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OptimaYield free bank-treasury tools MCP Server

by optimayield Your server? Claim it
not responding

OptimaYield free bank-treasury tools is listed as active in the registry but did not answer our last check. It exposes 7 tools.

Look up US banks and run rate-shock, margin, maturity-wall and reserve calculators. Free, no key.

Uptime history 65 hours of history · worst hour 0%
65 hours agonow
0.0%
Uptime 24h
0 of 91 checks
7
Tools
read from the server
48 ms
Response time
average over 24h
open, no key
Access
streamable-http

OptimaYield free bank-treasury tools does not always answer

Over the last week it answered 6.2% of our checks. We check every 15 minutes, so you hear about the next outage within the hour — not from your users.

Three servers free · no card

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 10 min ago.

run in your terminal
claude mcp add bank-tools --transport http https://www.optimayield.com/api/mcp
Settings → Connectors → Add custom connector, then paste this address
https://www.optimayield.com/api/mcp
~/.codex/config.toml
[mcp_servers.bank-tools]
url = "https://www.optimayield.com/api/mcp"
.cursor/mcp.json
{
  "mcpServers": {
    "bank-tools": {
      "url": "https://www.optimayield.com/api/mcp"
    }
  }
}
.vscode/mcp.json
{
  "servers": {
    "bank-tools": {
      "type": "http",
      "url": "https://www.optimayield.com/api/mcp"
    }
  }
}

Available tools 7

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

bank
get_bank_profile
Headline profile for one bank from its latest Call Report data: identity, total assets, deposits, loans, ROA, ROE, net interest margin, capital, liquidity and credit ratios, with the reporting period and source. Units are stated on every value.
banks
search_banks
Look up a US bank by name (legal or common, e.g. "Chase", "state street") and return its FDIC certificate number, city, state and total assets. Use this first: every other tool needs the certificate. Optionally narrow by two-letter state.
deposit
deposit_pricing_decision
Price holding, matching, or beating the market rate on a bank's deposits: annual cost, balances at risk, breakeven retention, and sensitivity. Free; computed from FFIEC filings; results state whether each number is filed, derived, or assumed.
loss
loss_reserve_scenario
Stress a bank's net charge-offs: provision needed to hold its allowance ratio and the after-tax hit to CET1 or leverage capital, with peers. Free; computed from FFIEC filings; results state whether each number is filed, derived, or assumed.
margin
margin_capture
Compare a bank's loan beta with its deposit beta and rank the spread against its asset-band peers, from FFIEC filings. Free; computed from FFIEC filings; results state whether each number is filed, derived, or assumed.
maturity
maturity_wall_refinancing
Measure time deposits maturing or repricing within a year, then test explicit renewal and replacement assumptions against tier-specific costs. Free; computed from FFIEC filings; results state whether each number is filed, derived, or assumed.
nim
nim_rate_shock
Estimate how a Fed funds move changes a bank's loan yield, deposit cost, and net interest income, using its own filed pass-through history. Free; computed from FFIEC filings; results state whether each number is filed, derived, or assumed.

Endpoints

URLTransportStateLatencyChecked
https://www.optimayield.com/api/mcp streamable-http answering 48 ms 10 min ago

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OptimaYield free bank-treasury tools — questions

Answers built from our own checks of this server.

What can OptimaYield free bank-treasury tools do?
It exposes 7 tools, read directly from the server on our last check. Among them: deposit_pricing_decision, get_bank_profile, loss_reserve_scenario, margin_capture, maturity_wall_refinancing, nim_rate_shock and 1 more. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →
Is OptimaYield free bank-treasury tools working right now?
We send a real MCP handshake every 15 minutes. Over the last 24 hours 0 of 91 checks got a reply (0.0%), average response time 48 ms. The bar chart above shows every period we have measured.
The registry lists OptimaYield free bank-treasury tools as active — why does it not respond?
The official MCP registry stores what the author submitted; it does not verify that the server still runs. We check the endpoint ourselves, and this one does not answer. Catalogues that copy the registry without checking will show it as working.
How do I connect OptimaYield free bank-treasury tools?
Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.
Does OptimaYield free bank-treasury tools need an API key?
No. OptimaYield free bank-treasury tools completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 7 of them are readable on this page. This is what we observed, not what the docs claim.