CreditLabs MCP Server

by rodriguem75 Your server? Claim it

answering

CreditLabs is answering right now. Last checked 8 min ago. It exposes 7 tools.

Credit payment and amortization calculations, editorial sources and simulator discovery.

Uptime history 8 hours of history

8 hours agonow

100.0%

Uptime 24h

29 of 29 checks

Tools

read from the server

270 ms

Response time

average over 24h

open, no key

Access

streamable-http

Nothing serious here today

Today is the operative word: we check CreditLabs every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 8 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add creditlabs --transport http https://www.creditlabs.fr/mcp

Settings → Connectors → Add custom connector, then paste this address

https://www.creditlabs.fr/mcp

~/.codex/config.toml

[mcp_servers.creditlabs]
url = "https://www.creditlabs.fr/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "creditlabs": {
      "url": "https://www.creditlabs.fr/mcp"
    }
  }
}

.vscode/mcp.json

{
  "servers": {
    "creditlabs": {
      "type": "http",
      "url": "https://www.creditlabs.fr/mcp"
    }
  }
}

Available tools 7

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

calculate

calculate_amortization

Produit un échéancier indicatif mensuel à taux fixe, hors assurance et frais, avec ajustement du dernier paiement.

calculate_monthly_payment

Calcule la mensualité indicative et les intérêts d’un crédit amortissable à taux fixe, hors assurance et frais.

editorial

list_editorial_sources

Liste les URLs editoriales citables (guides, observatoire, simulateurs) via le catalogue /api/ai/sources.

estimate

estimate_ptz

Estimation PTZ en 2026, sur une commune INSEE, selon ressources N-2, type de bien, coût, primo-accession et résidence principale. Ne confirme jamais une éligibilité.

ptz

get_ptz_zone

Recherche la zone ABC d'une commune française par son code INSEE. Zonage officiel au 26 juin 2026, pas une décision d'éligibilité PTZ.

simulators

list_simulators

Liste les simulateurs indicatifs CreditLabs. Une simulation n'est pas une offre de pret.

site

get_site_overview

Resume CreditLabs : apporteur d'affaires credit, pages editoriales, simulateurs indicatifs. N'utilise pas cet outil pour deposer un dossier.

Endpoints

URL	Transport	State	Latency	Checked
https://www.creditlabs.fr/mcp	streamable-http	answering	221 ms	8 min ago

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CreditLabs — questions

Answers built from our own checks of this server.

What can CreditLabs do?

It exposes 7 tools, read directly from the server on our last check. Among them: calculate_amortization, calculate_monthly_payment, estimate_ptz, get_ptz_zone, get_site_overview, list_editorial_sources and 1 more. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

Is CreditLabs working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 29 of 29 checks got a reply (100.0%), average response time 270 ms. The bar chart above shows every period we have measured.

How do I connect CreditLabs?

Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does CreditLabs need an API key?

No. CreditLabs completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 7 of them are readable on this page. This is what we observed, not what the docs claim.

How fast is CreditLabs?

It answers our handshake in 270 ms on average, which is faster than 50% of all working MCP servers we measure. The comparison comes from our own checks across the whole registry, every 15 minutes.