Insuranceoracle MCP Server

by tooloracle Your server? Claim it

not responding

Insuranceoracle is listed as active in the registry but did not answer our last check. It exposes 12 tools. Last commit 5 Apr 2026.

InsuranceOracle - 12 insurance compliance tools: GDV, BaFin VAG, Solvency II, IDD.

Uptime history 51 days of history · worst day 0%

51 days agonow

0.0%

Uptime 24h

0 of 91 checks

Tools

read from the server

93 ms

Response time

average over 24h

Stars

last commit 5 Apr 2026

Insuranceoracle does not always answer

Over the last week it answered 0.0% of our checks. We check every 15 minutes, so you hear about the next outage within the hour — not from your users.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 6 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add insuranceoracle --transport http https://tooloracle.io/insurance/mcp/

~/Library/Application Support/Claude/claude_desktop_config.json

{
  "mcpServers": {
    "insuranceoracle": {
      "url": "https://tooloracle.io/insurance/mcp/"
    }
  }
}

~/.codex/config.toml

[mcp_servers.insuranceoracle]
url = "https://tooloracle.io/insurance/mcp/"

.cursor/mcp.json

{
  "mcpServers": {
    "insuranceoracle": {
      "url": "https://tooloracle.io/insurance/mcp/"
    }
  }
}

.vscode/mcp.json

{
  "mcpServers": {
    "insuranceoracle": {
      "url": "https://tooloracle.io/insurance/mcp/"
    }
  }
}

Available tools 12

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

insurance

insurance_company

Look up EU insurance company by name or LEI number. Returns GLEIF registration status, country, address, and Wikidata enrichment.

insurance_glossary

Explain insurance and Solvency II terms in German or English. Covers: SCR, MCR, ORSA, SFCR, IDD, LEI, NAT CAT, reinsurance, premium, DORA, IFRS 17.

insurance_news

Insurance industry news by topic. Topics: solvency, life, health, property, liability, auto, reinsurance, regulation, natcat, cyber, claims, dora.

insurance_regulation

EU and German insurance regulatory news and updates. Topics: general, bafin, eiopa, idd, gdpr, dora, ifrs17, sustainability, consumer.

natcat

natcat_history

Historical natural catastrophe statistics for risk modeling. Significant events by type.

natcat_live

Live natural catastrophe alerts worldwide from GDACS. Returns earthquakes, floods, cyclones, wildfires sorted by severity.

claim

claim_news

Major insurance claim news by event type: storm, flood, earthquake, hail, fire, cyber.

earthquake

earthquake_risk

Real-time earthquake data from USGS. Filter by time period, minimum magnitude, and proximity to a location.

health

health_check

InsuranceOracle server status and backend connectivity check.

risk

risk_score

Combined location risk score (0-100) for underwriting: earthquake + weather/storm + NatCat proximity.

solvency

solvency_check

Solvency II compliance news and GLEIF registration status for an insurer.

weather

weather_risk

7-day weather risk assessment for any location. Returns storm, flood, and wind risk with insurance recommendations.

Endpoints

URL	Transport	State	Latency	Checked
https://tooloracle.io/insurance/mcp/	streamable-http	answering	93 ms	6 min ago

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Insuranceoracle — questions

Answers built from our own checks of this server.

What can Insuranceoracle do?

It exposes 12 tools, read directly from the server on our last check. Among them: claim_news, earthquake_risk, health_check, insurance_company, insurance_glossary, insurance_news and 6 more. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

What is Insuranceoracle mostly used for?

Its tools cluster around insurance and natcat. That is what this server is built to work with — the grouping comes from the actual tool names, not from a category we assigned.

Is Insuranceoracle working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 0 of 91 checks got a reply (0.0%), average response time 93 ms. The bar chart above shows every period we have measured.

The registry lists Insuranceoracle as active — why does it not respond?

The official MCP registry stores what the author submitted; it does not verify that the server still runs. We check the endpoint ourselves, and this one does not answer. Catalogues that copy the registry without checking will show it as working.

How do I connect Insuranceoracle?

Copy the ready config from this page — we generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each with the file path that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does Insuranceoracle need an API key?

No. Insuranceoracle completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 12 of them are readable on this page. This is what we observed, not what the docs claim.

Is Insuranceoracle open source?

We cannot say either way: written in Dockerfile and 0 stars on GitHub, but we could not determine the licence, and without one the code is not open source by default.