mcpbeat Sign in

x402 Universal Payer MCP Server

local only

x402 Universal Payer runs on your own machine — the client starts it, so there is no endpoint to ping. 38 installs a week from npm. Last commit 18 Sep 2026.

Pay any x402 endpoint on the open web: auto-paying bridge with Bazaar discovery and spend caps.

Installs per day peak 156 · avg 13 · +73% w/w
a month agotoday
38
Installs / week
npm · @three-ws/mcp-bridge
194
Stars
0 open issues
18 Sep 2026
Last commit
0 releases in 90 days
Apache-2.0
License
JavaScript

Nothing serious here today

Today is the operative word: we check x402 Universal Payer every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Three servers free · no card

Connect this server

This server runs on your own machine — install it with the package manager and the client starts it for you. Package name taken from the official registry entry.

run in your terminal
claude mcp add x402-bridge -- npx -y @three-ws/mcp-bridge
~/Library/Application Support/Claude/claude_desktop_config.json
{
  "mcpServers": {
    "x402-bridge": {
      "args": [
        "-y",
        "@three-ws/mcp-bridge"
      ],
      "command": "npx"
    }
  }
}
~/.codex/config.toml
[mcp_servers.x402-bridge]
command = "npx"
args = ["-y", "@three-ws/mcp-bridge"]
.cursor/mcp.json
{
  "mcpServers": {
    "x402-bridge": {
      "args": [
        "-y",
        "@three-ws/mcp-bridge"
      ],
      "command": "npx"
    }
  }
}
.vscode/mcp.json
{
  "mcpServers": {
    "x402-bridge": {
      "args": [
        "-y",
        "@three-ws/mcp-bridge"
      ],
      "command": "npx"
    }
  }
}

This one needs environment variables set before it will start: MCP_BRIDGE_EVM_PRIVATE_KEY (0x-prefixed 32-byte hex private key that funds USDC payments on EVM chains (Base, Arbitrum, …). At least one of the EVM/SVM keys is required. Treat like cash — use a dedicated low-balance wallet.), MCP_BRIDGE_SVM_PRIVATE_KEY (Solana secret key that funds USDC payments: base58 64-byte secret key (Phantom / solana-keygen format) or a JSON array of 64 integers. At least one of the EVM/SVM keys is required. Treat like cash.), MCP_BRIDGE_MAX_PRICE_PER_CALL_ATOMIC (Per-call spending cap in atomic units (USDC has 6 decimals). Payments above this abort with a clear reason.), MCP_BRIDGE_MAX_TOTAL_ATOMIC (Cumulative session spending ceiling in atomic units. Once total spend would exceed it, further payments abort until restart.), MCP_BRIDGE_ALLOWED_PAYTO (Comma-separated payee allowlist. When set, any payment whose payTo address is not listed is refused.), MCP_BRIDGE_ALLOWED_HOSTS (Comma-separated hostname allowlist for outbound paid requests. When set, any other host is refused before a request is signed.), MCP_BRIDGE_ALLOW_HTTP (Set to 1 to allow http:// targets (local development only). https is enforced otherwise.), MCP_BRIDGE_DISCOVER_LIMIT (Max number of x402 Bazaar resources to register as dynamic tools at startup. Set 0 to disable discovery.), MCP_BRIDGE_BAZAAR_URL (x402 Bazaar discovery endpoint. Override to point at a self-hosted or alternative bazaar.), MCP_BRIDGE_BATCH_DEPOSIT_MULTIPLIER (How many request-amounts to deposit at once when opening an EVM batch-settlement channel.), MCP_BRIDGE_MAX_DEPOSIT_ATOMIC (Hard cap in atomic units on a single batch-settlement channel deposit or top-up.), X402_MCP_BRIDGE_CHANNELS_DIR (Directory for persisted batch-settlement channel state (survives client restarts).), RPC_URL_8453 (Per-chain RPC override, one variable per chain id (RPC_URL_<chainId>, e.g. RPC_URL_8453 for Base). Defaults to viem's public RPC for that chain.). The author declared them in the registry entry; get the values from the project itself.

Alternatives to x402 Universal Payer

same job, measured the same way
Agentmarketplace MCP
by stevemilton

Discover MCP servers + tools, auto-install into any client, pay for x402 endpoints in USDC.

63 installs/wk local only
three.ws Agent Payments
by nirholas

Governed x402 payment sessions: pay any endpoint with budget, allowlist & per-tx caps, no key.

209 installs/wk local only
HPP x402 MCP Bridge
by hpp-io

MCP bridge for autonomous x402 payments in HPP USDC.e — discover and pay for services per call.

93 installs/wk local only
D
Licence audit, page read and endpoint check - paid over x402 (AI-operated)
by workers-rjhsignaltech-ai

AI-operated. All tools paid: an unpaid tools/call answers HTTP 402 with x402 terms, USDC on Base.

3 tools answering
MCP Gateway
by mikkoparkkola

Universal MCP gateway with Meta-MCP discovery, routing, and REST API capabilities.

local only
Web Intel
by timzinin-api

8 pay-per-call web intel tools over MCP. Free discovery, calls settle in USDC on Base (x402).

10 tools answering
US Brand Intelligence
by timzinin-api

Pay-per-call US brand evidence and signal workflows with free MCP discovery and x402 payments.

21 tools answering
Agent Wallet
by theaslangroupllc-pulse

Local agent wallet + 900 pay-per-call data APIs — free discovery, x402 USDC, code-level spend caps

49 installs/wk local only

x402 Universal Payer — questions

Answers built from our own checks of this server.

Why is there no uptime for x402 Universal Payer?
x402 Universal Payer runs on your own machine over stdio — there is no network address to reach, so uptime cannot be measured for it by anyone. What can be measured is adoption: the npm package @three-ws/mcp-bridge was installed 38 times last week.
How do I connect x402 Universal Payer?
Copy the ready config from this page — we generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each with the file path that client actually reads. It runs locally, so the command pulls @three-ws/mcp-bridge straight from npm; nothing to host, nothing to sign up for.
How many people use x402 Universal Payer?
The npm package @three-ws/mcp-bridge was installed 38 times in the last week. Week over week that is +73%. We show installs rather than GitHub stars on purpose: a star is a bookmark, an install is someone actually running it.
Is x402 Universal Payer open source?
Yes — it is published under the Apache-2.0 licence, written in JavaScript and 194 stars on GitHub. The source link is on this page, so you can read exactly what it does with your data before you connect it.