Zovo Bank Insurance Check MCP Server

by theluckystrike Your server? Claim it

answering

Zovo Bank Insurance Check is answering right now. Last checked 6 min ago. It exposes 3 tools.

FDIC bank lookup and coverage

Uptime history 9 hours of history

9 hours agonow

100.0%

Uptime 24h

32 of 32 checks

Tools

read from the server

222 ms

Response time

average over 24h

open, no key

Access

streamable-http

Nothing serious here today

Today is the operative word: we check Zovo Bank Insurance Check every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 6 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add bank-check --transport http https://bank-check.zovo.one/mcp

Settings → Connectors → Add custom connector, then paste this address

https://bank-check.zovo.one/mcp

~/.codex/config.toml

[mcp_servers.bank-check]
url = "https://bank-check.zovo.one/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "bank-check": {
      "url": "https://bank-check.zovo.one/mcp"
    }
  }
}

.vscode/mcp.json

{
  "servers": {
    "bank-check": {
      "type": "http",
      "url": "https://bank-check.zovo.one/mcp"
    }
  }
}

Available tools 3

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

bank

bank_history

Use this when the user wants a bank's structure history from FDIC records: when it was established, mergers it absorbed, whether it failed or was acquired, and its successor bank. Takes one FDIC certificate number; returns the profile, status, failure details if any, institution-level events and a CSV. Branch openings and moves are not listed. Does not show financial statements.

find_bank

Use this when the user asks whether a US bank is FDIC insured, or needs its FDIC certificate number, legal name, primary regulator, total assets, office count or website. Searches live FDIC BankFind records by name (optionally narrowed by state and city), by city and state, or by certificate number; returns up to 10 ranked matches and a CSV. Does not cover credit unions and does not estimate coverage (use estimate_deposit_coverage).

estimate

estimate_deposit_coverage

Use this when the user wants to know how much of their bank deposits are FDIC insured. Takes up to 30 accounts (FDIC cert, ownership category, balance, owners, trust beneficiaries), checks each bank in live FDIC records, and applies $250,000 per owner per bank per ownership category, joint shares, and the 2024 trust rule ($250,000 per beneficiary, up to 5). Returns insured and uninsured totals per bank and category, a PDF worksheet and a CSV. The result is an estimate; it does not replace FDIC EDIE and does not cover credit unions.

Endpoints

URL	Transport	State	Latency	Checked
https://bank-check.zovo.one/mcp	streamable-http	answering	242 ms	6 min ago

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Zovo Bank Insurance Check — questions

Answers built from our own checks of this server.

What can Zovo Bank Insurance Check do?

It exposes 3 tools, read directly from the server on our last check. Among them: bank_history, estimate_deposit_coverage, find_bank. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

Is Zovo Bank Insurance Check working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 32 of 32 checks got a reply (100.0%), average response time 222 ms. The bar chart above shows every period we have measured.

How do I connect Zovo Bank Insurance Check?

Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does Zovo Bank Insurance Check need an API key?

No. Zovo Bank Insurance Check completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 3 of them are readable on this page. This is what we observed, not what the docs claim.

How fast is Zovo Bank Insurance Check?

It answers our handshake in 222 ms on average, which is faster than 61% of all working MCP servers we measure. The comparison comes from our own checks across the whole registry, every 15 minutes.