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Bancadia MCP Server

answering

Bancadia MCP is answering right now. Last checked 10 min ago. It exposes 2 tools. Last commit 7 Nov 2026.

Query Bancadia's registry of US business checking account products with structured filters.

Uptime history 89 days of history · worst day 95%
89 days agonow
100.0%
Uptime 24h
91 of 91 checks
2
Tools
read from the server
383 ms
Response time
average over 24h
0
Stars
last commit 7 Nov 2026

What changed 5

Every tool that appeared, vanished or quietly changed what it asks for. Recorded since 20 September 2026. No other catalogue keeps this.

6 Nov 2 tool descriptions were rewritten get_business_checking_listing, query_business_checking
16 Oct 2 tool descriptions were rewritten get_business_checking_listing, query_business_checking
20 Sep a tool changed the parameters it asks for query_business_checking

Nothing serious here today

Today is the operative word: we check Bancadia MCP every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Three servers free · no card

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 10 min ago.

run in your terminal
claude mcp add bancadia-mcp --transport http https://mcp.bancadia.com/
Settings → Connectors → Add custom connector, then paste this address
https://mcp.bancadia.com/
~/.codex/config.toml
[mcp_servers.bancadia-mcp]
url = "https://mcp.bancadia.com/"
.cursor/mcp.json
{
  "mcpServers": {
    "bancadia-mcp": {
      "url": "https://mcp.bancadia.com/"
    }
  }
}
.vscode/mcp.json
{
  "servers": {
    "bancadia-mcp": {
      "type": "http",
      "url": "https://mcp.bancadia.com/"
    }
  }
}

Available tools 2

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

business
get_business_checking_listing
Get full detail on one specific business checking listing, including gotcha fees (business_deposit_fees, e.g. overdraft, NSF, dormancy) and feature narrative (business_deposit_account_features) not returned by query_business_checking's broad list results. Fees/features that apply to only one plan tier (e.g. a Standard/Plus/Premier ladder) are nested under that tier in plan_tiers[].fees / plan_tiers[].features; tier-agnostic ones are in the top-level general_fees / general_features. Use this as a follow-up after query_business_checking to dig deeper on one listing the caller already identified by its listing_slug. Each result's application_url is a tracked Bancadia link: give it to the user exactly as returned, including its query string. Response fields: last_verified is when Bancadia last confirmed the listing against the institution's published terms (null if never; last_modified is only the last record edit, and is_verified the current verification flag). deposit_insurance_limit is standard coverage in USD per depositor per ownership category (null if insurance_type is uninsured). deposit_insurance_extended is true when coverage above that limit is offered through a sweep/program-bank arrangement, with deposit_insurance_extended_limit its total in USD (null if not published); extended coverage is not standard FDIC/NCUA insurance, so don't present it as such.
query_business_checking
Query the Bancadia registry for business checking account products using compound filter criteria. Returns active listings from financial institutions. Optionally accepts target_industries/target_business_profiles to soft-rank results toward listings built for a given business type or stage — non-matching but eligible listings are still returned, just ranked lower. Each result's application_url is a tracked Bancadia link: give it to the user exactly as returned, including its query string. Response fields: last_verified is when Bancadia last confirmed the listing against the institution's published terms (null if never; last_modified is only the last record edit, and is_verified the current verification flag). deposit_insurance_limit is standard coverage in USD per depositor per ownership category (null if insurance_type is uninsured). deposit_insurance_extended is true when coverage above that limit is offered through a sweep/program-bank arrangement, with deposit_insurance_extended_limit its total in USD (null if not published); extended coverage is not standard FDIC/NCUA insurance, so don't present it as such.

Endpoints

URLTransportStateLatencyChecked
https://mcp.bancadia.com/ streamable-http answering 331 ms 10 min ago

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Bancadia MCP — questions

Answers built from our own checks of this server.

What can Bancadia MCP do?
It exposes 2 tools, read directly from the server on our last check. Among them: get_business_checking_listing, query_business_checking. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →
Is Bancadia MCP working right now?
We send a real MCP handshake every 15 minutes. Over the last 24 hours 91 of 91 checks got a reply (100.0%), average response time 383 ms. The bar chart above shows every period we have measured.
How do I connect Bancadia MCP?
Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.
Does Bancadia MCP need an API key?
No. Bancadia MCP completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 2 of them are readable on this page. This is what we observed, not what the docs claim.
How fast is Bancadia MCP?
It answers our handshake in 383 ms on average, which is faster than 35% of all working MCP servers we measure. The comparison comes from our own checks across the whole registry, every 15 minutes.
Is Bancadia MCP open source?
We cannot say either way: written in TypeScript and 0 stars on GitHub, but we could not determine the licence, and without one the code is not open source by default.