HMDA Mortgage Data MCP Server

by olyport Your server? Claim it

answering

HMDA Mortgage Data is answering right now. Last checked 6 min ago. It exposes 4 tools.

Home mortgage lending patterns, denial rates, and fair lending data

Uptime history 91 days of history · worst day 90%

91 days agonow

100.0%

Uptime 24h

91 of 91 checks

Tools

read from the server

530 ms

Response time

average over 24h

open, no key

Access

streamable-http

Nothing serious here today

Today is the operative word: we check HMDA Mortgage Data every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 6 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add hmda --transport http https://mcp.olyport.com/hmda/mcp

Settings → Connectors → Add custom connector, then paste this address

https://mcp.olyport.com/hmda/mcp

~/.codex/config.toml

[mcp_servers.hmda]
url = "https://mcp.olyport.com/hmda/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "hmda": {
      "url": "https://mcp.olyport.com/hmda/mcp"
    }
  }
}

.vscode/mcp.json

{
  "servers": {
    "hmda": {
      "type": "http",
      "url": "https://mcp.olyport.com/hmda/mcp"
    }
  }
}

Available tools 4

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

aggregate

get_aggregate_stats

Get aggregate mortgage lending statistics for a geographic area. Returns summary statistics including total applications, originations, denials, and loan amounts. Useful for understanding overall lending activity in a state or county. Args: state: Two-letter US state abbreviation (e.g. 'CA', 'TX'). county_fips: Five-digit county FIPS code (e.g. '06037' for LA County). year: Data year (e.g. 2022). Defaults to 2022 if not specified.

denial

get_denial_reasons

Get mortgage denial reasons breakdown for a geographic area. Returns the distribution of denial reasons for mortgage applications that were denied. Useful for identifying barriers to homeownership in specific communities. Args: state: Two-letter US state abbreviation (e.g. 'CA', 'TX'). county_fips: Five-digit county FIPS code (e.g. '06037' for LA County). year: Data year (e.g. 2022). Defaults to 2022 if not specified.

lending

get_lending_by_race

Get mortgage lending patterns disaggregated by race and ethnicity. Returns mortgage origination and denial data broken down by the race/ethnicity of the applicant. Useful for fair lending analysis and identifying disparities in mortgage access. Args: state: Two-letter US state abbreviation (e.g. 'CA', 'TX'). county_fips: Five-digit county FIPS code (e.g. '06037' for LA County). year: Data year (e.g. 2022). Defaults to 2022 if not specified.

mortgage

get_mortgage_data

Get Home Mortgage Disclosure Act (HMDA) loan-level data. Returns mortgage application and origination records reported by financial institutions under HMDA. At least one geographic filter (state or county_fips) is recommended to limit results. Args: state: Two-letter US state abbreviation (e.g. 'CA', 'TX'). county_fips: Five-digit county FIPS code (e.g. '06037' for LA County). year: Data year (e.g. 2022). Defaults to 2022 if not specified. action_taken: Loan action code: '1' (originated), '2' (approved not accepted), '3' (denied), '4' (withdrawn), '5' (incomplete). loan_type: Loan type code: '1' (conventional), '2' (FHA-insured), '3' (VA-guaranteed), '4' (USDA/RHS). limit: Maximum number of records to return (default 100, max 1000).

Endpoints

URL	Transport	State	Latency	Checked
https://mcp.olyport.com/hmda/mcp	streamable-http	answering	547 ms	6 min ago

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HMDA Mortgage Data — questions

Answers built from our own checks of this server.

What can HMDA Mortgage Data do?

It exposes 4 tools, read directly from the server on our last check. Among them: get_aggregate_stats, get_denial_reasons, get_lending_by_race, get_mortgage_data. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

Is HMDA Mortgage Data working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 91 of 91 checks got a reply (100.0%), average response time 530 ms. The bar chart above shows every period we have measured.

How do I connect HMDA Mortgage Data?

Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does HMDA Mortgage Data need an API key?

No. HMDA Mortgage Data completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 4 of them are readable on this page. This is what we observed, not what the docs claim.

How fast is HMDA Mortgage Data?

It answers our handshake in 530 ms on average, which is faster than 22% of all working MCP servers we measure. That is on the slow side — worth knowing if the tool sits inside an interactive loop. The comparison comes from our own checks across the whole registry, every 15 minutes.