Actual Budget MCP Server runs on your own machine — the client starts it, so there is no endpoint to ping. 884 installs a week from npm. Last commit 14 Sep 2026.
MCP server exposing Actual Budget accounts, transactions, budgets and reporting to LLM assistants.
Today is the operative word: we check Actual Budget MCP Server every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.
This server runs on your own machine — install it with the package manager and the client starts it for you. Package name taken from the official registry entry.
claude mcp add actual-mcp -- npx -y actual-mcp
{
"mcpServers": {
"actual-mcp": {
"args": [
"-y",
"actual-mcp"
],
"command": "npx"
}
}
}
[mcp_servers.actual-mcp]
command = "npx"
args = ["-y", "actual-mcp"]
{
"mcpServers": {
"actual-mcp": {
"args": [
"-y",
"actual-mcp"
],
"command": "npx"
}
}
}
{
"mcpServers": {
"actual-mcp": {
"args": [
"-y",
"actual-mcp"
],
"command": "npx"
}
}
}
This one needs environment variables set before it will start:
ACTUAL_SERVER_URL (URL of your Actual Budget server), ACTUAL_PASSWORD (Actual Budget server password), ACTUAL_BUDGET_SYNC_ID (Budget sync ID), ACTUAL_DATA_DIR (Local dir for cached budget data), ACTUAL_BUDGET_ENCRYPTION_PASSWORD (E2E encryption password, if enabled), ACTUAL_SYNC_TTL_MS (Sync cache TTL in ms).
The author declared them in the registry entry; get the values from the project itself.
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Answers built from our own checks of this server.