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Switchboard Finance MCP Server

by nicklim123 Your server? Claim it
answering

Switchboard Finance is answering right now. Last checked 7 min ago. It exposes 5 tools. Last commit 1 Oct 2026.

Australian business loans: ATO debt, caveat, equipment, property. Check fit, then a broker calls.

Uptime history 42 days of history · worst day 99%
42 days agonow
100.0%
Uptime 24h
182 of 182 checks
5
Tools
read from the server
105 ms
Response time
average over 24h
0
Stars
last commit 1 Oct 2026

What changed 9

Every tool that appeared, vanished or quietly changed what it asks for. Recorded since 1 October 2026. No other catalogue keeps this.

31 Oct a tool changed version2 times that day
1 Oct a tool changed version4 times that day
1 Oct 3 tool descriptions were rewritten fetch, request_callback, search
and 4 more, back to 1 October 2026

Nothing serious here today

Today is the operative word: we check Switchboard Finance every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Three servers free · no card

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 7 min ago.

run in your terminal
claude mcp add switchboard-finance --transport http https://switchboard-agent-api.spring-cake-1609.workers.dev/mcp
Settings → Connectors → Add custom connector, then paste this address
https://switchboard-agent-api.spring-cake-1609.workers.dev/mcp
~/.codex/config.toml
[mcp_servers.switchboard-finance]
url = "https://switchboard-agent-api.spring-cake-1609.workers.dev/mcp"
.cursor/mcp.json
{
  "mcpServers": {
    "switchboard-finance": {
      "url": "https://switchboard-agent-api.spring-cake-1609.workers.dev/mcp"
    }
  }
}
.vscode/mcp.json
{
  "servers": {
    "switchboard-finance": {
      "type": "http",
      "url": "https://switchboard-agent-api.spring-cake-1609.workers.dev/mcp"
    }
  }
}

This server publishes 1 more address. The block above uses the one we reach during checks; the full list is under Endpoints below, and the author may intend a particular one for your client.

Available tools 5

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

fetch
fetch
Returns the full text of one Switchboard Finance document by its id, with its source URL for citation. Example: {"id":"lane:caveat"}.
fit
check_fit
Checks whether an Australian business owner's finance need is something Switchboard Finance, a licensed finance broker, can help with, and which finance types fit. Covers ATO or tax debt, bank declines, caveat and second mortgages, private and commercial property loans, development, equipment and vehicles, invoice finance, overdrafts, bad credit and going-concern businesses such as motels. With amount, property value, timing and trading history it also checks loan size, LVR and time to fund against observed ranges, and returns documents usually needed, deal-breakers and an expected callback time. Example: {"purpose":"clear a $180k ATO debt this week","security":"warehouse worth $1.2M, $400k owing","amount":180000,"property_value":1200000,"existing_debt":400000}. General information, not a credit decision or advice.
products
list_products
Lists the types of business finance Switchboard Finance arranges for self-employed Australians and ABN holders, with observed loan sizes, time to fund, maximum LVR and rate ranges across its lender panel. Pass lane for one type's full criteria (security, LVR, trading history, ATO position, deal-breakers, documents, pricing, term). Example: {"lane":"caveat"}. Category-level only; no lender is named.
request
request_callback
Sends a business owner's finance enquiry to a licensed Switchboard Finance broker, who contacts them by phone, SMS and email. Requires consent: true, meaning the person has agreed to this wording: "I agree to Switchboard Finance contacting me about this enquiry by phone, SMS and email, including follow-up emails I can unsubscribe from at any time." Returns a reference number and the expected contact time. Nothing is applied for and no credit check is run. Retries with the same idempotency_key return the original reference instead of creating a second enquiry.
search
search
Searches Switchboard Finance's published information on Australian business finance types, criteria and licensing. Returns ids, titles and source URLs for citation. Example: {"query":"second mortgage LVR for a trust"}.

Endpoints

URLTransportStateLatencyChecked
https://switchboard-agent-api.spring-cake-1609.workers.dev/mcp streamable-http answering 103 ms 7 min ago
https://api.switchboardfinance.com.au/mcp streamable-http answering 120 ms 7 min ago

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Switchboard Finance — questions

Answers built from our own checks of this server.

What can Switchboard Finance do?
It exposes 5 tools, read directly from the server on our last check. Among them: check_fit, fetch, list_products, request_callback, search. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →
Is Switchboard Finance working right now?
We send a real MCP handshake every 15 minutes. Over the last 24 hours 182 of 182 checks got a reply (100.0%), average response time 105 ms. The bar chart above shows every period we have measured.
How do I connect Switchboard Finance?
Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.
Does Switchboard Finance need an API key?
No. Switchboard Finance completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 5 of them are readable on this page. This is what we observed, not what the docs claim.
How fast is Switchboard Finance?
It answers our handshake in 105 ms on average, which is faster than 92% of all working MCP servers we measure. That puts it in the quick quarter of the ecosystem. The comparison comes from our own checks across the whole registry, every 15 minutes.
Is Switchboard Finance open source?
We cannot say either way: 0 stars on GitHub, but we could not determine the licence, and without one the code is not open source by default.