FinanceGenius.AI MCP Server

by sbanerjee1875 Your server? Claim it

answering

FinanceGenius.AI is answering right now. Last checked 3 min ago. It exposes 12 tools.

India's financial MCP — cards, loans, FDs, insurance, MFs; EMI/SIP/tax calcs; NAV lookup; RAG.

The linked repository no longer exists on GitHub — it was deleted or made private.

Uptime history 47 days of history · worst day 0%

47 days agonow

100.0%

Uptime 24h

92 of 92 checks

Tools

read from the server

450 ms

Response time

average over 24h

open, no key

Access

streamable-http

What changed 6

Every tool that appeared, vanished or quietly changed what it asks for. Recorded since 25 August 2026. No other catalogue keeps this.

13 Sep 3 tool descriptions were rewritten explain_financial_concept, find_best_card_for_spend, search_indian_products

13 Sep a tool changed the parameters it asks for find_best_card_for_spend

13 Sep a tool changed version

25 Aug a tool changed version

This one has been quiet for a while

Quiet is not dead — but it is worth knowing when it wakes up, or when someone else takes it over. We watch the repository and tell you either way.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 3 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add financegenius --transport http https://mcp.financegenius.ai/mcp/

~/Library/Application Support/Claude/claude_desktop_config.json

{
  "mcpServers": {
    "financegenius": {
      "url": "https://mcp.financegenius.ai/mcp/"
    }
  }
}

~/.codex/config.toml

[mcp_servers.financegenius]
url = "https://mcp.financegenius.ai/mcp/"

.cursor/mcp.json

{
  "mcpServers": {
    "financegenius": {
      "url": "https://mcp.financegenius.ai/mcp/"
    }
  }
}

.vscode/mcp.json

{
  "mcpServers": {
    "financegenius": {
      "url": "https://mcp.financegenius.ai/mcp/"
    }
  }
}

Available tools 12

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

calculate

calculate_cagr

Calculate the Compound Annual Growth Rate (CAGR) of an investment. Args: initial_value: Initial investment in rupees. final_value: Final value in rupees. years: Holding period in years.

calculate_emi

Calculate EMI for a loan with year-by-year amortisation schedule. Args: principal: Loan amount in rupees. annual_rate: Annual interest rate as a percentage (e.g. 10.5 for 10.5%). tenure_months: Loan tenure in months. Returns: Monthly EMI, total interest, total payment, and amortisation schedule.

calculate_fd_maturity

Calculate FD maturity amount with compounding. Args: deposit_amount: Principal deposit in rupees. annual_rate: Annual interest rate as a percentage. years: FD tenure in years (e.g. 1.5 for 18 months). compounding: One of 'monthly', 'quarterly', 'half_yearly', 'yearly'. Most Indian FDs compound quarterly.

calculate_indian_income_tax

Compute Indian income tax for FY 2025-26 under old or new regime. Args: annual_income: Gross annual income in rupees. regime: 'new' (default) or 'old'. deductions_80c: Section 80C deductions in rupees (max ₹1,50,000, old regime only). deductions_80d: Section 80D health-insurance premium (old regime only). hra_exemption: HRA exemption amount (old regime only). Returns: Slab breakdown, total tax, effective rate, regime comparison.

calculate_sip

Calculate future value of a Systematic Investment Plan (SIP). Args: monthly_amount: Monthly SIP contribution in rupees. annual_return_pct: Expected annual return (e.g. 12 for 12%). years: Investment horizon in years.

best

find_best_card_for_spend

Recommend Indian credit cards based on spending pattern. Args: monthly_spend: Total monthly card spend in rupees. primary_category: One of 'grocery', 'fuel', 'dining', 'travel', 'online_shopping', 'utilities', 'general'. Defaults to 'general' — "which card for ₹40,000 a month?" is a complete question, and making this required turned it into a validation error. annual_income: Annual income to filter cards by eligibility (optional). prefer_no_annual_fee: True to prioritise lifetime-free cards. Returns: Top 5 cards with estimated annual cashback/rewards value.

find_best_fd

Rank Indian Fixed Deposits by net-of-tax yield for a given amount + tenure. Args: amount: Investment amount in rupees. years: FD tenure in years (e.g. 1.5 for 18 months). is_senior_citizen: True to use senior-citizen rates (typically +0.5%). tax_slab_pct: Investor's income tax slab as a percentage (5/10/20/30). FD interest is fully taxable; this is used for net-yield ranking. Returns: Top 5 FDs sorted by net-of-tax maturity, each showing gross & net amount.

compare

compare_products

Side-by-side compare 2-4 products of the same category. Args: product_slugs: List of 2-4 product slugs. All must be in the same category (e.g. all credit cards, or all FDs). Returns: A markdown comparison table highlighting feature differences.

explain

explain_financial_concept

Look up Indian financial products and terms in FinanceGenius.AI's catalogue. Hybrid retrieval (BM25 + semantic + product database, fused with Reciprocal Rank Fusion) over our product records. Good for questions anchored to real products: 'which HDFC cards waive the annual fee?', 'what does the Bajaj FD pay for 3 years?', 'ELSS options with a 3-year lock-in'. Not a general financial encyclopedia: the curated explainer knowledge base is not loaded in production, so abstract questions ('how does APR work?') fall back to product matches. Say so rather than dressing a product listing up as an explanation. Args: query: The financial question or concept to explain. institution: Optional — narrow search to one institution (e.g. 'hdfc-bank').

indian

search_indian_products

Search FinanceGenius.AI's catalogue of Indian financial products. Args: product_type: One of 'credit_card', 'loan', 'deposit', 'insurance', 'investment'. Omit to search across all categories. search_query: Free-text search (matches name + description). E.g. 'cashback', 'home loan', 'HDFC'. min_rating: Filter to products with rating >= this value (1-5 scale). Returns: Up to 10 matching products, sorted by popularity.

mutual

get_mutual_fund_nav

Get the latest NAV of an Indian mutual fund by AMFI scheme code. Args: amfi_scheme_code: AMFI scheme code (e.g. '119598' for SBI Bluechip Direct). Find codes at mfapi.in or amfiindia.com. Returns: Scheme name, latest NAV, NAV date, fund house, scheme type.

product

get_product_details

Get full details of a specific product by its slug. Args: product_slug: The URL-safe identifier (e.g. 'hdfc-millennia-credit-card'). Get slugs from search_indian_products.

Endpoints

URL	Transport	State	Latency	Checked
https://mcp.financegenius.ai/mcp/	streamable-http	answering	454 ms	3 min ago

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FinanceGenius.AI — questions

Answers built from our own checks of this server.

What can FinanceGenius.AI do?

It exposes 12 tools, read directly from the server on our last check. Among them: calculate_cagr, calculate_emi, calculate_fd_maturity, calculate_indian_income_tax, calculate_sip, compare_products and 6 more. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

What is FinanceGenius.AI mostly used for?

Its tools cluster around calculate and best. That is what this server is built to work with — the grouping comes from the actual tool names, not from a category we assigned.

Is FinanceGenius.AI working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 92 of 92 checks got a reply (100.0%), average response time 450 ms. The bar chart above shows every period we have measured.

Is FinanceGenius.AI still maintained?

The linked repository no longer exists on GitHub — it was deleted or made private. We show this because it changes what you can expect: an unmaintained server may keep answering for months and then stop without warning.

How do I connect FinanceGenius.AI?

Copy the ready config from this page — we generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each with the file path that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does FinanceGenius.AI need an API key?

No. FinanceGenius.AI completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 12 of them are readable on this page. This is what we observed, not what the docs claim.

How fast is FinanceGenius.AI?

It answers our handshake in 450 ms on average, which is faster than 33% of all working MCP servers we measure. The comparison comes from our own checks across the whole registry, every 15 minutes.