Increase API: POST /external_accounts.

increase_get_account

Retrieve a single bank account by id. Increase API: GET /accounts/{account_id}.

increase_get_account_balance

Retrieve an account's current and available balance. Increase API: GET /accounts/{account_id}/balance. Optionally as of a point in time.

increase_get_ach_transfer

Retrieve a single ACH transfer by id. Increase API: GET /ach_transfers/{ach_transfer_id}.

increase_get_transaction

Retrieve a single transaction by id. Increase API: GET /transactions/{transaction_id}.

increase_list_account_numbers

List account numbers (deposit routing/account number pairs). Increase API: GET /account_numbers. Filter by account and status (sent as status.in).

increase_list_accounts

List bank accounts. Increase API: GET /accounts. Filter by entity and status (sent as status.in).

increase_list_ach_transfers

List ACH transfers (read-only observability; this server does NOT create transfers). Increase API: GET /ach_transfers. Filter by account and status (sent as status.in).

increase_list_cards

List cards. Increase API: GET /cards. Filter by account and status (sent as status.in). Read-only; no card actions are exposed.

increase_list_check_transfers

List check transfers (read-only observability; this server does NOT create transfers). Increase API: GET /check_transfers. Filter by account.

increase_list_declined_transactions

List declined transactions. Increase API: GET /declined_transactions. Filter by account.

increase_list_entities

List entities (the people/businesses — KYC records — that own accounts). Increase API: GET /entities. Filter by status (sent as status.in).

increase_list_external_accounts

List external (counterparty) bank accounts registered in Increase. Increase API: GET /external_accounts. Filter by status (sent as status.in).

increase_list_pending_transactions

List pending (not-yet-settled) transactions. Increase API: GET /pending_transactions. Filter by account and status (sent as status.in).

increase_list_real_time_payments_transfers

List Real-Time Payments (RTP) transfers (read-only observability; this server does NOT create transfers). Increase API: GET /real_time_payments_transfers. Filter by account.

increase_list_transactions

List settled transactions. Increase API: GET /transactions. Filter by account, category (sent as category.in), and created date range (created_at.after / created_at.before).

increase_list_wire_transfers

List wire transfers (read-only observability; this server does NOT create transfers). Increase API: GET /wire_transfers. Filter by account.

increase_lookup_routing_number

Look up a 9-digit ABA routing number to see which real-time services (ACH, Real-Time Payments, wire) that bank supports. Increase API: GET /routing_numbers.

Endpoints

URL	Transport	State	Latency	Checked
https://increase.usefulapi.io/mcp	streamable-http	answering	78 ms	11 min ago

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answering

Increase MCP by usefulapi — questions

Answers built from our own checks of this server.

What can Increase MCP by usefulapi do?

It exposes 18 tools, read directly from the server on our last check. Among them: increase_create_external_account, increase_get_account, increase_get_account_balance, increase_get_ach_transfer, increase_get_transaction, increase_list_account_numbers and 12 more. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

Is Increase MCP by usefulapi working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 91 of 91 checks got a reply (100.0%), average response time 169 ms. The bar chart above shows every period we have measured.

How do I connect Increase MCP by usefulapi?

Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does Increase MCP by usefulapi need an API key?

No. Increase MCP by usefulapi completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 18 of them are readable on this page. This is what we observed, not what the docs claim.

How fast is Increase MCP by usefulapi?

It answers our handshake in 169 ms on average, which is faster than 78% of all working MCP servers we measure. That puts it in the quick quarter of the ecosystem. The comparison comes from our own checks across the whole registry, every 15 minutes.

Is Increase MCP by usefulapi open source?

The code is open source: it is published under the MIT licence, written in JavaScript, 1 stars on GitHub and 1 open issue. The licence covers the code in the repository, not the hosted service at increase.usefulapi.io, which runs on its operator's own terms.