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Zovo Bank Reconciliation MCP Server

answering

Zovo Bank Reconciliation is answering right now. Last checked 12 min ago. It exposes 2 tools.

Reconcile a bank account against your books and see which items do not match.

Uptime history 67 hours of history
67 hours agonow
100.0%
Uptime 24h
91 of 91 checks
2
Tools
read from the server
286 ms
Response time
average over 24h
open, no key
Access
streamable-http

Nothing serious here today

Today is the operative word: we check Zovo Bank Reconciliation every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Three servers free · no card

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 12 min ago.

run in your terminal
claude mcp add bank-reconciliation --transport http https://bank-reconciliation.zovo.one/mcp
Settings → Connectors → Add custom connector, then paste this address
https://bank-reconciliation.zovo.one/mcp
~/.codex/config.toml
[mcp_servers.bank-reconciliation]
url = "https://bank-reconciliation.zovo.one/mcp"
.cursor/mcp.json
{
  "mcpServers": {
    "bank-reconciliation": {
      "url": "https://bank-reconciliation.zovo.one/mcp"
    }
  }
}
.vscode/mcp.json
{
  "servers": {
    "bank-reconciliation": {
      "type": "http",
      "url": "https://bank-reconciliation.zovo.one/mcp"
    }
  }
}

Available tools 2

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

explain
explain_reconciliation_difference
Use this when the user attaches the bank file and the books file, gives the bank statement ending balance and the book balance, and asks why the bank reconciliation does not balance: "why is my bank reconciliation off", "reconciliation difference", "find the difference between bank and books". Runs the same matching, computes adjusted bank vs adjusted book balance, and finds the smallest set of listed items (up to 4) whose amounts account for the difference, plus checks for a reversed sign, a transposition (difference divisible by 9) and a row with that same amount. Returns the same Excel and PDF downloads. Does not change any file and cannot find items that are missing from both files. Supports up to 20,000 rows per file; CSV and text tables have a 2,000,000-cell limit (including empty cells). Each call saves new Excel and PDF files on the plugin server for 1 hour (private download links), then deletes them.
reconcile
reconcile_bank_to_books
Use this when the user attaches a bank export or statement AND their books (cash account register or general ledger export from accounting software or a spreadsheet) and wants a bank reconciliation: "reconcile my bank statement", "reconcile bank statement against my books", "list what doesn't match", "find outstanding checks and deposits in transit", "match bank transactions to the ledger". Matches rows by check number, amount and date (with a date window), and sums (one deposit = several invoices); lists all unmatched rows on both sides with a classification (outstanding check, deposit in transit, bank fee, interest, NSF, likely duplicate, likely amount typo); builds adjusted bank vs adjusted book balance (PASS only at $0.00); returns an Excel workbook and a PDF reconciliation statement. Does not connect to bank accounts or accounting software, does not post entries, and is not for a single statement without books (use a statement converter for that). Supports up to 20,000 rows per file; CSV and text tables have a 2,000,000-cell limit (including empty cells). Each call saves new Excel and PDF files on the plugin server for 1 hour (private download links), then deletes them.

Endpoints

URLTransportStateLatencyChecked
https://bank-reconciliation.zovo.one/mcp streamable-http answering 482 ms 12 min ago

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Zovo Bank Reconciliation — questions

Answers built from our own checks of this server.

What can Zovo Bank Reconciliation do?
It exposes 2 tools, read directly from the server on our last check. Among them: explain_reconciliation_difference, reconcile_bank_to_books. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →
Is Zovo Bank Reconciliation working right now?
We send a real MCP handshake every 15 minutes. Over the last 24 hours 91 of 91 checks got a reply (100.0%), average response time 286 ms. The bar chart above shows every period we have measured.
How do I connect Zovo Bank Reconciliation?
Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.
Does Zovo Bank Reconciliation need an API key?
No. Zovo Bank Reconciliation completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 2 of them are readable on this page. This is what we observed, not what the docs claim.
How fast is Zovo Bank Reconciliation?
It answers our handshake in 286 ms on average, which is faster than 51% of all working MCP servers we measure. The comparison comes from our own checks across the whole registry, every 15 minutes.