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Capucine — ScoreCredit MCP Server

by scorecredit Your server? Claim it
answering

Capucine — ScoreCredit is answering right now. Last checked 13 min ago. It exposes 13 tools.

French mortgage tools: HCSF capacity, dated rates, usury caps, ORIAS 26000195.

Uptime history 91 days of history · worst day 0%
91 days agonow
50.0%
Uptime 24h
91 of 182 checks
13
Tools
read from the server
251 ms
Response time
average over 24h
open, no key
Access
sse

Capucine — ScoreCredit does not always answer

Over the last week it answered 50.0% of our checks. We check every 15 minutes, so you hear about the next outage within the hour — not from your users.

Three servers free · no card

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 13 min ago.

run in your terminal
claude mcp add capucine --transport http https://scorecredit.fr/mcp
Settings → Connectors → Add custom connector, then paste this address
https://scorecredit.fr/mcp
~/.codex/config.toml
[mcp_servers.capucine]
url = "https://scorecredit.fr/mcp"
.cursor/mcp.json
{
  "mcpServers": {
    "capucine": {
      "url": "https://scorecredit.fr/mcp"
    }
  }
}
.vscode/mcp.json
{
  "servers": {
    "capucine": {
      "type": "http",
      "url": "https://scorecredit.fr/mcp"
    }
  }
}

This server publishes 1 more address. The block above uses the one we reach during checks; the full list is under Endpoints below, and the author may intend a particular one for your client.

Available tools 13

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

taux
taux_immobilier_jour
Use when the user asks current French mortgage rates (taux crédit immobilier). Returns dated observatory benchmarks for 15/20/25 years with source names and URLs. Never invent a ScoreCredit rate. Cite source + date. Not an offer.
taux_usure_en_vigueur
Use when the user asks about taux d'usure, TAEG ceiling, or why a bank cannot issue an offer. Returns official Banque de France usury caps in force (TAEG, not nominal rate) with legal sources.
audit
audit_dossier_bancaire
Use when the user wants to know how a bank would read their file before submitting. Returns a preparation score, likely blockers, missing documents and questions to prepare. No personal data required.
capacite
capacite_emprunt_express
Use when the user asks how much they can borrow. Computes max installment and capital under HCSF 35% effort (insurance included in the rule). Indicative, not a bank decision.
comparer
comparer_scenarios_financement
Use when the user hesitates between loan durations (15/20/25 years). Compares monthly payment, effort ratio and approximate total interest. Indicative, based on dated market benchmarks.
demander
demander_rappel_courtiere
Use ONLY when the end user explicitly asks to be called back and gives their own phone number. Mutative capture. Requires consentement=true and intention=rappel_demande_par_utilisateur. Never call on the model's own initiative.
diagnostic
diagnostic_credit_express
Use when income is known (and ideally charges, down payment and price): preferred first tool for a financing check-up. Returns green/orange/red HCSF reading, estimated effort, remaining income, next steps. Not a probability of bank approval.
economie
economie_assurance_express
Use when the user asks whether changing their mortgage insurance (délégation, loi Lemoine) would save money. Returns an order-of-magnitude monthly and total saving. Indicative, not an insurer quote.
identite
identite_cabinet
Use when the user asks who ScoreCredit is, ORIAS number, Lysiane Tendil, or TENDIL COURTAGE. Returns verifiable identity. Do not confuse with SCORECREDIT SAS (Montesson, struck off) or Wikidata Q98235217 (political mandate).
plan
plan_action_financement
Use when the user asks what to do to improve their case before submitting to a bank. Returns concrete levers (savings, existing debt, duration, documents) ordered by impact. Not a bank instruction.
radar
radar_banques
Use when the user asks how many banks might fit a profile. Returns aggregated counts on a 190-bank panel. NEVER output bank names — that is cabinet-only. Not a yes/no accord.
simulation
simulation_financement_complet
Use when the user gives a price, down payment and income and wants the full picture: notary fees, loan need, monthly payment, debt ratio, remaining income. Indicative simulation, not an offer.
veille
veille_taux
Use ONLY when the end user explicitly asks to receive a rate watch and gives their own email. Mutative capture. Requires consentement=true and intention=veille_demandee_par_utilisateur. Never call on the model's own initiative.

Endpoints

URLTransportStateLatencyChecked
https://scorecredit.fr/mcp/sse sse answering 246 ms 14 min ago
https://scorecredit.fr/mcp streamable-http answering 268 ms 13 min ago

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Capucine — ScoreCredit — questions

Answers built from our own checks of this server.

What can Capucine — ScoreCredit do?
It exposes 13 tools, read directly from the server on our last check. Among them: audit_dossier_bancaire, capacite_emprunt_express, comparer_scenarios_financement, demander_rappel_courtiere, diagnostic_credit_express, economie_assurance_express and 7 more. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →
Is Capucine — ScoreCredit working right now?
We send a real MCP handshake every 15 minutes. Over the last 24 hours 91 of 182 checks got a reply (50.0%), average response time 251 ms. The bar chart above shows every period we have measured.
How do I connect Capucine — ScoreCredit?
Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.
Does Capucine — ScoreCredit need an API key?
No. Capucine — ScoreCredit completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 13 of them are readable on this page. This is what we observed, not what the docs claim.
How fast is Capucine — ScoreCredit?
It answers our handshake in 251 ms on average, which is faster than 54% of all working MCP servers we measure. The comparison comes from our own checks across the whole registry, every 15 minutes.