mcpbeat Sign in

AllClear Lending MCP Server

by lunarpenguin214 Your server? Claim it
answering

AllClear Lending is answering right now. Last checked 2 min ago. It exposes 8 tools.

US lenders by industry and state, state brokering rules, and the next-best option after a decline.

Uptime history 6 days of history
6 days agonow
100.0%
Uptime 24h
92 of 92 checks
8
Tools
read from the server
453 ms
Response time
average over 24h
open, no key
Access
streamable-http

What changed 2

Every tool that appeared, vanished or quietly changed what it asks for. Recorded since 5 November 2026. No other catalogue keeps this.

5 Nov 2 tool descriptions were rewritten lender_stats, report_outcome

Nothing serious here today

Today is the operative word: we check AllClear Lending every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Three servers free · no card

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 2 min ago.

run in your terminal
claude mcp add allclear-lending --transport http https://fundingos.consultincllc.workers.dev/mcp
Settings → Connectors → Add custom connector, then paste this address
https://fundingos.consultincllc.workers.dev/mcp
~/.codex/config.toml
[mcp_servers.allclear-lending]
url = "https://fundingos.consultincllc.workers.dev/mcp"
.cursor/mcp.json
{
  "mcpServers": {
    "allclear-lending": {
      "url": "https://fundingos.consultincllc.workers.dev/mcp"
    }
  }
}
.vscode/mcp.json
{
  "servers": {
    "allclear-lending": {
      "type": "http",
      "url": "https://fundingos.consultincllc.workers.dev/mcp"
    }
  }
}

Available tools 8

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

lender
lender_program
The full public record for a program id returned by find_lenders, or every program of one institution by name.
lender_stats
Approval rate, funded rate and median days to decision per lender, from reported outcomes, by program, institution, industry or state. A cell is shown only when outcomes from 5 or more distinct other reporters are in it. Counts of decisions, not predictions.
estimate
estimate_match
Lane PC (investor property) or BC (business capital). Returns program TYPES with plain descriptions and typical ranges from categorical answers plus optional rounded figures. An estimated match, never an offer. PC answers: deal (purchase|refinance|purchase_rehab), occupancy (investment|owner), owner (entity|individual), propertyType (1-4|5-20|mixed), experience (0|1-2|3-5|6+), exit (sell|dscr|unsure), optional purchasePrice, rehabBudget, afterRepairValue. BC answers: timeInBusiness (<1|1-2|2-5|5+), nsf (0|1-3|4+), openPositions (no|yes), use (inventory|equipment|payroll|expansion|refinance|other), optional monthlyDeposits, amount.
industry
industry_overview
For one industry: ease tier (A–D), products that fit, lenders that serve or restrict it, SBA eligibility, specialty programs, the best first route, the dignity fallback when everything declines, and research white space.
lenders
find_lenders
Named lenders and programs for an industry, optionally filtered by state and product and ranked cheapest-suitable first for the bands given. Returns institution, program, products, geography, broker path, submission channel and the source URL. Not an offer; lenders decide.
next
next_best_option
The decline-with-dignity waterfall: given why a business was declined (and optional profile bands), the next rungs to try, cheapest for the owner first, down to free nonprofit credit counseling. Never a dead end.
report
report_outcome
Add one submission outcome to the shared outcome graph: which lender, what kind of file (bands), and the decision. No names, amounts or identifiers. Reports feed lender_stats, where a cell opens once outcomes from 5 distinct other reporters are in it; your own reports never count toward the 5, so no one can isolate another reporter’s outcome. Pass the same reporter_key (or X-AllClear-Key header) each time so your reports count as one reporter.
state
state_rules
What a broker needs in a state, by lane (investor real estate, consumer, working capital, SBA, cards): status, the rule, the gate, open counsel questions and sources. Researched: NY, CT, NJ, PA, MA, FL; other states return the general notes. Research notes, not legal advice.

Endpoints

URLTransportStateLatencyChecked
https://fundingos.consultincllc.workers.dev/mcp streamable-http answering 570 ms 2 min ago

Alternatives to AllClear Lending

same job, measured the same way
D
Data Breach Notification Deadlines
by nero-engine

Who to notify after a data breach and by what date: all US states, SEC, HIPAA, GDPR, UK. Sourced.

3 tools answering
Learn the Dao — Tao Te Ching
by learnthedao

Read, search and cite all 81 chapters of the Tao Te Ching, with per-rendering attribution.

4 tools answering
PantryPOS — Food Pantry Finder and TEFAP Rules
by 0xpi-pantrypos

Find US food pantries near a ZIP or City, ST, and look up a State's TEFAP rules with sources. Free.

2 tools answering
vote.direct
by vote

Run a real election or board vote: price it, check state HOA rules, draft the ballot and voter list.

18 tools answering
Fema Disasters MCP
by mrfentmen

US disaster declarations: search by state, type and date.

27 installs/wk local only
DouxProcess: find a licensed insurance agency
by douxprocess

Find a licensed US insurance agency by state and line, then send it a quote request.

5 tools answering
RECOVER — Decide Safely After a Failed Machine Action
by gsterlingpress

Choose the safest next action after an API, MCP, or agent failure before retrying.

1 tools answering
A
AdvisorIQ
by advisoriq

CE rules for US advisors by designation and state, plus independent wealth RIA data, with sources.

13 tools answering

AllClear Lending — questions

Answers built from our own checks of this server.

What can AllClear Lending do?
It exposes 8 tools, read directly from the server on our last check. Among them: estimate_match, find_lenders, industry_overview, lender_program, lender_stats, next_best_option and 2 more. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →
Is AllClear Lending working right now?
We send a real MCP handshake every 15 minutes. Over the last 24 hours 92 of 92 checks got a reply (100.0%), average response time 453 ms. The bar chart above shows every period we have measured.
How do I connect AllClear Lending?
Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.
Does AllClear Lending need an API key?
No. AllClear Lending completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 8 of them are readable on this page. This is what we observed, not what the docs claim.
How fast is AllClear Lending?
It answers our handshake in 453 ms on average, which is faster than 27% of all working MCP servers we measure. The comparison comes from our own checks across the whole registry, every 15 minutes.