Zovo Spending Report MCP Server

by theluckystrike Your server? Claim it

answering

Zovo Spending Report is answering right now. Last checked 6 min ago. It exposes 2 tools.

Turn your bank statement into a budget and see where your money goes.

Uptime history 9 hours of history

9 hours agonow

100.0%

Uptime 24h

31 of 31 checks

Tools

read from the server

401 ms

Response time

average over 24h

open, no key

Access

streamable-http

Nothing serious here today

Today is the operative word: we check Zovo Spending Report every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 6 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add spending-report --transport http https://spending-report.zovo.one/mcp

Settings → Connectors → Add custom connector, then paste this address

https://spending-report.zovo.one/mcp

~/.codex/config.toml

[mcp_servers.spending-report]
url = "https://spending-report.zovo.one/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "spending-report": {
      "url": "https://spending-report.zovo.one/mcp"
    }
  }
}

.vscode/mcp.json

{
  "servers": {
    "spending-report": {
      "type": "http",
      "url": "https://spending-report.zovo.one/mcp"
    }
  }
}

Available tools 2

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

categorize

categorize_spending

Use this when the user pastes or lists bank or credit card transactions (date, description, amount) and asks where their money goes, to categorize spending, make a budget from them, or find subscriptions and recurring charges. Accepts a list of rows or pasted text/CSV. Returns the same report as generate_spending_report: spending by category, income vs spending, monthly totals, top merchants, recurring charges with cost per year, uncategorized merchants, Excel and PDF downloads. To correct categories, call again with the same rows and category_overrides. Use generate_spending_report when a statement file is attached. Does not connect to banks and does not give financial advice.

generate

generate_spending_report

Use this when the user attaches a bank or credit card statement (text PDF, CSV or Excel export) and asks to turn it into a budget, see where their money goes, find subscriptions or recurring charges, or total spending by category or month. Returns spending by category, income vs spending and net, monthly totals, top merchants, recurring charges with next expected date and cost per year, a list of uncategorized merchants, an Excel workbook and a one-page PDF summary. Transfers between own accounts and credit card payments are not counted as spending. To correct categories, call again with the same file and category_overrides. Does not connect to banks, does not read scanned images (needs OCR first), and does not give financial advice.

Endpoints

URL	Transport	State	Latency	Checked
https://spending-report.zovo.one/mcp	streamable-http	answering	425 ms	6 min ago

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Zovo Spending Report — questions

Answers built from our own checks of this server.

What can Zovo Spending Report do?

It exposes 2 tools, read directly from the server on our last check. Among them: categorize_spending, generate_spending_report. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

Is Zovo Spending Report working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 31 of 31 checks got a reply (100.0%), average response time 401 ms. The bar chart above shows every period we have measured.

How do I connect Zovo Spending Report?

Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does Zovo Spending Report need an API key?

No. Zovo Spending Report completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 2 of them are readable on this page. This is what we observed, not what the docs claim.

How fast is Zovo Spending Report?

It answers our handshake in 401 ms on average, which is faster than 32% of all working MCP servers we measure. The comparison comes from our own checks across the whole registry, every 15 minutes.