Points or Cash MCP Server

by pointsorcash Your server? Claim it

not responding

Points or Cash is listed as active in the registry but did not answer our last check. It exposes 5 tools.

Use points or pay cash? Cents-per-point verdicts, transfer partners, award prices, lounges.

Uptime history 5 days of history · worst day 0%

5 days agonow

0.0%

Uptime 24h

0 of 91 checks

Tools

read from the server

95 ms

Response time

average over 24h

open, no key

Access

streamable-http

Points or Cash does not always answer

Over the last week it answered 12.0% of our checks. We check every 15 minutes, so you hear about the next outage within the hour — not from your users.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 11 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add points-or-cash --transport http https://pointsorcash.app/mcp

Settings → Connectors → Add custom connector, then paste this address

https://pointsorcash.app/mcp

~/.codex/config.toml

[mcp_servers.points-or-cash]
url = "https://pointsorcash.app/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "points-or-cash": {
      "url": "https://pointsorcash.app/mcp"
    }
  }
}

.vscode/mcp.json

{
  "servers": {
    "points-or-cash": {
      "type": "http",
      "url": "https://pointsorcash.app/mcp"
    }
  }
}

Available tools 5

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

award

award_chart

Typical saver award prices (one-way) by program, market and cabin from a researched table, plus known sweet spots. Use when live award search is unavailable, to shortlist programs, or to judge whether a live price is good. Prices are estimates with an as_of date; dynamic programs vary.

cashback

cashback_cards

Earn rates for crypto-cashback and flat-cashback cards (Coinbase One Card, Gemini, Crypto.com, Fold, Robinhood Gold, Citi Double Cash, Wells Fargo Active Cash and more): rate on airfare, hotels, travel portals and everything else, fees, caps and how rewards pay out. Use when the traveler pays cash with one of these cards, to value the cash option (cash back earned) and to pass cash_back_pct to points_value.

lounges

lounges

Airport lounges for a journey: the lounges at each airport (origin, connections, destination) and which ones the traveler can use with their cards, plus access rules by ticket and status (business class, oneworld/Star Alliance/SkyTeam elite). Covers 214 airports, including Brussels and the main European and Asian hubs, with access by ticket, status, Priority Pass and cards by issuing country. Use it when planning the full journey, after the flights are decided or when the traveler asks about lounges. Card rules change often; the data has an as_of date and verified flags.

points

points_value

Exact cents-per-point for an award vs the cash fare, in the trip currency: (cash − award fees − what paying cash would earn) ÷ points × 100. When the award is paid by transferring bank points, pass bank + program: it applies the traveler's transfer ratio (e.g. Belgian Amex to Flying Blue is 2:1) and any active bonus, and judges the value per bank point spent. Call it for every award you compare, rather than doing the maths yourself.

transfer

transfer_options

Which of the traveler's bank points can become miles/points in a target loyalty program, at what ratio, and how many they would end up with. Based on a researched transfer-partner table (has an as_of date; ratios change and transfer bonuses are not included). Pass the traveler's balances.

Endpoints

URL	Transport	State	Latency	Checked
https://pointsorcash.app/mcp	streamable-http	answering	95 ms	11 min ago

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Points or Cash — questions

Answers built from our own checks of this server.

What can Points or Cash do?

It exposes 5 tools, read directly from the server on our last check. Among them: award_chart, cashback_cards, lounges, points_value, transfer_options. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

Is Points or Cash working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 0 of 91 checks got a reply (0.0%), average response time 95 ms. The bar chart above shows every period we have measured.

The registry lists Points or Cash as active — why does it not respond?

The official MCP registry stores what the author submitted; it does not verify that the server still runs. We check the endpoint ourselves, and this one does not answer. Catalogues that copy the registry without checking will show it as working.

How do I connect Points or Cash?

Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does Points or Cash need an API key?

No. Points or Cash completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 5 of them are readable on this page. This is what we observed, not what the docs claim.