Insurance Research Expert by Spot MCP Server

by spot Your server? Claim it

answering

Insurance Research Expert by Spot is answering right now. Last checked 4 min ago. It exposes 4 tools. Last commit 16 Sep 2026.

Commercial insurance research: provider comparisons, pricing, and fit guidance.

Uptime history 6 days of history · worst day 4%

6 days agonow

12.1%

Uptime 24h

11 of 91 checks

Tools

read from the server

862 ms

Response time

average over 24h

Stars

last commit 16 Sep 2026

Insurance Research Expert by Spot does not always answer

Over the last week it answered 10.8% of our checks. We check every 15 minutes, so you hear about the next outage within the hour — not from your users.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 4 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add insurance-research --transport http https://spot.insure/mcp

~/Library/Application Support/Claude/claude_desktop_config.json

{
  "mcpServers": {
    "insurance-research": {
      "url": "https://spot.insure/mcp"
    }
  }
}

~/.codex/config.toml

[mcp_servers.insurance-research]
url = "https://spot.insure/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "insurance-research": {
      "url": "https://spot.insure/mcp"
    }
  }
}

.vscode/mcp.json

{
  "mcpServers": {
    "insurance-research": {
      "url": "https://spot.insure/mcp"
    }
  }
}

Available tools 4

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

ask

ask_spot

Generate a bounded answer from retrieved public evidence. Every readable factual statement is copied from validated evidence and linked to its source.

compare

compare_providers

Retrieve a published, sourced provider comparison. Provider aliases and reversed ordering resolve to the one canonical comparison.

knowledge

search_knowledge

Search published Spot pages, provider profiles, and comparisons with deterministic lexical retrieval.

page

get_page

Retrieve one registered public page by canonical path. Drafts, guides, submissions, and unknown paths are unavailable.

Endpoints

URL	Transport	State	Latency	Checked
https://spot.insure/mcp	streamable-http	answering	486 ms	4 min ago

Alternatives to Insurance Research Expert by Spot

same job, measured the same way

CompSniper

by compsniper

eBay, Poshmark US and Mercari US listings, sold-price summaries, comparisons and research exports.

answering

Inferenceindexer MCP

by desmartin01

AI inference pricing for agents: live and historical model prices, provider comparison.

388 installs/wk 10 tools answering

LLM Provider Intelligence

by memoryapi

LLM provider intelligence: recommendations, pricing, and status

3 tools answering

Git.Top

by haocn-ops

Evidence-backed open-source project search, recommendations, alternatives, and comparisons.

5 tools answering

MedRates

by medrates

Search US hospital prices, compare costs, and find insurance-negotiated rates.

6 tools answering

Mental Health Care

by emorahealth

Search providers, check availability, book evaluations, and estimate insurance copays.

10 tools answering

Commerce

by lmk

Cross-merchant product search with real price history, comparisons, and demand signals.

13 tools answering

Taxact MCP

by taxact

Tax filing guidance, cost comparison, document checklists, and refund estimates by TaxAct.

8 tools answering

Insurance Research Expert by Spot — questions

Answers built from our own checks of this server.

What can Insurance Research Expert by Spot do?

It exposes 4 tools, read directly from the server on our last check. Among them: ask_spot, compare_providers, get_page, search_knowledge. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

Is Insurance Research Expert by Spot working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 11 of 91 checks got a reply (12.1%), average response time 862 ms. The bar chart above shows every period we have measured.

How do I connect Insurance Research Expert by Spot?

Copy the ready config from this page — we generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each with the file path that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does Insurance Research Expert by Spot need an API key?

No. Insurance Research Expert by Spot completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 4 of them are readable on this page. This is what we observed, not what the docs claim.

How fast is Insurance Research Expert by Spot?

It answers our handshake in 862 ms on average, which is faster than 14% of all working MCP servers we measure. That is on the slow side — worth knowing if the tool sits inside an interactive loop. The comparison comes from our own checks across the whole registry, every 15 minutes.

Is Insurance Research Expert by Spot open source?

We cannot say either way: 0 stars on GitHub, but we could not determine the licence, and without one the code is not open source by default.