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Amortiza Loan Planner MCP Server

answering

Amortiza Loan Planner is answering right now. Last checked 12 min ago. It exposes 2 tools.

Mortgage & loan schedules

Uptime history 67 hours of history
67 hours agonow
100.0%
Uptime 24h
91 of 91 checks
2
Tools
read from the server
194 ms
Response time
average over 24h
open, no key
Access
streamable-http

Nothing serious here today

Today is the operative word: we check Amortiza Loan Planner every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Three servers free · no card

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 12 min ago.

run in your terminal
claude mcp add loan-planner --transport http https://loan-planner.zovo.one/mcp
Settings → Connectors → Add custom connector, then paste this address
https://loan-planner.zovo.one/mcp
~/.codex/config.toml
[mcp_servers.loan-planner]
url = "https://loan-planner.zovo.one/mcp"
.cursor/mcp.json
{
  "mcpServers": {
    "loan-planner": {
      "url": "https://loan-planner.zovo.one/mcp"
    }
  }
}
.vscode/mcp.json
{
  "servers": {
    "loan-planner": {
      "type": "http",
      "url": "https://loan-planner.zovo.one/mcp"
    }
  }
}

Available tools 2

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

calculate
calculate_loan
Use this when the user wants a mortgage calculator, loan calculator, or amortization calculator result: the monthly (or biweekly/weekly) payment, an amortization schedule or table, total interest, payoff date, a mortgage calculator with extra payments or for paying off early, or a full PITI payment with property tax, insurance, HOA and PMI. Takes the loan amount or home price with down payment, rate, and term. Returns exact payment, totals, interest and time saved by extra payments, a yearly summary, and a CSV of the full schedule. Fixed-rate loans only; does not model adjustable rates, interest-only or balloon loans, and does not look up current rates. Do not use for rent-vs-buy advice or choosing a lender.
compare
compare_loans
Use this when the user wants to compare 2 to 4 loan or mortgage options side by side, such as 15-year vs 30-year, different interest rates, paying discount points, or a mortgage calculator for refinance options. Shared values (loan amount, rate, term) go at the top level and each scenario overrides what differs. Returns payment, total interest, upfront costs, total cost, payoff date and the break-even month for points or fees, plus a comparison CSV. Fixed-rate loans only; does not look up current rates or recommend a lender. Do not use for a single loan (use calculate_loan).

Endpoints

URLTransportStateLatencyChecked
https://loan-planner.zovo.one/mcp streamable-http answering 180 ms 12 min ago

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Amortiza Loan Planner — questions

Answers built from our own checks of this server.

What can Amortiza Loan Planner do?
It exposes 2 tools, read directly from the server on our last check. Among them: calculate_loan, compare_loans. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →
Is Amortiza Loan Planner working right now?
We send a real MCP handshake every 15 minutes. Over the last 24 hours 91 of 91 checks got a reply (100.0%), average response time 194 ms. The bar chart above shows every period we have measured.
How do I connect Amortiza Loan Planner?
Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.
Does Amortiza Loan Planner need an API key?
No. Amortiza Loan Planner completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 2 of them are readable on this page. This is what we observed, not what the docs claim.
How fast is Amortiza Loan Planner?
It answers our handshake in 194 ms on average, which is faster than 74% of all working MCP servers we measure. The comparison comes from our own checks across the whole registry, every 15 minutes.