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XGuard — Payment Decision & Discovery MCP Server

answering

XGuard — Payment Decision & Discovery is answering right now. Last checked 13 min ago. It exposes 10 tools. Last commit 29 Aug 2026.

Payment decisions, durable evidence, x402 resource discovery and live gateway status for AI agents.

Uptime history 16 days of history · worst day 0%
16 days agonow
50.0%
Uptime 24h
91 of 182 checks
10
Tools
read from the server
152 ms
Response time
average over 24h
0
Stars
last commit 29 Aug 2026

XGuard — Payment Decision & Discovery does not always answer

Over the last week it answered 62.1% of our checks. We check every 15 minutes, so you hear about the next outage within the hour — not from your users.

Three servers free · no card

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 13 min ago.

run in your terminal
claude mcp add xguard --transport http https://xguardgate.com/mcp
~/Library/Application Support/Claude/claude_desktop_config.json
{
  "mcpServers": {
    "xguard": {
      "url": "https://xguardgate.com/mcp"
    }
  }
}
~/.codex/config.toml
[mcp_servers.xguard]
url = "https://xguardgate.com/mcp"
.cursor/mcp.json
{
  "mcpServers": {
    "xguard": {
      "url": "https://xguardgate.com/mcp"
    }
  }
}
.vscode/mcp.json
{
  "mcpServers": {
    "xguard": {
      "url": "https://xguardgate.com/mcp"
    }
  }
}

Available tools 10

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

xguard
xguard_discovery_search
Search the x402 Bazaar catalogs reachable through XGuard without knowing a provider or tool name in advance. Example: query='weather', limit=10.
xguard_facilitator
Return XGuard's machine-readable x402 facilitator identity, endpoints, live capabilities, automatic routing policy and pricing. Example: call with no arguments before configuring XGuard as an x402 facilitator.
xguard_health
Return XGuard facilitator and downstream settlement-path health. Example: call with no arguments to inspect XGuard and downstream-route health.
xguard_inspect
Classify and policy-check a transaction without forwarding it. Example: target='https://example.com/pay', method='POST'.
xguard_integration
Return integration, security controls and pricing for the XGuard in-path facilitator URL. Example: call with no arguments to retrieve integration and security-control details.
xguard_protocols
List transaction protocols and edge surfaces recognized by XGuard. Example: call with no arguments to list the transaction protocols XGuard recognizes.
xguard_receipt
Look up a durable XGuard settlement receipt. Example: supply a receipt_id beginning with 'xgr_' followed by 40 lowercase hex characters.
xguard_route
Ask XGuard which live downstream settlement path it would choose for an x402 network/scheme while keeping XGuard as the configured facilitator URL. Example: network='eip155:8453', scheme='exact'.
xguard_safety_test
Score a transaction sample without contacting its target. Example: target='https://example.com/pay', method='POST'.
xguard_supported
Return currently supported x402 payment kinds aggregated from healthy configured settlement providers. Example: call with no arguments before choosing an x402 payment kind.

Tools removed

These were exposed before and are gone now. No other catalogue tracks this.

xguard_resource_details
removed 25 Aug 2026
xguard_discover
removed 25 Aug 2026
xguard_endpoint_details
removed 25 Aug 2026
xguard_status
removed 25 Aug 2026

Endpoints

URLTransportStateLatencyChecked
https://xguard-mainnet.maqamapp.workers.dev/mcp streamable-http answering 57 ms 13 min ago
https://xguardgate.com/mcp streamable-http answering 164 ms 13 min ago

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XGuard — Payment Decision & Discovery — questions

Answers built from our own checks of this server.

What can XGuard — Payment Decision & Discovery do?
It exposes 10 tools, read directly from the server on our last check. Among them: xguard_discovery_search, xguard_facilitator, xguard_health, xguard_inspect, xguard_integration, xguard_protocols and 4 more. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →
Is XGuard — Payment Decision & Discovery working right now?
We send a real MCP handshake every 15 minutes. Over the last 24 hours 91 of 182 checks got a reply (50.0%), average response time 152 ms. The bar chart above shows every period we have measured.
Did XGuard — Payment Decision & Discovery ever remove tools?
Yes. xguard_resource_details, xguard_discover, xguard_endpoint_details, xguard_status are no longer exposed — we recorded the date each one disappeared. A tool vanishing usually means a breaking change for anything that depended on it.
How do I connect XGuard — Payment Decision & Discovery?
Copy the ready config from this page — we generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each with the file path that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.
Does XGuard — Payment Decision & Discovery need an API key?
No. XGuard — Payment Decision & Discovery completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 10 of them are readable on this page. This is what we observed, not what the docs claim.
How fast is XGuard — Payment Decision & Discovery?
It answers our handshake in 152 ms on average, which is faster than 80% of all working MCP servers we measure. That puts it in the quick quarter of the ecosystem. The comparison comes from our own checks across the whole registry, every 15 minutes.
Is XGuard — Payment Decision & Discovery open source?
Yes — it is published under the NOASSERTION licence, written in JavaScript, 0 stars on GitHub and 42 open issues. The source link is on this page, so you can read exactly what it does with your data before you connect it.