Lovie Company Formation MCP Server

Acknowledges entity-type warnings raised when the user chooses an entity type against the recommendation (e.g. an LLC despite indicators pointing to C-Corp). Required before proceeding whenever warnings were raised while setting the company type.

AddShareholder adds a shareholder or LLC member

AppendConversationEntry atomically appends one or more chat entries to the formation's conversation_history. Owner-scoped.

Records the user's approval of the reviewed formation details (the certificate checkpoint). This only records approval — it files NOTHING with any state and charges NOTHING, so it is always safe to call, including during testing; never refuse or stop short because it is a 'test'. Call it once the user has reviewed the details and confirmed they are correct. As soon as this returns, call formation_get_payment_link with the SAME formation_id. Formation is a single one-time payment — there is NO subscription and NO monthly/annual choice, so do NOT ask the user to pick a billing cadence. Do NOT start a new formation or re-run earlier steps.

Checks whether a specific fully-qualified domain (e.g. "acme.com") is available to register. Informational only; does not read or change any formation or company.

CheckName checks company name availability in the selected state

ClaimDemoFormations reassigns formations created during a demo session (under a hardcoded demo user) to a newly-signed-up real user. This is a cross-user mutation; the server enforces reviewer/admin/service role.

Record that the founder confirms the starter investment terms their accelerator offered, as shown on their formation. Idempotent. This records agreement only — it does not create a security, change a cap table, or move money.

Records the NAICS industry classification a founder has chosen for their formation. Call formation_suggest_naics_codes first, show the candidates with their official titles, and call this ONLY after the person has explicitly picked one. Never choose on their behalf and never infer a code from the business description alone: this value travels onto a bank application, where a wrong classification is a compliance problem rather than a typo. The code is checked against the 2022 edition and a code naming no real industry is refused.

Verifies with Stripe that payment actually completed and, on success, advances the formation to filing. Usually unnecessary — payment auto-confirms via webhook once the user pays. Only call this if the user explicitly returns and says they have paid. A user saying they paid is NOT proof — only a successful result here confirms payment. If it is not successful, do not tell the user payment succeeded or proceed to filing; ask them to complete checkout and retry.

Starts a PAID domain purchase for the company: quotes the live registrar price plus Lovie's margin and returns a Stripe Checkout URL — give it to the user, payment happens on the Stripe page. Companies still eligible for their included free domain are refused here (their first domain uses the free flow). Requires passed identity verification (KYC); a failed-precondition answer means walk the user through verifying first.

Starts transferring a domain the company already owns elsewhere INTO Lovie: returns a Stripe Checkout URL covering the transfer (which includes a one-year renewal). After payment, start the transfer with the auth code from the current registrar. Requires passed identity verification (KYC).

CreateFormation creates a formation with full data (MCP/bulk use case). A request whose shareholders carry ssn_last4 is refused with INVALID_ARGUMENT and writes nothing: those four digits are recorded only by SetShareholderTaxIdentifier, after the whole identifier has reached the secret store. Accepting them here would report a saved number that nothing holds.

Removes an abandoned pending domain purchase attempt from the company's domain list. Only pending (never-completed) purchases can be removed; registered domains cannot be deleted this way.

Analyzes a business description and recommends the best entity type (LLC or C-Corp) with a confidence score. Call this once you understand what the user is building. When the recommendation is LLC or confidence is not high, mention that Lovie offers a free LLC-to-C-Corp conversion later.

Runs vision OCR on an uploaded cap table file and returns the extracted rows without persisting them. Each row may include a vesting schedule (vesting_start_date / vesting_total_months / vesting_cliff_months) for service equity held by founders, employees, and advisors. PRESERVE these vesting fields and pass them through to RecordCapTableInvestment when creating each holding — do not drop them or record such holdings as fully vested. Investor instruments (SAFE, preferred) carry no vesting.

Runs vision OCR on an uploaded cap table for the active company and returns the extracted rows without persisting them. Each row may include a vesting schedule (vesting_start_date / vesting_total_months / vesting_cliff_months) for service equity held by founders, employees, and advisors. PRESERVE these vesting fields and pass them through to RecordCapTableInvestment when creating each holding — do not drop them or record such holdings as fully vested. Investor instruments (SAFE, preferred) carry no vesting.

Runs vision OCR on an already-uploaded signed Restricted Stock Purchase/Award Agreement (RSA) PDF for the active company and returns the founder and company names plus structured terms (total_shares, unvested_shares, price_per_share, grant_date, vesting_start_date / vesting_total_months / vesting_cliff_months, acceleration_clause, repurchase_right, 83(b) status, etc.) WITHOUT persisting anything. Empty string / 0 / false means the value was not stated in the document — never fabricate. Flow: first call GetOcrUploadURL with kind=RSA and upload the PDF, then call this tool with the returned source_s3_uri. To persist the grant and link the document, pass the extracted terms and the SAME source_s3_uri to CreateCapTableAgreement with type=CAP_TABLE_AGREEMENT_TYPE_RSA — preserve the vesting fields, do not drop them.

Reads a SAFE PDF and returns its terms WITHOUT saving anything. Always call this before ImportSAFE and show the result to the user for confirmation — never import a SAFE the user has not seen. Present one block per document, largest investment first, with exactly these fields in this order: investor name, investment amount, valuation cap, discount, post-money or pre-money, date, and which existing stakeholder it will be matched to (or that a new one will be created). Then state the effect on the cap table as three figures — stakeholders, SAFEs and SAFE capital now, what this import adds, and the totals after — and ask the user to confirm. Report the confidence score and every warning verbatim in plain language rather than as codes. Two things block the import until the user resolves them: a missing date (ask for it; a SAFE is never imported without one) and a company name on the document that differs from the company being imported into (say both names and ask the user to confirm it belongs here). This is the same review the web upload screen performs, so keep the wording and order identical.

ExtractSafeTermsOcr runs vision OCR on a SAFE PDF for a company (no formation required). Company-scoped: requires an active company.

Prepares the Certificate of Formation/Incorporation as a review checkpoint before filing. This is a confirmation step, NOT a downloadable document — the official, state-issued certificate is produced only after payment and state filing, so do NOT present a download link here. Summarize the formation details for the user to review, then call formation_approve_certificate only once they explicitly confirm the details are correct.

Reveals the domain's transfer authorization (EPP) code and lifts the transfer lock — the customer's exit door, shown once and never stored. Requires a trusted-device approval: open one with identity's create-approval-session tool (action_type domain_auth_code_reveal, payload {domain}), have the user approve on their phone, then pass the session id as approval_session_id.

Returns one domain purchase's live status — use it to answer 'did my domain go through?' after checkout.

Reports a transfer-in's live progress at the registrar (waiting on the losing registrar, completed, failed). Poll sparingly — registrar transfers move on a scale of days.

GetEinFilingInfo returns the stored payload without the SSN/ITIN.

GetFilingFee returns the state formation filing fee (table amount, formatted string, and Stripe Price id when charged via a pre-created Price). Used by the onboarding review/certificate step. Stateless lookup — no formation context required.

Returns the full formation record for a formation_id: company name, entity type, state, business address, registered agent, share structure, shareholders, authorized party, EIN, certificate data, payment and filing status, and timestamps. Use this to answer specific questions such as the user's EIN, registered agent, company address, or shareholders, and to RESUME an in-progress formation with a formation_id you already have — it works both before and after sign-in (do not start a new formation to resume).

Returns a short-lived signed URL for one of a formation's documents. Reviewer role only. The URL is a read credential and expires; treat it as one — do not repeat it back or store it anywhere it outlives the answer it was fetched for.

GetFormationInfo returns educational content topics or content for a specific topic

GetFormationPurchaseQuote returns the CorpTools filing product, methods, parsed form schema, prefilled values, and missing required fields for a formation (non-DE/WY states). Reviewer-only; no side effects beyond ensuring a CorpTools company record exists.

Returns what forming a company in a given state costs: each Lovie line item, the state's filing fee, and the total, all priced live. Creates nothing and charges nothing. Use this whenever the user asks about price instead of quoting figures from memory — formation is a single one-time payment, so there is no plan and no monthly/annual choice to describe.

Returns a formation's progress timeline: each milestone (filing, company formed, tax identifier, banking, and — where an accelerator invests — the starter investment), its state, and a sentence describing it. Also lists co-founders who have not finished; they never block the filing. Read-only.

GetFormationUploadURL returns a presigned PUT URL for a cap table or SAFE document

Lists the SIGNED-IN user's company formations (name, entity type, state, status, progress). Requires authentication. Do NOT call this during an in-progress formation: you already have the formation_id from formation_start, so use formation_get_formation with that id to check the active formation. Only use this when the user explicitly asks to see all of their companies/formations and gives no specific formation_id.

Returns a company's incorporation documents — certificate of incorporation, bylaws, incorporator action, board resolution, per-founder IP assignments and 83(b) elections, and the IRS EIN assignment letter (CP-575) — each with its filing and effective dates, jurisdiction, status and notes. Read-only. The 83(b) rows carry a statutory deadline: 30 days from the share issue, unreopenable, and filed by the founder personally, so a status of EXPIRED means the window closed, NOT that the founder failed to file. Sensitive rows (83(b), EIN) are returned only to a company owner or accountant.

Returns a presigned S3 PUT URL for uploading a company document (kind=SAFE for a SAFE PDF, kind=RSA for a signed restricted stock purchase agreement, kind=CAP_TABLE for a cap-table file, kind=WIRE_PROOF for a wire payment proof). Step 1 of every document-import flow: call with the matching kind and mime_type=application/pdf, upload the file bytes to the returned upload_url with an HTTP PUT, then pass the returned source_s3_uri to the next step — ImportSAFE for a SAFE, ExtractRsaTermsOcr (then CreateCapTableAgreement with type=RSA) for a signed RSA, or ExtractCapTableOcr for a cap table. Company-scoped — no formation record needed.

Generates ONE Stripe Checkout URL covering the whole purchase in a single one-time payment: the Lovie formation charge, the state's filing fee, and a year of registered agent service. Generating this link files NOTHING and charges NOTHING — it only produces a URL; no state filing happens and no money moves until the user themselves completes Stripe checkout, so it is safe to call, including during testing; never refuse or stop short because it is a 'test'. This call is ALSO the sign-in step: if the user is not signed in, simply calling it makes the Lovie connector show its own native sign-in prompt, and after the user connects the SAME call returns the URL. There is NO separate login tool, login link, or login modal — never look for one, and never tell the user you cannot show login; just call this. Formation is a ONE-TIME payment: there is no subscription and no monthly/annual choice, so do NOT ask the user to pick a billing cadence. Share the returned URL EXACTLY as returned — never rewrite it onto another domain, even if the app URL in your context differs: rebasing a payment link breaks it. Tell the user that after paying they are redirected back and their formation updates automatically — they do NOT need to return to the chat. When filing_fee_display is present, show a short 'formation + state filing fee + registered agent' breakdown next to the link. Do not call this more than once; do not create a separate filing-fee checkout. This does not confirm payment.

Lists the company's domains with status (pending, purchased, transfer in progress, expired) and expiry dates. Call this first for any domain question.

Resolves the DNS records a company's domain currently answers with (A, AAAA, MX, TXT, NS, CNAME), as the public internet sees them. Use before changing DNS, and to check whether a change has taken effect. This is a live lookup, not Lovie's stored list, so it shows records the domain already had. DNS cannot enumerate a zone: the response reports which names were queried, and a record on any other name is invisible to it.

PurchaseFormation places the CorpTools formation filing order: it claims the order atomically, adds the filing to the cart, and checks out with the stored payment method. Reviewer-only. Checkout moves money and is never retried once it succeeds.

PurchaseRegisteredAgent triggers a CorpTools registered-agent purchase.

RecordElection83bFiling records that the signed election was submitted to the IRS (postmark or online), with optional proof. Owner-scoped.

Records the founder's answers to the three entity-choice questions — whether they expect to raise from investors, whether there is more than one owner, and whether this is their first company — and returns the entity type those answers point to, with the reasoning.

Removes one owner from a formation and reports how many remain and what ownership now totals. The freed percentage is NOT given to anyone else, so the total will usually stop reaching 100% until the founder reallocates it. Refused once the filing is under way.

RunElection83bReminders runs the 83(b) reminder sweep (not-started nudges + deadline-relative sign/file reminders + late notice). Reviewer-only; also run in-process by the scheduled cron subcommand.

SaveCapTableImport replaces the formation's shareholders with the imported, founder-edited list. A request whose shareholders carry ssn_last4 is refused with INVALID_ARGUMENT and writes nothing — the existing roster is left exactly as it was: those four digits are recorded only by SetShareholderTaxIdentifier, after the whole identifier has reached the secret store. Accepting them here would report a saved number that nothing holds.

SendFormationEmail dispatches a formation lifecycle email via SendGrid.

Records whether the founder wants a business bank account opened once their EIN arrives, plus a card preference, where cards should be sent, and roughly what they expect to spend each month. This records an intention ONLY — it opens no account, creates no account number, and moves no money. Say so when reporting it.

Sets the company's business address. Always present the user with BOTH options: pass source = ADDRESS_SOURCE_OWN with a full US address if they want to use their own, or source = ADDRESS_SOURCE_NEED_ASSISTANCE to give them Lovie's virtual mailbox (a real US address Lovie provides). Offer the mailbox proactively whenever the user has no address or prefers not to use a home/personal one. A real filing needs a resolvable US street, city, state, and ZIP.

Sets the company name and returns its parts: base_name, entity_ending, and the derived full_name (base + ending). Set the entity ending first with formation_set_entity_ending. After setting the name, call formation_check_name to verify availability in the selected state.

Records a formation's alternate name, business purpose, company stage and Delaware filing speed. Any field left out is unchanged rather than cleared.

Sets the formation's entity type. Valid values are ENTITY_TYPE_LLC, ENTITY_TYPE_C_CORP, and ENTITY_TYPE_S_CORP — never send ENTITY_TYPE_UNSPECIFIED. Returns warnings the user must acknowledge before proceeding.

Adds DNS records (A, AAAA, CNAME, CAA, MX, TXT, NS) to a domain the company purchased through Lovie and applies them at the registrar — no registrar login needed. Use when the founder wants to point their domain at a website host or set up email records. Host is relative to the domain ("@" for the root, "www" for a subdomain). This ADDS records: it cannot delete one, and it cannot reliably overwrite a record that already exists — the registrar's own tools are needed for either. Full nameserver delegation changes are not supported. Call LookupDomainDnsRecords first to see what is already there.

SetElection83b persists the 83(b) election snapshot on the formation. Owner-scoped; called after PDF generation + signature envelope creation.

Sets the company's legal entity ending — the suffix that appears in the full legal name (e.g. "Inc.", "Corporation", "Co." for a C-Corp; "LLC", "L.L.C." for an LLC). Use one of the valid endings returned by formation_set_company_type. Set this BEFORE the company name so the full legal name is derived correctly.

Records who the founder is — their name, contact details and where they are based — on a formation. A Social Security Number or ITIN is optional here: ask for it only if the person offers, pass it once, and never read it back. The response says whether one is on file, never the number.

Sets the registered agent for the formation. Pass use_default = true to use Lovie's included registered agent (recommended for most founders), or use_default = false with an `agent` to supply a custom one.

Sets the founder's chosen domain on the formation. Pass an empty string to clear the selection. Domain registration only requires payment, NOT state approval: for a paid formation the domain is claimable immediately — tell the founder to finish registration now on the formation page or on the dashboard's Domains page (takes a minute), so their website is live while the state filing completes. For unpaid formations the domain is purchasable right after checkout.

Sets the C-Corp share structure and returns the resulting total authorized capital. Pass use_default = true for the standard startup setup (10,000,000 shares at $0.0001 par), or use_default = false with authorized_shares and par_value for a custom structure. C-Corp only.

Files one shareholder's Social Security Number or ITIN against a formation. The whole number goes to the secret store and only its last four digits are recorded, which is all the response returns. Ask the person for it directly, pass it once, and never repeat it back in your own message. No tool reads the number out again.

SetAuthorizedParty sets the authorized signatory for formation documents

Sets the formation's state of formation. Every US state and DC is supported — pass the two-letter code (e.g. "TX", "DE", "WY"). Returns the entity types available for that state.

Sets the founding team's ownership split and vesting. Ownership must total exactly 100%. Existing people are matched by id and only the stated fields change. Invitations that fail to send are reported in the response and never block the filing.

Begins the paid transfer at the registrar using the EPP/auth code the user obtained from their current provider. The code is used once and never stored. Transfers take days; track with the transfer-status tool.

THE entry point for a new company formation — runs anonymously, no sign-in required. Call this DIRECTLY whenever the user wants to start, create, or form a company or formation. Do NOT call company_get_my_companies or formation_get_list_formations first; those require auth and are only for existing records — starting a new formation needs neither. Returns a formation_id plus the ordered steps. Calling it again for the same signed-in user RESUMES the formation already in progress and returns its id with resumed=true — it does not create a second one, so a retry is safe. When resumed=true, tell the user which company you are continuing (the response carries its name) instead of assuming it is the one they just described. If they say they want a DIFFERENT, additional company, call again with force_new=true — that is the only time to set it; never set it to retry. Before walking the steps, briefly understand the user's business, experience, and funding (one question at a time), then give a tailored recommendation. Keep the formation_id and pass it to every later step. Call this exactly ONCE per formation — never start a second one to resume. When a later step needs sign-in, let the user connect and retry with the SAME formation_id; signing in automatically claims the in-progress formation, so it is never lost.

Collects and saves EIN (SS-4) filing information after the company is filed with the state. First ask whether the user has an SSN or ITIN; if they do not, set no_ssn and skip it — the EIN then takes ~45 business days via paper filing. Collect the remaining fields conversationally: date of birth, employee counts, first wages date, closing month of the accounting year, reason for applying, any prior EIN, and principal business activity.

Ranks candidate 2022 NAICS industry codes for a formation from its business description. Returns SUGGESTIONS ONLY and changes nothing — always show the shortlist and have the person pick one. NAICS codes are two to six digits, not always six.

SweepFormationOrderStatus polls CorpTools for the status of in-flight formation orders and updates each formation. Intended for the scheduled sweep (in-process subcommand) and manual/dry-run admin triggering.

UpdateFormation applies a FieldMask-scoped patch to a formation. The caller supplies update_mask.paths to select the fields to replace. The roster is not patchable here — use AddShareholder, UpdateShareholder or RemoveShareholder. A patch whose shareholders carry ssn_last4 is refused with INVALID_ARGUMENT and writes nothing: those four digits are recorded only by SetShareholderTaxIdentifier, after the whole identifier has reached the secret store. Accepting them here would report a saved number that nothing holds.

Corrects one owner on a formation — their name, contact details, ownership percentage, role or address. Refused once the filing is under way. Share counts and vesting are not editable here.

ClearCapTableStakeholders deletes every stakeholder of a company in a single DB-level operation. Used by the "replace cap table" import flow.

CloseCapTableRound PERMANENTLY closes the round: runs the calc engine, persists the SAFE conversions + ownership snapshots, and flips the round to CLOSED. This is the action for "close the round", "make it permanent", or "finalize the round" — it CANNOT be undone and writes the cap-table of record, so confirm with the user first. To only estimate the outcome without closing, use PreviewCloseCapTableRound.

CreateCapTableAgreement creates a draft non-SAFE agreement.

Opens a new funding round on a company's cap table — the container investors and their agreements are attached to. Writes. It does not raise money or close anything: a new round starts OPEN and holds no capital until investors are added to it.

Adds a stakeholder IDENTITY ONLY (name, type, email, metadata). Does NOT create any holding/security and will NOT appear in the investor pipeline. For anyone who will hold equity — an investor putting in capital, or a founder or employee receiving shares — use RecordCapTableInvestment instead: it creates the party and its holding together. Do NOT call this first and then record the holding, and if you have already called it, pass the returned stakeholder_id to RecordCapTableInvestment rather than the name again — naming the party twice puts them on the register twice. Use this tool only for a party who is genuinely meant to have no holding at all.

DeleteCapTableAgreement removes an agreement.

DeleteCapTableRound permanently removes an unpriced SAFE round (open or light-closed) plus its round-scoped securities/agreements/snapshots. Priced / engine-closed rounds are rejected (FailedPrecondition).

DeleteCapTableSecurity removes one holding.

DeleteCapTableStakeholder removes one stakeholder from a cap table.

DownloadCapTableSafes presigns multiple SAFE agreement PDFs in one call.

Runs vision OCR on an already-uploaded wire payment proof (wire confirmation, bank statement, or transfer receipt — NOT an invoice) for a security and returns the extracted fields plus a verification verdict (verified | needs_review | mismatch). Nothing is persisted. Flow: call GetOcrUploadURL with kind=WIRE_PROOF, PUT the file bytes to the returned upload_url, then call this with the returned source_s3_uri. Only a 'verified' verdict can back a wire in RecordCapTableWire.

GenerateCapTableAgreementPdf renders the PDF for one employee equity-grant agreement (option/rsu/rsa/fast) and stores it. Returns the S3 key. The presigned download URL is fetched via GetCapTableAgreementPdfUrl.

GenerateCapTableDocs kicks off the async generation pipeline.

GenerateCapTableSummaryPdf renders the cap-table summary to a branded PDF on the backend document engine (Gotenberg) and returns the bytes (#364 — moves PDF generation out of the browser). Read-only.

Returns one equity agreement by id — a SAFE, a stock purchase agreement or a grant — with its terms and the two signature blocks it prints. Read-only. Use this to answer questions about a specific agreement's valuation cap, discount, amount or signing state. To find the id, list a company's agreements first.

GetCapTableAgreementPdfUrl returns a short-lived signed S3 URL for the rendered SAFE agreement PDF.

Returns a company's equity holdings grouped the way a founder thinks about them: founders, advisors, employees (option grants), and investors. Read-only. Founder, advisor and employee entries carry vesting progress resolved as of now — vested percentage, vested share or option count, and whether the cliff has passed. Investor entries carry the committed amount, valuation cap, discount and pipeline stage. Use this to answer "who holds what" or "how much of X's grant has vested" without adding up securities by hand.

GetCapTableInvestorAccess lists every investor stakeholder with its current cap-table visibility level (read directly from the stakeholder row; a new investor defaults to NONE). Read-only.

Says which view of a company's cap table is the current one: the live roster, or the post-conversion table produced by the latest closed round. Read-only, and small — it returns the mode and that round's id, not the table. Use it first when you do not know whether a company has closed a priced round yet.

Returns one funding round by id: its name, type, target, pre-money valuation, status and close date. Read-only. Use this for the terms of a specific round; for how much has actually been committed, signed and wired, use the round summaries tool instead.

Returns, for every funding round that has investors attached, how much capital sits at each stage of the pipeline (committed, signed, wired), the total raised, and how many investors are in the round. Read-only. Use this to answer "how is the round going" or "how much have we actually collected" without adding up individual investors by hand — the stage buckets are exclusive, so each investor's capital appears in exactly one of them and raised is their sum. Wired is money in the bank; committed and signed are promised but not yet received.

GetCapTableSecurity returns one holding by id. Read-only.

GetCapTableStakeholder returns one stakeholder by id. Read-only.

GetCapTableSummary returns the dashboard aggregate (totals, stakeholder count, founders %, and per-type ownership segments) on the fully-diluted source roster. Keeps the ownership math server-side. Read-only.

Lists a company's equity agreements, newest first, each enriched with the stakeholder it belongs to. Read-only and paginated. Filter by type to see only SAFEs or only stock purchase agreements. Use this to answer "what have we signed" or to find the agreement id for a named investor.

Lists a company's funding rounds with their terms and status. Read-only. Use this to answer "what rounds have we raised" or to find a round id before reading its investors.

GetListCapTableSecurities lists a company's holdings (optionally filtered to one stakeholder), paginated. Read-only.

GetListCapTableStakeholders returns a company's stakeholder roster (company-scoped, paginated). Read-only.

Lists proposed matches between incoming bank transfers and the investors expected to have sent them, each with a confidence and the reason it was proposed. Read-only, and a suggestion only — nothing is recorded as received until somebody confirms it. Use this to answer "which wires have arrived and who are they from".

GetMyInvestorCompanies returns the companies where the caller is a linked investor stakeholder (not a member), with the owner-granted access level — the entry point for the investor-facing portal (B3). Read-only.

GetSafeImportConsent reports whether the company has granted current consent for an external AI to read imported SAFE contents.

GetTransactionSummary returns the committed / signed / wired capital totals for the Transactions page header. committed/signed come from the securities pipeline stage; wired comes from the money-movement ledger. Read-only.

GetWiredTransactions returns the confirmed-wire ledger (wired + refunded investor rows) for the fundraising Transactions page. Read-only.

GrantSafeImportConsent records the company's consent at the current wording version. Required before an MCP-origin SaveCapTableImport.

Imports a signed Restricted Stock Purchase/Award Agreement (RSA) from an uploaded PDF and stores the document in S3. USE THIS (not ExtractRsaTermsOcr + CreateCapTableAgreement, and not RecordCapTableInvestment) whenever the user provides or uploads a signed RSA PDF. The grantee (founder/employee/advisor) MUST already exist as a cap-table stakeholder — this tool matches the document to an existing stakeholder by name and does NOT create one; if there is no match the import is rejected, so add the stakeholder first. Mandatory two-step human-in-the-loop flow: (1) call GetOcrUploadUrl with kind=RSA and mime_type=application/pdf, then upload the PDF bytes to the returned PUT URL; (2) call ImportRSA with preview=true and that source_s3_uri — this runs OCR and returns the extracted founder/company names and terms (shares, vesting, price_per_share, grant_date, 83b status, acceleration) plus the resolved grantee (matched_stakeholder_id, or would_create=true when no stakeholder matches) WITHOUT persisting anything; (3) PRESENT those terms to the user as a table, let them correct any value, and get explicit confirmation; (4) call ImportRSA again WITHOUT preview and the SAME source_s3_uri; pass rsa_terms_override with any user-corrected terms (omit it to accept the extracted terms as-is), and stakeholder_id to pin the matched grantee. This creates the common-stock holding with its vesting schedule (or updates the grantee's existing holding), records a signed RSA agreement, and links the PDF — atomically. Never skip the preview + confirmation step; never persist unreviewed OCR output. Empty string / 0 / false in the extracted terms means the value was not stated in the document — never fabricate.

Imports a SAFE from an uploaded SAFE PDF and stores the document in S3. USE THIS (not RecordCapTableInvestment) whenever the user provides or uploads a SAFE PDF file. Flow: (1) call GetOcrUploadUrl with kind=SAFE and mime_type=application/pdf to get a presigned PUT URL + source_s3_uri, (2) upload the PDF bytes to that PUT URL, (3) call ImportSAFE with that source_s3_uri. This runs OCR to extract the terms; pass valuation_cap / investment_amount / discount_rate only to CORRECT a value the user says the OCR misread, and leave them empty to keep what the document says. Call ExtractSafeTerms first and get the user's confirmation before importing. effective_date is required — never import a SAFE without a date. If the company named on the document differs from this company, say both names and get the user's confirmation before importing. It copies the PDF to the canonical cap-table SAFE location, links it to a SAFE agreement, resolves the investor by name (matching an existing stakeholder or creating a new one), and creates the security. The security is marked signed only if the document is actually signed; an unsigned SAFE PDF is still stored and left committed. Whenever the user has the PDF — including when they attached it to this conversation — upload it and pass source_s3_uri so the document itself is stored; a SAFE created from typed terms alone has nothing on record proving its date or signature, and the cap table flags it as missing its document. Use RecordCapTableInvestment only for a SAFE the user genuinely has no document for. The response carries the cap table before this call, what it added, and the cap table after — report an import in exactly that order (current table, new additions, final table) and take the totals from the response rather than reading the cap table again. For several SAFEs at once, list every one you are about to add and get a yes before the first call, not after the last.

ListCapTableAuditEvents returns the append-only who/what/when audit log for a company's ownership-affecting cap-table mutations (B1). Read-only.

Returns the ownership table as it stood when a round closed — one row per stakeholder, with shares and percentage frozen at that moment. Read-only. Use this to answer "who owned what after the seed". For today's ownership, read the cap table summary instead: a snapshot is history and does not move.

ListCapTableSummarySnapshots returns the point-in-time cap-table summary versions captured on material edits (B4). Read-only.

Returns one stakeholder's position at every round close, oldest first — the dilution story for a single person or fund. Read-only. Use this to answer "how has my ownership changed" or "how much was this founder diluted across the rounds".

MatchCapTableStakeholder suggests the existing stakeholder a parsed SAFE's investor name maps to (fuzzy match). Read-only.

PreviewCloseCapTableRound runs the SAME engine as CloseCapTableRound but does NOT persist or close anything — no status change, no snapshot writes. This is the action for "preview", "what-if", or "estimate the close"; it never finalizes the round. To actually close/finalize, use CloseCapTableRound.

Records one holding end-to-end: resolves or creates the stakeholder, then creates the holding with all derived fields, attaching or auto-creating a round for SAFE/Preferred. SAFE requires a valuation_cap. VESTING: for service equity held by a founder, employee, or advisor (instrument_type COMMON_STOCK or OPTION — restricted stock and option grants that vest over time), you MUST set the vesting field { start_date, total_months, cliff_months }. Carry these values from ExtractCapTable output (vesting_start_date / vesting_total_months / vesting_cliff_months) when importing a cap table. If such a holding has no vesting schedule in the source, ASK the user for the vesting start date, total months (e.g. 48), and cliff months (e.g. 12) BEFORE calling this tool — do not omit vesting and do not silently record it as fully vested. OMIT vesting entirely for investor instruments (SAFE, PREFERRED_STOCK, CONVERTIBLE_NOTE) — they never vest. Returns the stakeholder, security, and round ids. The response carries the cap table before this call, what it added, and the cap table after — report an import in exactly that order (current table, new additions, final table) and take the totals from the response rather than reading the cap table again. For several SAFEs at once, list every one you are about to add and get a yes before the first call, not after the last. PARTY: pass stakeholder_id whenever the person or fund is ALREADY on the cap table — including one you created or recorded earlier in this same conversation, and one you just read from GetListCapTableStakeholders. Use new_stakeholder ONLY for a party that is not on the register yet. Re-sending a name you have already used adds a SECOND row for the same person: the twin holds no equity, so ownership views hide it while stakeholder counts include it, and the register then disagrees with itself. If you are not certain whether a party exists, call GetListCapTableStakeholders first and take the id from there. The response returns stakeholder_reused — when it is true, say the holding was added to the existing stakeholder, never that a new one was created.

RecordCapTableRefund records a refund into the money-movement ledger (refund, confirmed) and flips the security's pipeline_status to 'refunded'.

Records an investor wire into the money-movement ledger and flips the security's pipeline_status to 'wired'. A wire is accepted ONLY when it is backed by one of: (a) a matched banking transaction_id (see GetListCapTableWireMatchSuggestions), or (b) a proof_document_uri whose ExtractWirePaymentProof verdict is 'verified'. With neither, the call is rejected — never mark a wire wired without a matched transaction or a verified payment proof.

ReopenCapTableRound flips a CLOSED round back to OPEN (status only).

SetCapTableAuthorizedShares updates the company's authorized share ceiling (charter amendment must have been obtained before calling this). Owner-only.

Moves ONE investor's holding along the fundraising pipeline. Use this to change a stage — never UpdateCapTableSecurity, which is a full replace and will blank any field you do not resend. Forward goes one stage at a time: committed -> sent -> signed (awaiting_middleman sits between sent and signed and applies only to deals routed through a middleman, so stepping over it is fine). Skipping further ahead is rejected. Moving BACK to an earlier stage is allowed and is how a stage entered by mistake gets corrected — no need to delete the investor. Two things cannot be undone: 'wired' is set only by recording the wire (RecordCapTableWire, which requires a matched bank transaction or a verified payment proof) and never by this tool, and once wired the only move is a refund (RecordCapTableRefund). Setting the stage a holding already has is accepted and changes nothing. The fundraising pipeline is investors only: founders and employees receive equity, they never commit or wire capital, so a stage move on their holding is refused — leave them out when you list or summarize the pipeline.

Computes what every stakeholder takes home at ONE hypothetical exit valuation, running the liquidation-preference waterfall and converting SAFEs as if the exit were the price round. Read-only — nothing is written. When the user asks to "run a simulation" without naming a number, do not pick round numbers out of the air: read the company's own valuations first (GetListCapTableRounds for pre/post-money, GetListCapTableSecurities for SAFE valuation caps) and call this once per valuation, plus one clearly below the cheapest and one or two well above the richest, so the ladder shows both a down-round and an upside. Keep it to about five valuations. Report each scenario as: the exit value, the total distributed, and one line per investor with the payout and the cash-out multiple (payout / capital invested, e.g. "20.0x"); call out anyone crossing $1M and $30M, and say plainly when an exit below the last round means liquidation preferences are repaid before common stock. Never hand-calculate any of these numbers.

UpdateCapTableAgreement applies a full update (status/progress/timestamps).

UpdateCapTableAgreementStatus transitions a SAFE agreement's status (Feature 10 pipeline wiring) — e.g. to completed once signing finishes. Status-only update; artifact pointers are preserved.

Changes a funding round's own terms — name, target, valuation, dates. Writes. It does not move a round between open and closed: closing runs a conversion engine and has its own call, and reopening has another.

UpdateCapTableSecurity applies a full update to a holding.

Edits an EXISTING stakeholder's identity (name, type, email, metadata) by id. FULL REPLACE; type is effectively immutable. To ADD a new stakeholder use CreateCapTableStakeholder; for an investor contributing capital use RecordCapTableInvestment.

UpdateMyStakeholderName lets an investor correct the name the company holds for them — a misspelled name on a SAFE is the investor's to fix, and asking the founder to retype it was the only route. Scoped to the caller's own stakeholder row; nothing else on the row can be changed this way.

Confirm the categories the posting engine chose for up to 500 transactions, moving them from the pending tab to posted. Each confirmation is written as a user override that AI enrichment never overwrites. Transactions with no resolved category cannot be confirmed and come back in failures — categorize those with transaction_categorize_transaction first.

Exclude up to 500 transactions from the books (set excluded=true) or put them back (excluded=false). Excluding voids the transaction's journal entry and stops the posting engine from re-deriving it, so the amount leaves every report. Use for duplicates, personal spending on a business card, and transfers already recorded elsewhere.

Cancel an accrual schedule so no further periodic entries are generated. Entries already posted for elapsed periods are kept. Audit-logged.

Close an accounting period: lock the window [start_date, end_date] and post a balanced closing entry that rolls the period's net income into equity (current-year earnings for a month/quarter close, retained earnings for a fiscal-year close). Periods must not overlap an existing closed period. After closing, writes dated inside the window are rejected until the period is reopened. Re-closing the same window is a no-op. Multi-currency companies get one closing entry per currency. Every close is audit-logged.

Record that a ledger transaction settles a bank-statement line, or clear an existing match by omitting the transaction. Refused once the statement is closed.

Confirm that two journal entries are the two halves of one transfer. The entry named first is reposted from funding account to funding account; the counterpart's transaction is excluded so the movement is counted once.

Create an accrual schedule that spreads a total amount across N monthly periods as accrual-only adjusting entries (e.g. amortize a prepaid, defer revenue, depreciate an asset). Each period posts Dr debit_gl_account / Cr credit_gl_account for its share; the split is straight-line with any rounding remainder on the final period. Pick gl_account_id values from accounting_get_chart_of_accounts. Cash-basis reports are unaffected.

Delete or void a journal entry. For entries tied to a transaction prefer re-categorizing the transaction (the entry re-derives). Deleting a derived entry is temporary — the engine re-creates it on the next sync; deleting a manual per-transaction override reverts the transaction to its automatic entry; a standalone manual entry is voided (kept for audit, excluded from reports). Every outcome is audit-logged.

GetBalanceSheet returns assets, liabilities, and equity balances as of a date; equity includes net income to date, so the sheet always balances. Read-only.

GetChartOfAccounts returns the company's chart of accounts (flat list with parent links; build the tree client-side). Read-only.

Per bank account and card, the balance the books show and how many posted entries came through it. Compare with the bank's own balance from account tools; a difference is what reconciliation resolves. Read-only.

GetGeneralLedger pages through one account's posted lines with opening, running, and closing balances — the account register. Read-only.

GetGLAccountTypeCatalog returns every account type with the detail types it admits and the classification it implies — what the New account panel needs to populate its two dependent selects without duplicating the pairing rules. Static per release; safe to cache. Read-only.

GetJournalEntryByTransaction returns the journal entry derived for one transaction (empty when none exists yet). Read-only.

GetListJournalEntries pages through the journal register with filters — the review queue is filter{needs_review: true}. Read-only.

GetListPeriods pages through a company's periods, newest first. Read-only.

List bank transactions awaiting bookkeeping review. Tabs: PENDING (the posting engine picked a category, or none, and nobody has confirmed it), POSTED (a human confirmed or set the category), EXCLUDED (deliberately kept out of the books). Each row carries the cleaned counterparty name, the raw bank memo, the absolute amount with a money-in/money-out direction, the effective category, the income/expense account it books to, and a confidence marker. Returns counters for all three tabs alongside the page.

GetListSchedules pages through a company's schedules. Read-only.

List the bank statements imported for reconciliation, newest period first, with how many of each statement's lines are still unmatched. Read-only.

GetPeriod returns one closed period by id. Read-only.

GetProfitAndLoss returns the income statement for a period: revenue and expense accounts with activity, totals, and net income. Read-only.

Count bank transactions per bookkeeping review tab (pending, posted, excluded) without fetching rows. Use to report how much review work is outstanding.

GetSchedule returns one schedule with its postings. Read-only.

One statement with its lines and their matches. Read-only.

GetTrialBalance returns every account's debit and credit totals for a period; total debits equal total credits when the books balance. Read-only.

ListAccountingAuditEvents pages through the append-only accounting audit log — who changed what and when across journal entries and the chart of accounts, newest first. Filter by entity_id for one record's history. Read-only.

PreviewClose computes the per-currency revenue/expense totals and the net income a close would roll, without writing anything, and reports what still blocks the close along with what closing carries with it. The blockers come from the function ClosePeriod refuses on, so a clean preview means the close will not be refused for a precondition. Read-only.

PreviewSchedule computes the straight-line per-period split for the given amount and period count without persisting anything. Read-only.

Scan a company's recent posted transactions and suggest accrual schedules (e.g. amortize a large annual prepaid over 12 months). Returns proposals only — nothing is created until you confirm one by calling accounting_create_schedule with the proposal's fields. Each proposal carries the suggested kind, total amount, start date, period count, debit/credit GL accounts, the source transaction, and a rationale.

Reopen a closed accounting period: void its closing entry(ies) and lift the write lock so entries dated inside the window can be edited and the period re-closed. Audit-logged.

Record a bank account or card's opening balance: the money it already held before the transaction feed's history begins. Posts one journal entry against Opening Balance Equity, dated the day the books open. Without it the books differ from the bank by everything that happened before the feed, and every account looks unreconciled. Pass the amount to establish, not the difference — positive for an asset, negative for money already owed.

Rank ledger transactions against a statement's unmatched lines. Amount must match exactly; date proximity and description then rank the candidates. Writes nothing — apply one with accounting_confirm_statement_match.

Rank the journal entries that could be the other half of a transfer between the company's own accounts: opposite direction, same amount, different instrument, dated within a few days. Writes nothing — apply one with accounting_confirm_transfer_pair.

Undo a confirmation: the mirror returns and both halves are re-derived.

Create or replace a double-entry journal entry (manual adjustment or per-transaction override). Lines must balance: total debits == total credits, 2-64 lines, positive decimal amounts with the sign carried by side. Pick gl_account_id values from accounting_get_chart_of_accounts (postable accounts only). An entry with transaction_id replaces that transaction's derived entry and is preserved across re-enrichment. The entry is recorded as source=user and status=POSTED regardless of what is supplied, and every save is written to the audit log.

AttachDocument records an uploaded file against the application.

DeleteApplication erases an application the applicant has abandoned, along with its classes, documents, and clearance reports. Refused once the package has gone to the firm: from that point the record backs work the firm has already begun, and withdrawal is a conversation with them.

DraftGoodsServices drafts an identification for each claimed class in USPTO ID Manual register. Output is a draft for attorney review.

AcknowledgeHandoff records that the firm has taken the matter, optionally with the firm's own docket reference.

GetHandoffPackage returns the intake, the clearance record, and a short-lived presigned URL for the dossier PDF.

ListPendingHandoffs returns the packages awaiting this firm's attention.

RequestAdditionalInfo asks the applicant for something missing, and notifies them.

UpdateHandoffStatus advances the handoff through the firm's workflow.

GeneratePackage renders the handoff dossier for the reviewing attorney.

GetApplication returns one application with its classes and documents.

GetClearanceReport returns a stored clearance snapshot.

GetListApplications lists a company's applications.

GetUploadURL returns a presigned S3 PUT URL for a specimen or logo. The URL is minted on demand and never persisted.

RecommendClasses decides which classes the applicant should claim and says why, citing what comparable businesses registered. This is the intake path: an applicant is not expected to know that accounting services and accounting software fall in different classes. Writes nothing — the applicant confirms via SetClasses.

RunClearance searches USPTO for conflicting marks across phonetic variants, screens the open web for unregistered use, and stores a snapshot report.

SetClasses replaces the claimed Nice classes.

SetCompetitors records the competitors the applicant named.

SetGoodsServices records the confirmed identification per class.

SetMark records the mark itself and what the applicant sells.

SetOwner records the owner of record for the application.

SetUseDates records first-use dates and the filing basis per class.

StartApplication opens a draft application for a company.

StudyCompetitors reads those competitors' trademark prosecutions and reports what they had to change to register — the refusals they drew and the wording that survived. Writes nothing.

SubmitToFirm delivers the package to a partner firm.

SuggestClasses proposes Nice classes by keyword-matching the business description. It is the offline fallback for RecommendClasses: no network, no reasoning, and it misses anything the keyword table does not name.

ConfirmExtractedValue records that a human checked a read value. Without it a low-confidence extraction holds its section open forever and the application can never be submitted.

Records the opening deposit a founder chose for their banking application. This stores an intention only — it does not move money, and no funds are transferred by any part of Lovie today. Never tell the user their deposit has been sent.

Reads an uploaded document on a banking application — a Certificate of Incorporation or an IRS EIN letter — and fills in the values it states, each marked with where it came from and how confident the read was. It never sets the industry classification: no document states it.

GetBankingApplication returns the whole application: the business facts, the beneficial owners, the uploaded documents, what each value's source was, and the sections still outstanding. It is the one read for answering "where is my application, and what is left?". It carries only the last four digits of the employer identification number and of each owner's tax identifier. The undivided values live in the secret store, and reading the identification number back is a separate RPC that is deliberately not a tool — a whole identifier in a tool call is a whole identifier in a transcript.

Returns the suggested opening deposit for a banking application and the reason for that figure. Read-only: it moves no money and records nothing.

GetIssuanceState reports where this application's deposit account stands: whether it is queued, being opened, open, or could not be opened, and the last four digits once there are any. It exists as its own state so that an approved application is never mistaken for an open account. Approval is our banking partner accepting the corporation; opening happens after it and can still fail, so a caller that wants to tell somebody they can receive money must read this, not the application's status.

HydrateFromCapTable carries the company's carriable stakeholders onto an open application as beneficial owners. Idempotent: the stakeholder link identifies them, so running twice updates rather than duplicates, and an owner the applicant corrected keeps their correction.

HydrateFromFormation is idempotent: it writes values and their provenance in one transaction and never overwrites something the applicant supplied.

PreviewCapTableHydration says which of the company's cap-table stakeholders could be carried over as beneficial owners, without writing. Read-only, and unavailable rather than an error when there is nothing to carry.

PreviewFormationHydration says what a formation would carry over, without writing. Read-only so the entry picker can offer the warm path only when it is genuinely available.

RefreshApplicationProviderStatus re-reads the provider's verification verdict for a submitted application and moves it on when the verdict has settled. Pull, not push, for the reason RefreshOwnerVerification is: a webhook nobody received leaves an applicant waiting on a state change that already happened. A tool, like RefreshOwnerVerification beside it, and idempotent for the same reason: asking again is how the answer arrives, so a client that prompts before every ask makes the one safe action feel dangerous. The verb heuristic does not know "Refresh", so this is stated rather than derived.

Re-reads the identity-verification outcome for one beneficial owner on a banking application and records it. Idempotent. Does not start a verification and does not carry any of that person's personal data.

Files a company's employer identification number against a banking application. Nine digits, no separators. The whole number goes to the secret store and only its last four are recorded; the response returns nothing, and no tool reads the number back. A company that has applied for an EIN but not received it does not have one to give — say so and move on rather than inventing digits.

Files a non-US beneficial owner's passport number against a banking application, with its issuing country and expiry. The number goes to the secret store; only the country and expiry are recorded on the owner, and the response returns nothing. Use this instead of the tax-identifier tool for an owner who has no SSN or ITIN. Pass it once and do not repeat it back.

Files one beneficial owner's Social Security Number or ITIN against a banking application. The whole number goes to the secret store and only its last four digits are recorded, which is all the response returns. Ask the person for it directly and pass it once — never guess it, never read it back to them, and never repeat it in your own message. The owners section cannot be completed without one for each assessed owner.

StartBankingApplication opens a business account application for a company. A company may have only one undecided application at a time; starting a second is refused rather than splitting the answers across two records. The path says where the answers will come from — WARM_FORMATION when the company was formed with Lovie and most of the form can be carried over, COLD_MANUAL when the applicant types them in.

SubmitBankingApplication freezes the application. It returns the blocking sections rather than a bare failure, so "submit is disabled" always comes with what is missing. Stays exposed — filling in and submitting an application is what an agent is for here — but marked destructive and non-idempotent so a client surfaces a confirmation. The freeze is one-way from the applicant's side: every subsequent write is refused with ErrApplicationFrozen, because what was submitted is what was reviewed. Being option-less made it look like an ordinary field write.

Suggest NAICS industry classification codes from a plain-language description of what a business does. Returns each candidate code with its official title and the words that matched, best match first. Returns nothing when the description is too short or the business is outside the covered set — say so rather than inventing a code. Never apply a suggestion without the person confirming it: the wrong code on a bank application is a compliance problem, not a typo.

UpdateBankingApplication takes a FieldMask. Every path in the mask also writes USER provenance, so correcting a carried-over value re-attributes it.

UpsertBeneficialOwner adds or updates one beneficial owner. A request whose owner carries ssn_last4 is refused with INVALID_ARGUMENT and writes nothing: those four digits are recorded only by SetOwnerTaxIdentifier, after the whole identifier has reached the secret store. Accepting them here would report a saved number that nothing holds.

Checks whether the user is likely eligible for an ITIN (guidance, not an IRS ruling). Someone with — or eligible for — an SSN cannot get an ITIN; a valid passport makes the process simplest. Ask the two questions conversationally and relay the answer.

Starts an ITIN purchase: creates the application and returns a Stripe Checkout URL. Give the URL to the user — payment always happens on the secure Stripe page, never in chat. Requires the user to have passed identity verification (KYC); if this answers failed-precondition, walk them through verifying first. After payment the intake is prefilled from what Lovie already knows, so the user mostly confirms.

Mints the secure, upload-only browser page for the user's identity documents (a passport photo page is enough). Chat cannot receive files — always hand the user this link.

Returns one ITIN application merged with the provider pipeline: who acts next, the identity-call booking link when scheduled, and the final outcome. Use this to answer 'any news on my ITIN?'.

Returns where to mail the wet-signed W-7 package, the envelope checklist, and the case reference. Share when the pipeline reaches the mail step.

Returns Lovie's price and timeline for a U.S. ITIN application (IRS Form W-7) — the tax id for founders without an SSN. Quote this before offering the service; the price shown is exactly what checkout charges.

Lists the company's ITIN applications with status. Call this FIRST when the user asks about an ITIN — never ask them for an application id.

Lists the uploaded identity documents with review status and OCR feedback (blurry, expired, name mismatch). Relay any feedback and offer a fresh upload link before submitting for review.

Records that the user mailed their signed W-7 package; include the courier tracking number so the team can watch for arrival.

Re-checks a pending ITIN payment against Stripe and settles it if paid. Use after the user says they completed checkout.

Persists partial W-7 intake answers while collecting them conversationally, so nothing is lost between sessions. Overwrites the previous draft — send everything gathered so far.

Hands the case to the provider's review team once identity documents are on file. A legible passport that matches the intake auto-verifies straight to the video-call booking step.

Submits the confirmed W-7 intake and pushes the application to the processing partner. Only call after showing the user a full summary and getting explicit confirmation. Requires a trusted-device approval: open one with identity's create-approval-session tool (action_type itin_submit_intake, payload {applicationId}), have the user approve on their phone, then pass the session id as approval_session_id.

Apply an existing categorization rule to the company's transaction history, booking every match to the rule's account. Writes user overrides that AI enrichment never overwrites and re-derives each bookkeeping journal entry. Preview first with transaction_preview_categorization_rule to see how many rows it would touch.

Set the same category on up to 500 transactions in one call by taxonomy option code (e.g. "ai-products", "meals"). Applies the sign-appropriate detail field and the umbrella category per transaction, writes user overrides that AI enrichment never overwrites, and re-derives each bookkeeping journal entry. Returns how many applied plus per-transaction failures. Use this instead of calling transaction_categorize_transaction in a loop.

Book up to 500 transactions to the same chart-of-accounts account in one call, by full account path (e.g. "expenses/meals-and-entertainment"). Writes user overrides that AI enrichment never overwrites and re-derives each bookkeeping journal entry. Returns how many applied plus per-transaction failures. Use this instead of calling transaction_categorize_transaction_by_account in a loop.

Set a transaction's category by taxonomy option code (e.g. "ai-products", "meals", "cloud-hosting"). Applies to the sign-appropriate detail field (income vs expense) and the umbrella category automatically. Writes a user override that AI enrichment never overwrites, and the bookkeeping journal entry re-derives from the new category. Find valid codes via field tools (list options of the income-category / expense-category fields).

Book a transaction to a chart-of-accounts account by its full path (e.g. "expenses/software-and-subscriptions", "revenue/sales-revenue"). This is the account the amount posts to, so prefer it over transaction_categorize_transaction. Writes a user override that AI enrichment never overwrites, and the bookkeeping journal entry re-derives from the account. List valid paths with accounting_get_chart_of_accounts.

List transaction documents with filtering and pagination

Read one transaction categorization rule by id: which merchants, amounts or directions it matches, the chart-of-accounts account matching transactions are booked to, and its priority in the evaluation order. Read-only.

List a company's transaction categorization rules in the order they are evaluated (lowest priority number first; the first match wins). Each rule states which merchants, amounts or directions it matches and which chart-of-accounts account matching transactions are booked to. Read-only.

Aggregate transactions into P&L groups (income/expenses) by a given dimension

Get a single transaction by ID or reference number

Count how many existing transactions a categorization rule would match, without writing anything. Use this to check a rule before creating or applying it. The rule does not have to exist yet.

Recommend a bookkeeping category for a transaction using the platform classifier agent. Returns ranked taxonomy option codes with confidence and a short rationale; writes nothing. Apply one with CategorizeTransaction.

Issues a new virtual card at the card issuer, funded by a specific bank account. account_id is REQUIRED: set it to the id of the account the card should spend from — it must belong to the same company as params.company_id (get_list_accounts lists the company's accounts; the call is rejected if the account belongs to another company or cannot fund cards). Set params.company_id to the company the card belongs to — the caller's membership is verified server-side, so pass a company the user actually belongs to (get_my_companies lists them). Set params.nickname to the name the user gave the card. Set params.spend_limit_cents to the limit in CENTS, not dollars: a $2,000 limit is 200000. params.spend_interval is REQUIRED whenever you send a limit and the call is rejected without it, so always send both — send SPEND_INTERVAL_MONTHLY when the user names an amount but no period, SPEND_INTERVAL_DAILY for a daily cap, or SPEND_INTERVAL_TRANSACTION for a per-charge cap. Do not send SPEND_INTERVAL_YEARLY: the default issuer does not support it and rejects the call — convert to a monthly amount and say so. Omit both fields only when the user wants no limit at all. Returns the created card, including its id, nickname, status, spend limit, expiry, cardholder, and billing address; report the id back to the user. Creating a card moves no money, but it does provision a real instrument at the issuer and no tool can delete it — only freeze it — so create one card per request and never retry a create that already succeeded. The full card number and CVV are never returned by any tool.

Suspend a card at the issuer so it declines new charges. The card is not closed and no money moves; UnfreezeCard restores it. Safe to repeat: a card that is already frozen is returned unchanged and successfully. Only report a card as frozen when the call succeeded — an error means it is still live.

Returns one card by id: its label, type, state, limits and the last four digits of its number. Read-only. The full card number and CVV are never returned by this or any other tool.

Returns how much has been spent on a card over a period, against its limit. Read-only. Use this to answer "how much is left on this card" without adding up transactions by hand.

Reads one card dispute by its id, refreshing its status from the card issuer first. Returns the dispute's card, disputed transaction, amount, status (filed, pending review, accepted, won, lost, rejected, or withdrawn), reason, description, and when it was filed and resolved.

Lists card disputes. Set filter.card_id to see the disputes filed on one card, or filter.company_id to see every dispute across a company (the caller's access is verified server-side). Returns each dispute's id, card, disputed transaction, amount, status (filed, pending review, accepted, won, lost, rejected, or withdrawn), reason, and when it was filed and resolved. Use page_size and page_token to page through long lists.

List the caller's own cards.

List the active cards of every member of the given company, as a narrow projection. Membership of the AUTHENTICATED caller in company_id is verified server-side — the id selects, it never authorizes.

Restore a frozen card at the issuer so it accepts charges again. Safe to repeat: a card that is already active is returned unchanged and successfully. A cancelled card cannot be restored and is rejected.

Replace a card's spend limit at the issuer. amount_cents is in CENTS, not dollars — a $500 limit is 50000 — and interval chooses the window the limit resets over. The new limit replaces the old one outright, so this raises spending authority as readily as it lowers it: send the exact amount the user asked for and never round up. Use SPEND_INTERVAL_MONTHLY, SPEND_INTERVAL_DAILY, or SPEND_INTERVAL_TRANSACTION; SPEND_INTERVAL_YEARLY is not supported by the default issuer and is rejected, so convert a yearly figure to a monthly amount and say so.

Create a finished document for a company from a template slug and field values.

Create a finished document by filling a company user-uploaded template with collected field values. Does not modify the original upload.

Fetch one document's metadata and its related signed/unsigned set.

Fetch one user-uploaded template including Vision-detected fillable fields.

List a company's documents, filtered by type, source, category, or template.

List the caller's saved signatures for the selected company.

List company-scoped user-uploaded templates (Use your own template). Separate from Lovie's builtin catalog.

Rename a stored document by updating its title. Company-scoped: only the owning company's members may rename.

Open a multi-signer signature envelope for an already-created company document. Prefer the composite signature_send_document_for_signature tool; this low-level primitive never returns signing tokens.

GetConsentDocument returns the currently effective ESIGN consent version (or a specific historical version when id is provided).

Lists a company's signature envelopes with their status and signer progress. Read-only and paginated. Use this to answer "what is out for signature" or to find an envelope id.

Returns one signature envelope by id: the documents in it, every signer, and who has signed so far. Read-only. Use this to answer "who still needs to sign" for a specific envelope.

ReconcileDocumentSignatureState re-runs the document-hub write-back for every envelope that is not voided, so the hub carries the signature state of envelopes created before the write-back understood subjects that name a record rather than a document. Platform-wide, never scoped to the caller's company: it reads and rewrites the signature pointer on every tenant's document rows. Invoked on demand, not on a cron. Its purpose is a backfill — the surfaces that read the hub would otherwise report every pre-existing SAFE as unsent — and it stays available afterwards because the same repair is needed whenever a write-back was lost (the document service unreachable at signing time, say). Reports by default; set apply to write. The safe mode is the zero value deliberately — see the field's own comment. Idempotent in effect, not in cost: the write is an upsert of (signature_envelope_id, signed_at) on the hub row, so repeating it converges rather than accumulating, but every call sweeps the whole platform. One case is NOT idempotent, and it is why this runs on demand rather than on a cron. The sweep resolves every envelope before it writes any row, and resolving costs one RPC per envelope over as many as 5000 of them, so the gap between reading an envelope and writing its row can span the whole run. A signature that completes inside that gap is overwritten by the winner the sweep decided on earlier. The write is unconditional anyway because the rows this backfill exists for carry no envelope at all, and a compare-and-set against an expected id cannot match an empty row. Run it when signing is quiet, and re-run it afterwards if it is not.

RunSignatureReminders sweeps every Lovie Sign envelope that is still awaiting signature — SAFEs and plain documents alike; Docusign envelopes are excluded because Docusign runs its own reminders — and re-emails the signing link to the signers whose turn it currently is. The sweep is platform-wide, never scoped to the caller's company: it mails every tenant's pending signers and the response lists their emails. The cadence is whatever was configured per envelope when it was sent, capped at 5 (MaxRemindersPerTurn) reminders per signing turn. Each reminder rotates that signer's token, so every link emailed to them earlier stops working. Runs on the syncer cron; also reviewer-invokable for a manual sweep. dry_run reports the would-be sends without emailing, rotating, or persisting anything.

GetEnvelopeSigners lists an envelope's signers and their signing progress.

Checks whether a proposed company or brand name is available as a US trademark and as a domain across common TLDs (.com, .io, .co, .net, .ai, .app). Call this whenever the user proposes or evaluates a name. It is informational only and does not read or change any formation; a partial failure still returns useful results for the side that succeeded.

GetCompany retrieves a single company by ID or code

GetListCompanies retrieves a list of companies with filtering and pagination

GetListCompanyMembers lists all members of a company

Lists the companies the SIGNED-IN user already belongs to, each with their role, plus that account itself in signed_in_as. Requires authentication. Call this only when the user asks about or wants to act on an EXISTING company. Do NOT call it to start a new formation (use formation_start_formation, which is anonymous) — it is not a required preamble. ALWAYS name the signed_in_as account when you show the list, and especially when the user cannot find a company they expect: you and the person reading your answer may be signed in as different users, and then your list and the one on their screen will not match. Naming the account turns that from a mystery into one sentence. A company they expect but do not see belongs to another account or they were never added as a member — never guess a company_id. To work on a different company from this list, simply pass its company_id to the next tool call: the connection is not tied to one company and the user does NOT have to disconnect and reconnect. Say which company you acted on whenever it is not the one they last mentioned.

UpdateCompany patches mutable company fields in a single call: name, logo_url, aliases, and — for a company Lovie did not incorporate — its entity type, state, formation date, EIN and principal address. name, logo_url and aliases are each left untouched when unset. The five profile fields are NOT: they are written as a group, so a request that sets any one of them states all five, and one left empty is CLEARED rather than kept. Read the company first and send back every profile value you are not deliberately erasing — sending only `ein` will blank the other four. The group is skipped entirely when none of the five is set, so an ordinary rename never touches them. The profile fields are REFUSED for a company whose source is LOVIE_FORMATION. Its formation is the filing of record, and letting the two disagree would mean the certificate says one thing and the dashboard another, with nothing to say which is right. Name and logo stay editable there, as they always were. MCP-exposed so a founder can correct their own company by asking. It writes, and it is neither idempotent nor destructive: it patches named fields on a row the caller already holds company.company.update on.

Returns a company's proof-of-formation intake: the facts on file, which sections are still outstanding and why, and how much is answered. Read-only. Resolve it by company rather than by id — the server finds the company's one open intake. A section that comes back with a handoff_url cannot be finished by any tool: send the person to that URL.

Carries a company's Lovie formation into its intake: the facts, the registered agent, and the stamped certificate of incorporation or formation. Idempotent, and it never overwrites an answer the person gave themselves. Call this before asking for anything on a company Lovie formed — it usually settles the proof section outright, which is the one section no tool can fill.

Says what a company's Lovie formation would carry into the intake, without writing anything. Read-only. When the formation cannot be read the answer is that it is unavailable — not an error — so offer to collect the facts directly instead of retrying.

Opens a company's proof-of-formation intake so its cap table can be set up. Idempotent: a company has at most one open intake, and calling again returns the existing one rather than splitting the answers across two records. Safe to call first when you do not know whether an intake exists.

Finishes the intake and records the company's proof of formation. A refusal is a normal answer, not a failure: it names the sections still blocking and, for a section no tool can clear, the URL where a person finishes it. Read that back rather than retrying. On success the cap table opens for a named, documented entity.

Records the company facts the intake asks for: legal name, entity type, the state (or, for a non-US company, the country) it was incorporated in, the formation date, the company's own address, and — for a US company — its registered agent's name and address. Only the paths named in the field mask are written, and each one lands attributed to the person who answered. The employer identification number is accepted but never required — a company formed days ago will not have one for weeks, and its absence does not hold the intake up.

Get a single field by ID or code

Get a single field option by ID or code

List field options with filtering and pagination

List fields with filtering and pagination

SuggestFieldOptions asks the LLM to propose dropdown option labels for a SELECT-typed field. Synchronous unary call.

List an entity's field values (detail/edit/admin flows only — N+1 over a grid).

Cancel an open vendor bill so it no longer counts as an open payable. Only OPEN bills can be cancelled; a bill already paid or cancelled cannot.

Records a bill the company owes a vendor. Writes, and records only — it does not pay anything or move money. Marking it paid is a separate call.

Lists the bills a company owes, newest first, with vendor, amount, due date and paid state. Read-only and paginated. Use this to answer "what do we owe" or "what is due this week".

Returns one bill the company owes a vendor, by id: amount, vendor, due date and whether it has been paid. Read-only. This is money out; an invoice is money in.

Records that a vendor bill has been paid. Writes. It settles the bookkeeping and does not send a payment: the money is assumed to have moved already, by whatever means.

Returns one invoice by id with its line items, client, totals, due date and payment state. Read-only. Use this to answer questions about a specific invoice; to find its id, list the company's invoices first.

GetInvoicePdfUrl returns a short-lived signed S3 URL for the rendered PDF.

Lists a company's invoices, newest first, with client, amount, due date and status. Read-only and paginated. Filter by status to answer "what is unpaid" or "what is overdue".

Returns a company's invoicing defaults: numbering, payment terms, currency, tax rate and the branding that appears on a rendered invoice. Read-only. Read this before creating an invoice if you need to know what the defaults will be.

SummarizeAdSpend unions the four ad platforms' daily campaign tables at read time into per-(provider, month, currency) spend/impressions/clicks/ conversions plus a per-currency CPA. Read-time only — no new storage.

SummarizeCampaignWindow summarises one charge against the campaigns in its billing window. Results are cached per company + account + window + charge, so repeated panel opens do not re-run the agent.

GetXAdsCampaignWindow aggregates each campaign over an arbitrary date range — the shape a charge is reconciled against.

Carries the owners named during a company's formation onto its cap table as founders holding common stock. Insert-only: an owner already present is left untouched, so running it twice adds nothing.

Reports which owners a company's formation would carry onto its cap table, and what the cap table still needs afterwards. Writes nothing. Returns available=false when the company has no formation or its formation named no owners.

CreateSafeEnvelope opens a two-party SAFE signing envelope from cap-table-supplied data (the caller fetched it via company.GetSafeAgreement): it renders the signable SAFE PDF, inserts the company (order 1) + investor (order 2) signers, and returns the raw investor signing token ONCE.

GetCounterparty retrieves a single counterparty by ID

GetListCounterparties retrieves a list of counterparties with filtering and pagination

GetListGlobalCounterparties performs a read-only batch lookup against the platform-wide canonical vendor registry. The filter accepts a list of provider stable IDs and/or aliases; the response returns every approved row matching ANY selector. Used by the cheap-resolve worker to short-circuit LLM enrichment for a whole batch in one RPC.

Resolve all fields bound to a datatable for a company (platform + company bindings).

List datatables (platform + a company's own).

Resolve the child datatables related to a parent (for the UI field picker).

GetDefaultSavedView returns the calling user's pinned default view for a datatable (empty when none is pinned)

GetListSavedViews lists saved views with filtering and pagination

GetSavedView retrieves a single saved view by ID

GetAccount retrieves a single account by ID with its details

GetListAccountDetails retrieves account details in batch (eliminates N+1 GetAccount calls)

Opens a sensitive-action approval on the user's own trusted device: a push notification asks them to approve on their phone. Use before tools that demand an approval (the domain auth-code reveal, the trademark firm handoff, the ITIN submit): create the session with the exact action_type and payload the tool documents, tell the user to check their phone, poll get-approval-session-status until APPROVED, then pass the session id to the gated tool. Sessions expire in minutes and are consumed single-use.

GetApprovalSessionStatus is a lightweight poll (status only) for the gated action to check whether it can proceed

Returns one billing client by id — the customer a company invoices — with contact and address details. Read-only.

Lists the customers a company invoices. Read-only and paginated. Use this to find a client id before creating an invoice, or to answer "who do we bill".

List available legal document templates (YAML catalog).

Find the best template match for a natural-language document request. Returns the template slug and its field definitions to collect before DocumentService.CreateDocument.

Draft a proposed agent-account setup for human review: a suggested spend envelope (per-payment / daily caps), allowed rails, and status. Creates nothing — a human provisions from the spec.

Draft a payment for human review: returns a canonical, ready-to-sign Mandate (body JSON + JCS hash) and a plain-language summary. Does NOT move money or run the pipeline — a human commits it by signing and submitting.

GetGoogleAdsCampaignWindow aggregates each campaign over an arbitrary date range — the shape a charge is reconciled against. Distinct from the monthly list above, whose `month` key cannot describe a billing period that starts mid-month.

List per-campaign monthly metrics for a company, with optional customer/campaign/month filtering and offset pagination.

Get a single insight by id.

Summarize savings for a company: identified (OPEN impact), estimated (marked-done projections), and realized (verifier-confirmed), with a per-detector-type split.

GetKycStatus aggregates the user's inquiries into a single app-level KYC status. Safe to expose to agents.

StartKycInquiry creates a provider inquiry and returns the hosted flow URL. Idempotent within an open inquiry window. Exposed because the Mac app reaches the server only over MCP, and only an inquiry this service opened is one the webhook and GetKycStatus can read.

GetListNotifications lists notifications for the caller with filtering and pagination

GetNotification returns a single notification owned by the caller

Lists payments a company has received, newest first, each with the invoice it was applied to. Read-only and paginated. Use this to answer "what has come in" or to reconcile an invoice against what was actually collected.

Returns one payment received against an invoice, by id: amount, date, method and the invoice it was applied to. Read-only.

List the company's bank accounts with current balances. Read-only.

Read an agent's settled spend broken down by counterparty and rail over an optional time window.

List the company's registered payment agents (assistants) with their autonomy envelopes (caps, allowed rails, status). Read-only.

Submit a signed payment mandate for autonomous execution. Runs the four-check pipeline and the per-agent autonomy fence; payments outside the agent's envelope are gated to human approval.

Execute a sealed draft after the user approved it on their trusted device. Moves money. If it fails, the draft and approval are spent — a retry needs a fresh draft and a fresh approval.

SuggestConnections reports providers the company is evidently already paying for, judged from its own transactions, and skips any it has already connected. Read-only — it writes nothing. Connect one with StartConnection.

List the company's cost-intelligence insights (savings opportunities, spend anomalies) with status/type filtering and pagination. Read-only.

Seal a transfer to a registered recipient as a server-held draft and get back a summary plus a single-use draft_id. Moves no money. Requires an active trusted device. Any change to amount, recipient, or rail is a NEW draft.

GetMetaAdsCampaignWindow aggregates each campaign over an arbitrary date range — the shape a charge is reconciled against.

Send the trusted-device approval for a sealed draft to the user's phone. Tell the user to answer within ~5 minutes. Poll approval status with get_approval_session_status only when the user says they have answered.

ListRecipients returns a company's registered destinations, optionally narrowed to one counterparty. One counterparty may have many recipients, so this is what a send-money picker enumerates. Company-scoped + membership-authorized. MCP-exposed (read-only).

GetShopifyPayoutOrders lists the orders that make up a single payout, with the payout's authoritative gross/fees/net — the shape a deposit is reconciled against.

List a company's detected recurring subscriptions — normalized vendor, monthly cost in cents, billing cadence, next expected charge and whether the price recently rose — filtered by lifecycle status, with offset pagination and a total count. Exposed: it reads back a company's own spend, derived from transactions its members can already see, and is membership-checked on filter.company_id. Nothing in the response is a credential, an identifier belonging to a third party, or a value the caller does not already hold. It is the read that answers "what am I paying for every month", and the duplicate-tool and price-increase insights point at these same streams.

GetTikTokAdsCampaignWindow aggregates each campaign over an arbitrary date range — the shape a charge is reconciled against.

List the company's transactions with filtering, sorting, and pagination. Read-only.

GetUser returns a single user by internal id or Clerk id