MoneyTools Settle MCP Server

by moneytools Your server? Claim it

answering

MoneyTools Settle is answering right now. Last checked 13 min ago. It exposes 17 tools.

x402 settle: pay per call 0.002-0.003 USDC, no key; verify, receipts, advisory spend caps

Uptime history 42 hours of history

42 hours agonow

100.0%

Uptime 24h

91 of 91 checks

Tools

read from the server

117 ms

Response time

average over 24h

open, no key

Access

streamable-http

What changed 12

Every tool that appeared, vanished or quietly changed what it asks for. Recorded since 10 November 2026. No other catalogue keeps this.

10 Nov 7 tool descriptions were rewritten9 times that day settle_subscribe_info, settle_verify, spend_cap_get and 4 more

10 Nov a tool changed version3 times that day

and 4 more, back to 10 November 2026

Nothing serious here today

Today is the operative word: we check MoneyTools Settle every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 13 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add settle --transport http https://settle.moneytools.dev/mcp

Settings → Connectors → Add custom connector, then paste this address

https://settle.moneytools.dev/mcp

~/.codex/config.toml

[mcp_servers.settle]
url = "https://settle.moneytools.dev/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "settle": {
      "url": "https://settle.moneytools.dev/mcp"
    }
  }
}

.vscode/mcp.json

{
  "servers": {
    "settle": {
      "type": "http",
      "url": "https://settle.moneytools.dev/mcp"
    }
  }
}

Available tools 17

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

settle

settle_gate_claim

Idempotency gate: claim an EIP-3009 authorization (payer+nonce) before settling. claimed:false means duplicate — do not settle again. Needs a key mts_ (X-API-Key header or apiKey argument). No key? call settle_trial_key (free, 50 calls/7 days). Full plan 1 USDC/30d incl. 1,000 calls via x402.

settle_gate_complete

Mark a claimed authorization settled or failed (failed allows a retry). Needs a key mts_ (X-API-Key header or apiKey argument). No key? call settle_trial_key (free, 50 calls/7 days). Full plan 1 USDC/30d incl. 1,000 calls via x402.

settle_key_status

Show remaining calls/expiry of your MoneyTools Settle key. Needs a key mts_ (X-API-Key header or apiKey argument). No key? call settle_trial_key (free, 50 calls/7 days). Full plan 1 USDC/30d incl. 1,000 calls via x402.

settle_report

Paid, read-only, no arguments: x402 settlement health report for Base USDC — Base RPC head/latency, PayAI facilitator reachability, settlement-watch outcomes (24h); with a key also your receipts/open watches/caps/spend. $0.001 USDC per call via x402 over MCP (unpaid call returns PaymentRequired; retry with params._meta["x402/payment"]), or 1 call of your Settle key (apiKey).

settle_subscribe_info

Pricing: pay per call via x402 with no key (spend_check / spend_cap_get / spend_cap_set / spend_record 0.002, settle_verify / spend_log 0.003 USDC). Optional upgrade: 1 USDC / 30 days incl. 1,000 calls, or a free trial key. Read-only.

settle_trial_key

Get a free MoneyTools Settle trial key right now (50 calls, 7 days, 1 per client per day; bucketed by IPv6 /64 or CF-Worker zone) with ready-to-run first calls. Pass the returned apiKey as the apiKey argument of any tool.

settle_verify

0.003 USDC per call via x402, no key (unpaid call returns PaymentRequired; retry with params._meta["x402/payment"]). Verify an x402 settlement on Base USDC right now (by tx hash, or payer+nonce / paymentPayload via USDC.authorizationState). Returns settled|failed|pending|not_settled|expired|unknown. Needs a key mts_ (X-API-Key header or apiKey argument). No key? call settle_trial_key (free, 50 calls/7 days). Full plan 1 USDC/30d incl. 1,000 calls via x402.

settle_watch

Watch a timed-out/unknown x402 settlement: re-checked on-chain for up to 24h; POSTs your webhook when it becomes settled/failed/expired. Needs a key mts_ (X-API-Key header or apiKey argument). No key? call settle_trial_key (free, 50 calls/7 days). Full plan 1 USDC/30d incl. 1,000 calls via x402.

settle_watch_status

Status of a settlement watch. Needs a key mts_ (X-API-Key header or apiKey argument). No key? call settle_trial_key (free, 50 calls/7 days). Full plan 1 USDC/30d incl. 1,000 calls via x402.

spend

spend_cap_get

0.002 USDC per call via x402, no key (unpaid call returns PaymentRequired; retry with params._meta["x402/payment"]). Advisory (complements your wallet's enforced hard limits): read the spend caps of a payer address plus what it spent in the last 24h (and in a session). Needs a key mts_ (X-API-Key header or apiKey argument). No key? call settle_trial_key (free, 50 calls/7 days). Full plan 1 USDC/30d incl. 1,000 calls via x402.

spend_cap_set

0.002 USDC per call via x402, no key (unpaid call returns PaymentRequired; retry with params._meta["x402/payment"]). Advisory spend caps that complement your wallet's enforced hard limits (Coinbase Agentic Wallet / CDP spendControls); cannot block payments. Set per-call / per-day (rolling 24h) / per-session USD limits and optional allow-lists (payTo, hosts, networks) for a payer wallet address (replaces the previous policy for that payer). Optional ownerLock secret so the agent cannot loosen the caps later. Advisory and non-custodial. Needs a key mts_ (X-API-Key header or apiKey argument). No key? call settle_trial_key (free, 50 calls/7 days). Full plan 1 USDC/30d incl. 1,000 calls via x402.

spend_check

0.002 USDC per call via x402, no key (unpaid call returns PaymentRequired; retry with params._meta["x402/payment"]). Advisory pre-sign check (your wallet's own hard limits still apply; we cannot block a payment): 'would this payment exceed my cap?'. Pass the 402 PAYMENT-REQUIRED (header or body) or amountUsd, plus payer and optional sessionId/host. Returns allow|deny with reasons and remaining budget; reserve:true also logs it as pending. Needs a key mts_ (X-API-Key header or apiKey argument). No key? call settle_trial_key (free, 50 calls/7 days). Full plan 1 USDC/30d incl. 1,000 calls via x402.

spend_log

0.003 USDC per call via x402, no key (unpaid call returns PaymentRequired; retry with params._meta["x402/payment"]). Spend log / receipts for a payer address: totals (settled, pending, refunded), top sellers and the latest receipts over the last N days (1-31; read from Settle's own receipt records, not from Base RPC history). Needs a key mts_ (X-API-Key header or apiKey argument). No key? call settle_trial_key (free, 50 calls/7 days). Full plan 1 USDC/30d incl. 1,000 calls via x402.

spend_record

0.002 USDC per call via x402, no key (unpaid call returns PaymentRequired; retry with params._meta["x402/payment"]). Record an x402 payment the agent made (or update a reserved one by spendId/ref): status settled|failed|pending|refunded, tx; verify:true checks a Base tx on-chain (read-only). Builds the spend log / receipts. Needs a key mts_ (X-API-Key header or apiKey argument). No key? call settle_trial_key (free, 50 calls/7 days). Full plan 1 USDC/30d incl. 1,000 calls via x402.

receipt

receipt_create

Create a delivery receipt (status paid) for an order/request ref; idempotent per ref. Needs a key mts_ (X-API-Key header or apiKey argument). No key? call settle_trial_key (free, 50 calls/7 days). Full plan 1 USDC/30d incl. 1,000 calls via x402.

receipt_get

Read a delivery receipt and its history. Needs a key mts_ (X-API-Key header or apiKey argument). No key? call settle_trial_key (free, 50 calls/7 days). Full plan 1 USDC/30d incl. 1,000 calls via x402.

receipt_update

Move a receipt paid -> delivered | failed | refunded (refundTx optional). Needs a key mts_ (X-API-Key header or apiKey argument). No key? call settle_trial_key (free, 50 calls/7 days). Full plan 1 USDC/30d incl. 1,000 calls via x402.

Endpoints

URL	Transport	State	Latency	Checked
https://settle.moneytools.dev/mcp	streamable-http	answering	133 ms	13 min ago

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MoneyTools Settle — questions

Answers built from our own checks of this server.

What can MoneyTools Settle do?

It exposes 17 tools, read directly from the server on our last check. Among them: receipt_create, receipt_get, receipt_update, settle_gate_claim, settle_gate_complete, settle_key_status and 11 more. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

What is MoneyTools Settle mostly used for?

Its tools cluster around settle, spend and receipt. That is what this server is built to work with — the grouping comes from the actual tool names, not from a category we assigned.

Is MoneyTools Settle working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 91 of 91 checks got a reply (100.0%), average response time 117 ms. The bar chart above shows every period we have measured.

How do I connect MoneyTools Settle?

Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does MoneyTools Settle need an API key?

No. MoneyTools Settle completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 17 of them are readable on this page. This is what we observed, not what the docs claim.

How fast is MoneyTools Settle?

It answers our handshake in 117 ms on average, which is faster than 90% of all working MCP servers we measure. That puts it in the quick quarter of the ecosystem. The comparison comes from our own checks across the whole registry, every 15 minutes.