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Insurance Research Expert by Spot MCP Server

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Insurance Research Expert by Spot is listed as active in the registry but did not answer our last check. It exposes 9 tools. Last commit 16 Sep 2026.

Commercial insurance research: provider comparisons, pricing, and fit guidance.

Uptime history 53 days of history · worst day 0%
53 days agonow
0.0%
Uptime 24h
0 of 91 checks
9
Tools
read from the server
86 ms
Response time
average over 24h
0
Stars
last commit 16 Sep 2026

What changed 22

Every tool that appeared, vanished or quietly changed what it asks for. Recorded since 24 September 2026. No other catalogue keeps this.

18 Oct 2 tool descriptions were rewritten get_page, search_knowledge
8 Oct 6 tool descriptions were rewritten compare_providers, get_page, get_provider_score and 3 more
26 Sep 3 tool descriptions were rewritten get_page, get_rankings, search_knowledge
26 Sep 3 tools appeared get_provider_reviews, search_provider_reliability, search_provider_reviews
23 Sep 3 tool descriptions were rewritten4 times that day compare_providers, get_page, search_knowledge
23 Sep 2 tools appeared get_provider_score, get_rankings
23 Sep a tool changed the parameters it asks for2 times that day compare_providers
and 2 more, back to 24 September 2026

Insurance Research Expert by Spot does not always answer

Over the last week it answered 0.0% of our checks. We check every 15 minutes, so you hear about the next outage within the hour — not from your users.

Three servers free · no card

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 13 min ago.

run in your terminal
claude mcp add insurance-research --transport http https://spot.insure/mcp
Settings → Connectors → Add custom connector, then paste this address
https://spot.insure/mcp
~/.codex/config.toml
[mcp_servers.insurance-research]
url = "https://spot.insure/mcp"
.cursor/mcp.json
{
  "mcpServers": {
    "insurance-research": {
      "url": "https://spot.insure/mcp"
    }
  }
}
.vscode/mcp.json
{
  "servers": {
    "insurance-research": {
      "type": "http",
      "url": "https://spot.insure/mcp"
    }
  }
}

Available tools 9

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

provider
get_provider_reviews
Resolve a provider name, alias, or slug and retrieve its published review summary, Review Score contributors, original source metrics, qualifications, and full Markdown with citations. Unpublished or unavailable review records return found:false.
get_provider_score
Retrieve a published reliability assessment and Reliability Score for one provider. Provider aliases resolve to the canonical assessment. This is an editorial score for a stated role and scope, not an AM Best rating or a recommendation. Optional need runs a bounded editorial judgment over that assessment only.
search_provider_reliability
Search published Reliability Score assessments by query, status, and score range, and sort by name or displayed score. rubric=all sorts and filters by the combined score (the average of the Broker and Carrier & MGA scores, or the one a provider has).
search_provider_reviews
Search published provider reviews by query, Review Score range, and rating availability; sort alphabetically or by displayed Review Score. Scores equally weight eligible source ratings on a 10-point scale and use an approximate academic conversion for BBB grades. Use get_provider_reviews for source-level evidence.
ask
ask_spot
Generate a bounded answer from retrieved public evidence. Every readable factual statement is copied from validated evidence and linked to its source.
compare
compare_providers
Retrieve a published, sourced provider comparison. Provider aliases and reversed ordering resolve to the one canonical comparison. Optional coverage (for example "cyber", "D&O" or "workers comp") also lists each provider's published offering page for that line; per-coverage line comparisons are retired and their URLs redirect to the pair comparison. Optional need runs a bounded editorial judgment over that page only; it does not invent a ranking or a purchase recommendation.
knowledge
search_knowledge
Search published Spot pages and Spot's insurance research: industry pillars, vertical insurance guides and FAQs, provider profiles, comparisons, best-of provider rankings by coverage line and business type, provider reviews, Reliability Scores, rankings, and rating methodology, with deterministic lexical retrieval. Research results carry thegeneralaverage.com URLs.
page
get_page
Retrieve a complete published Spot page by canonical path or URL, including /industries, industry pillars and vertical guides at /industries/{slug}, their FAQs at /industries/{slug}/{question}, provider profiles, comparisons, best-of rankings at /best, /best/{line} and /best/{line}/{segment}, reviews, scores, rankings, and methodology. Industry pages include parent and vertical links; lists are complete even when the website collapses them. Drafts, customer-specific guides, submissions, and unknown paths are unavailable.
rankings
get_rankings
Retrieve the current published Reliability Score rankings. Broker scores and Carrier & MGA scores are ranked separately; the directory also shows a combined score, the average of the two. Partial scores and unrated assessments keep their qualifications. Use search_provider_reliability for provider, score, and status filters. Optional need runs a bounded editorial judgment over the published tables only.

Endpoints

URLTransportStateLatencyChecked
https://spot.insure/mcp streamable-http answering 86 ms 13 min ago

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Insurance Research Expert by Spot — questions

Answers built from our own checks of this server.

What can Insurance Research Expert by Spot do?
It exposes 9 tools, read directly from the server on our last check. Among them: ask_spot, compare_providers, get_page, get_provider_reviews, get_provider_score, get_rankings and 3 more. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →
Is Insurance Research Expert by Spot working right now?
We send a real MCP handshake every 15 minutes. Over the last 24 hours 0 of 91 checks got a reply (0.0%), average response time 86 ms. The bar chart above shows every period we have measured.
The registry lists Insurance Research Expert by Spot as active — why does it not respond?
The official MCP registry stores what the author submitted; it does not verify that the server still runs. We check the endpoint ourselves, and this one does not answer. Catalogues that copy the registry without checking will show it as working.
How do I connect Insurance Research Expert by Spot?
Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.
Does Insurance Research Expert by Spot need an API key?
No. Insurance Research Expert by Spot completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 9 of them are readable on this page. This is what we observed, not what the docs claim.
Is Insurance Research Expert by Spot open source?
We cannot say either way: 0 stars on GitHub, but we could not determine the licence, and without one the code is not open source by default.