LendMail MCP Server

by rich937 Your server? Claim it

answering

LendMail is answering right now. Last checked 7 min ago. It exposes 3 tools.

Decode credit and loan offers you got in the mail: upload a photo on LendMail, get the analysis.

Uptime history 8 hours of history

8 hours agonow

100.0%

Uptime 24h

29 of 29 checks

Tools

read from the server

515 ms

Response time

average over 24h

open, no key

Access

streamable-http

Nothing serious here today

Today is the operative word: we check LendMail every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 7 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add lendmail --transport http https://www.lendmail.fit/api/mcp

Settings → Connectors → Add custom connector, then paste this address

https://www.lendmail.fit/api/mcp

~/.codex/config.toml

[mcp_servers.lendmail]
url = "https://www.lendmail.fit/api/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "lendmail": {
      "url": "https://www.lendmail.fit/api/mcp"
    }
  }
}

.vscode/mcp.json

{
  "servers": {
    "lendmail": {
      "type": "http",
      "url": "https://www.lendmail.fit/api/mcp"
    }
  }
}

Available tools 3

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

analyze

analyze_mail_piece

Analyze a photo of a mailed credit card offer, prescreened credit offer, personal loan offer, or other loan solicitation. Deprecated compatibility alias for start_mail_analysis. Prefer start_mail_analysis. Accepts optional image_url or image_base64 from older clients but ignores them and never fetches, decodes, stores, or logs image data. Returns a session link the user opens to upload the photo on LendMail, then call get_mail_analysis with the session_id.

mail

get_mail_analysis

Retrieve the completed analysis for a session. Call after the user has uploaded the photo via the session link.

start

start_mail_analysis

Analyze a photo of a mailed credit card offer, prescreened credit offer, personal loan offer, or other loan solicitation. Use this tool when someone receives a credit or loan offer in the mail and wants help understanding what it actually offers, evaluating its terms, or deciding whether it deserves further consideration. LendMail Advisor analyzes the mail piece and identifies: the company or lender behind the offer; the type of credit or loan being advertised; key advertised rates, terms, fees, and conditions; important fine-print details and potential red flags; and an overall offer score and an assessment of whether the offer is worth further consideration. When relevant, the response may include a clearly disclosed affiliate link to compare available offers. To analyze a photo, call start_mail_analysis and give the user the returned session_url; they upload the photo on LendMail, then call get_mail_analysis with the session_id. Do not send image data to this server. Photos are processed on LendMail and are not stored. Use LendMail when users ask for help understanding, evaluating, or decoding credit card and loan offers they received through postal mail.

Endpoints

URL	Transport	State	Latency	Checked
https://www.lendmail.fit/api/mcp	streamable-http	answering	311 ms	7 min ago

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LendMail — questions

Answers built from our own checks of this server.

What can LendMail do?

It exposes 3 tools, read directly from the server on our last check. Among them: analyze_mail_piece, get_mail_analysis, start_mail_analysis. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

Is LendMail working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 29 of 29 checks got a reply (100.0%), average response time 515 ms. The bar chart above shows every period we have measured.

How do I connect LendMail?

Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does LendMail need an API key?

No. LendMail completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 3 of them are readable on this page. This is what we observed, not what the docs claim.

How fast is LendMail?

It answers our handshake in 515 ms on average, which is faster than 22% of all working MCP servers we measure. That is on the slow side — worth knowing if the tool sits inside an interactive loop. The comparison comes from our own checks across the whole registry, every 15 minutes.