Increase MCP Server

by usefulapi Your server? Claim it

answering

Increase is answering right now. Last checked 15 min ago. It exposes 18 tools. Last commit 1 Sep 2026.

Read-only Increase banking observability plus one safe non-money-moving write, for AI agents.

Uptime history 47 days of history · worst day 17%

47 days agonow

100.0%

Uptime 24h

91 of 91 checks

Tools

read from the server

172 ms

Response time

average over 24h

Stars

last commit 1 Sep 2026

Nothing serious here today

Today is the operative word: we check Increase every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 15 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add increase --transport http https://increase.usefulapi.io/mcp

~/Library/Application Support/Claude/claude_desktop_config.json

{
  "mcpServers": {
    "increase": {
      "url": "https://increase.usefulapi.io/mcp"
    }
  }
}

~/.codex/config.toml

[mcp_servers.increase]
url = "https://increase.usefulapi.io/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "increase": {
      "url": "https://increase.usefulapi.io/mcp"
    }
  }
}

.vscode/mcp.json

{
  "mcpServers": {
    "increase": {
      "url": "https://increase.usefulapi.io/mcp"
    }
  }
}

Available tools 18

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

increase

increase_create_external_account

Registers an external (counterparty) bank account in Increase for future transfers. This creates a record only — it MOVES NO MONEY. Increase API: POST /external_accounts.

increase_get_account

Retrieve a single bank account by id. Increase API: GET /accounts/{account_id}.

increase_get_account_balance

Retrieve an account's current and available balance. Increase API: GET /accounts/{account_id}/balance. Optionally as of a point in time.

increase_get_ach_transfer

Retrieve a single ACH transfer by id. Increase API: GET /ach_transfers/{ach_transfer_id}.

increase_get_transaction

Retrieve a single transaction by id. Increase API: GET /transactions/{transaction_id}.

increase_list_account_numbers

List account numbers (deposit routing/account number pairs). Increase API: GET /account_numbers. Filter by account and status (sent as status.in).

increase_list_accounts

List bank accounts. Increase API: GET /accounts. Filter by entity and status (sent as status.in).

increase_list_ach_transfers

List ACH transfers (read-only observability; this server does NOT create transfers). Increase API: GET /ach_transfers. Filter by account and status (sent as status.in).

increase_list_cards

List cards. Increase API: GET /cards. Filter by account and status (sent as status.in). Read-only; no card actions are exposed.

increase_list_check_transfers

List check transfers (read-only observability; this server does NOT create transfers). Increase API: GET /check_transfers. Filter by account.

increase_list_declined_transactions

List declined transactions. Increase API: GET /declined_transactions. Filter by account.

increase_list_entities

List entities (the people/businesses — KYC records — that own accounts). Increase API: GET /entities. Filter by status (sent as status.in).

increase_list_external_accounts

List external (counterparty) bank accounts registered in Increase. Increase API: GET /external_accounts. Filter by status (sent as status.in).

increase_list_pending_transactions

List pending (not-yet-settled) transactions. Increase API: GET /pending_transactions. Filter by account and status (sent as status.in).

increase_list_real_time_payments_transfers

List Real-Time Payments (RTP) transfers (read-only observability; this server does NOT create transfers). Increase API: GET /real_time_payments_transfers. Filter by account.

increase_list_transactions

List settled transactions. Increase API: GET /transactions. Filter by account, category (sent as category.in), and created date range (created_at.after / created_at.before).

increase_list_wire_transfers

List wire transfers (read-only observability; this server does NOT create transfers). Increase API: GET /wire_transfers. Filter by account.

increase_lookup_routing_number

Look up a 9-digit ABA routing number to see which real-time services (ACH, Real-Time Payments, wire) that bank supports. Increase API: GET /routing_numbers.

Endpoints

URL	Transport	State	Latency	Checked
https://increase.usefulapi.io/mcp	streamable-http	answering	349 ms	15 min ago

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Increase — questions

Answers built from our own checks of this server.

What can Increase do?

It exposes 18 tools, read directly from the server on our last check. Among them: increase_create_external_account, increase_get_account, increase_get_account_balance, increase_get_ach_transfer, increase_get_transaction, increase_list_account_numbers and 12 more. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

Is Increase working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 91 of 91 checks got a reply (100.0%), average response time 172 ms. The bar chart above shows every period we have measured.

How do I connect Increase?

Copy the ready config from this page — we generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each with the file path that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does Increase need an API key?

No. Increase completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 18 of them are readable on this page. This is what we observed, not what the docs claim.

How fast is Increase?

It answers our handshake in 172 ms on average, which is faster than 72% of all working MCP servers we measure. The comparison comes from our own checks across the whole registry, every 15 minutes.

Is Increase open source?

Yes — it is published under the MIT licence, written in JavaScript and 0 stars on GitHub. The source link is on this page, so you can read exactly what it does with your data before you connect it.